Ames NationalATLO +0.20%59 Median PS Value is $26.83 as of Jun. 25, 2026, which is 3526% above its 10-year median of 0.74. GuruFocus rates ATLO with a GF Score™ of 59/100 and a GF Value™ of $24.11 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,042 Banks companies, Ames National ranks worse than 53.93% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Ames National's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $7.838. Ames National's 10-Year median PS Ratio is 3.4231. Therefore, the Median PS Value for today is $26.83.
As of today (2026-06-25), Ames National's share price is $30.73. Ames National's Median PS Value is $26.83. Therefore, Ames National's Price to Median PS Value for today is 1.14.
The historical rank and industry rank for Ames National's Median PS Value or its related term are showing as below:
ATLO'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.48 Med: 0.74 Max: 1.24
Current: 1.14
During the past 13 years, the highest Price to Median PS Value of Ames National was 1.24. The lowest was 0.48. And the median was 0.74.
ATLO's Price-to-Median-PS-Value is ranked worse than 53.93% of 1042
companies
in the Banks industry
Industry Median: 1.1
vs ATLO: 1.14
Ames National (NAS:ATLO) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Ames National's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
30.73
/
26.83
=
1.15
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ames National Median PS Value Related Terms
Ames National Median PS Value Historical Data
* Premium members only.
The historical data trend for Ames National's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ATLO vs FUNC, HWBK, FXNC: Median PS Value Comparison
For the Banks - Regional subindustry, Ames National's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ames National Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Ames National's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Ames National's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.4231.
Ames National's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.838.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ames National (ATLO) has a Median PS Value of $26.83 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Ames National and its competitors. This is 3526% above median its historical median of 0.74. Over the past decade, Ames National's Median PS Value has ranged from 0.48 to 1.24. According to the industry distribution chart, Ames National ranks #562 out of 1042 companies in the Banks industry, placing it in the top 53.9%.
Is Ames National's Median PS Value too high?
Ames National's current Median PS Value of $26.83 is 3526% above median its 10-year median of 0.74. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 1.24. The Banks industry median Median PS Value is 1.10. Ames National's value of $26.83 is 2339.1% above this industry median. Based on the distribution chart, Ames National ranks #562 out of 1042 companies in the Banks industry, which is below the industry midpoint. Overall, Ames National has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ames National's Median PS Value compare to FUNC and HWBK?
According to the Banks industry distribution chart, Ames National ranks #562 out of 1042 companies for Median PS Value. This places Ames National in the lower half of its industry. The industry median Median PS Value is 1.10. Ames National's value of $26.83 is 2339.1% above this benchmark. Historically, Ames National's own Median PS Value has ranged from 0.48 to 1.24 over the past decade. While the company's 10-year median is 0.74 vs. the industry median of 1.10, Ames National has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.10, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ames National's current Median PS Value of $26.83 is 2339.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Ames National and its competitors. For the Banks industry, the median Median PS Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ames National's current Median PS Value is $26.83, which is 3526% above median its own 10-year median of 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ames National stock overvalued right now?
Based on GuruFocus' analysis, Ames National (ATLO) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.11, compared to a current price of $30.73 — trading 27.5% above its estimated fair value. The current Median PS Value is $26.83, which is 3526% above median its 10-year median of 0.74 and 2339.1% above the Banks industry median of 1.10. Ames National's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Ames National (ATLO), the current Median PS Value is $26.83 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ames National (ATLO) Overvalued in 2026?
Based on GuruFocus' analysis, Ames National stock appears to be overvalued.
The current stock price of $30.73 is trading 27.5% above its estimated GF Value™ of $24.11.
GuruFocus considers Ames National to be Modestly Overvalued.
Key valuation signals for ATLO:
Median PS Value: $26.83 (3526% above median its 10-year median of 0.74)
GF Value™: $24.11 vs. price of $30.73 (27.5% above fair value)
Industry Position: 2339.1% above the Banks median (#562 of 1042)
No single metric tells the full story. See the ATLO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ames National Corporation is a bank holding company based in the United States. Through its subsidiaries, it provides a range of banking and other financial products and services to customers in Iowa, mainly in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union in central, north-central, and south-central Iowa. The Group offers several financial products and services, including checking and savings accounts, time deposits, commercial, construction, and agricultural loans, personal loans, lines of credit, cash management services, merchant credit card processing, safe deposit boxes, and ATM services, among others. It caters to the banking needs of a diverse range of customers, including individuals, businesses, professionals, and enterprises.
59GF Score
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