ATLO (Ames National) Tariff Resilience Score: 7/10 (As of Jun. 28, 2026)


ATLO Ames National Corp ATLO
59 GF Score
Price $30.50
GF Value $24.11
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Ames National Tariff Resilience Score?

Ames National ATLO +1.24% 59 Tariff Resilience Score is 7 as of Jun. 28, 2026. GuruFocus rates ATLO with a GF Score™ of 59/100 and a GF Value™ of $24.11 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,610 Banks companies, Ames National ranks better than 60.62% on this metric.

Ames National has the Tariff Resilience Score of 7, which implies that the company might have Highly Resilient.

Ames National has Ames National's operations are primarily domestic, reducing direct tariff exposure. However, indirect impacts through client industries and limited international diversification present moderate risks.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Ames National might have Highly Resilient.

Ames National  (NAS:ATLO) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Ames National Tariff Resilience Score Related Terms

ATLO vs FUNC, HWBK, FXNC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Ames National's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ames National Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Ames National's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Ames National's Tariff Resilience Score falls into.


ATLO
59GF Score
Ames National Corp ATLO
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 7 mean?
Ames National (ATLO) has a Tariff Resilience Score of 7 as of Jun. 28, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Ames National ranks #634 out of 1610 companies in the Banks industry, placing it in the top 39.4%.
Is Ames National's Tariff Resilience Score too high?
Ames National's current Tariff Resilience Score is 7. Based on the distribution chart, Ames National ranks #634 out of 1610 companies in the Banks industry, which is above the industry midpoint. Overall, Ames National has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ames National's Tariff Resilience Score compare to FUNC and HWBK?
According to the Banks industry distribution chart, Ames National ranks #634 out of 1610 companies for Tariff Resilience Score. This puts Ames National in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Ames National's current Tariff Resilience Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ames National stock overvalued right now?
Based on GuruFocus' analysis, Ames National (ATLO) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.11, compared to a current price of $30.50 — trading 26.5% above its estimated fair value. The current Tariff Resilience Score is 7. Ames National's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Ames National (ATLO), the current Tariff Resilience Score is 7 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ames National (ATLO) Overvalued in 2026?

Based on GuruFocus' analysis, Ames National stock appears to be overvalued. The current stock price of $30.50 is trading 26.5% above its estimated GF Value™ of $24.11. GuruFocus considers Ames National to be Modestly Overvalued.

Key valuation signals for ATLO:

  • Tariff Resilience Score: 7
  • GF Value™: $24.11 vs. price of $30.50 (26.5% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the ATLO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ames National Business Description

Address 323 Sixth Street, Ames, IA, USA, 50010
Ames National Corporation is a bank holding company based in the United States. Through its subsidiaries, it provides a range of banking and other financial products and services to customers in Iowa, mainly in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union in central, north-central, and south-central Iowa. The Group offers several financial products and services, including checking and savings accounts, time deposits, commercial, construction, and agricultural loans, personal loans, lines of credit, cash management services, merchant credit card processing, safe deposit boxes, and ATM services, among others. It caters to the banking needs of a diverse range of customers, including individuals, businesses, professionals, and enterprises.
59GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.50
Price
$24.11
GF Value