ATLO (Ames National) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


ATLO Ames National Corp ATLO
59 GF Score
Price $29.53
GF Value $24.12
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Ames National ROC (Joel Greenblatt) %?

Ames National ATLO -3.21% 59 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates ATLO with a GF Score™ of 59/100 and a GF Value™ of $24.12 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 47 Banks companies, Ames National ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

ATLO
59GF Score
Ames National Corp ATLO
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Ames National (ATLO) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Ames National and its competitors. According to the industry distribution chart, Ames National ranks #999999 out of 47 companies in the Banks industry.
Is Ames National's ROC (Joel Greenblatt) % too high?
Ames National's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Ames National ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Ames National has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ames National's ROC (Joel Greenblatt) % compare to HWBK and FFBB?
According to the Banks industry distribution chart, Ames National ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Ames National in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 71.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 71.07, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Ames National and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 71.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ames National's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ames National stock overvalued right now?
Based on GuruFocus' analysis, Ames National (ATLO) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.12, compared to a current price of $29.53 — trading 22.4% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Ames National's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Ames National (ATLO), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ames National (ATLO) Overvalued in 2026?

Based on GuruFocus' analysis, Ames National stock appears to be overvalued. The current stock price of $29.53 is trading 22.4% above its estimated GF Value™ of $24.12. GuruFocus considers Ames National to be Modestly Overvalued.

Key valuation signals for ATLO:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $24.12 vs. price of $29.53 (22.4% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the ATLO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ames National Business Description

Address 323 Sixth Street, Ames, IA, USA, 50010
Ames National Corporation is a bank holding company based in the United States. Through its subsidiaries, it provides a range of banking and other financial products and services to customers in Iowa, mainly in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union in central, north-central, and south-central Iowa. The Group offers several financial products and services, including checking and savings accounts, time deposits, commercial, construction, and agricultural loans, personal loans, lines of credit, cash management services, merchant credit card processing, safe deposit boxes, and ATM services, among others. It caters to the banking needs of a diverse range of customers, including individuals, businesses, professionals, and enterprises.
59GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.53
Price
$24.12
GF Value