Ames NationalATLO -1.49%59 FCF Yield % is 8.12 as of Jun. 25, 2026, which is 5% below its 10-year median of 8.58. GuruFocus rates ATLO with a GF Score™ of 59/100 and a GF Value™ of $24.11 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,504 Banks companies, Ames National ranks worse than 50.93% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Ames National FCF Yield % Related Terms
Ames National FCF Yield % Historical Data
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The historical data trend for Ames National's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ames National's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ames National FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Ames National's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Ames National's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ames National (ATLO) has a FCF Yield % of 8.12 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ames National and its competitors. This is near median its historical median of 8.58. Over the past decade, Ames National's FCF Yield % has ranged from 5.66 to 17.09. According to the industry distribution chart, Ames National ranks #766 out of 1504 companies in the Banks industry, placing it in the top 50.9%.
Is Ames National's FCF Yield % too high?
Ames National's current FCF Yield % of 8.12 is near median its 10-year median of 8.58. Over the past 10 years, this metric has ranged from a low of 5.66 to a high of 17.09. The Banks industry median FCF Yield % is 8.24. Ames National's value of 8.12 is 1.5% below this industry median. Based on the distribution chart, Ames National ranks #766 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Ames National has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ames National's FCF Yield % compare to FUNC and HWBK?
According to the Banks industry distribution chart, Ames National ranks #766 out of 1504 companies for FCF Yield %. This places Ames National in the lower half of its industry. The industry median FCF Yield % is 8.24. Ames National's value of 8.12 is 1.5% below this benchmark. Historically, Ames National's own FCF Yield % has ranged from 5.66 to 17.09 over the past decade. While the company's 10-year median is 8.58 vs. the industry median of 8.24, Ames National has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.24, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ames National's current FCF Yield % of 8.12 is 1.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ames National and its competitors. For the Banks industry, the median FCF Yield % is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ames National's current FCF Yield % is 8.12, which is near median its own 10-year median of 8.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ames National stock overvalued right now?
Based on GuruFocus' analysis, Ames National (ATLO) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.11, compared to a current price of $30.21 — trading 25.3% above its estimated fair value. The current FCF Yield % is 8.12, which is near median its 10-year median of 8.58 and 1.5% below the Banks industry median of 8.24. Ames National's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Ames National (ATLO), the current FCF Yield % is 8.12 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ames National (ATLO) Overvalued in 2026?
Based on GuruFocus' analysis, Ames National stock appears to be overvalued.
The current stock price of $30.21 is trading 25.3% above its estimated GF Value™ of $24.11.
GuruFocus considers Ames National to be Modestly Overvalued.
Key valuation signals for ATLO:
FCF Yield %: 8.12 (near median its 10-year median of 8.58)
GF Value™: $24.11 vs. price of $30.21 (25.3% above fair value)
Industry Position: 1.5% below the Banks median (#766 of 1504)
No single metric tells the full story. See the ATLO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ames National Corporation is a bank holding company based in the United States. Through its subsidiaries, it provides a range of banking and other financial products and services to customers in Iowa, mainly in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union in central, north-central, and south-central Iowa. The Group offers several financial products and services, including checking and savings accounts, time deposits, commercial, construction, and agricultural loans, personal loans, lines of credit, cash management services, merchant credit card processing, safe deposit boxes, and ATM services, among others. It caters to the banking needs of a diverse range of customers, including individuals, businesses, professionals, and enterprises.
59GF Score
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