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Ames NationalATLO +1.29%59 Earnings per Share (Diluted) is $2.58 as of Mar. 2026. GuruFocus rates ATLO with a GF Score™ of 59/100 and a GF Value™ of $24.15 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,412 Banks companies, Ames National ranks worse than 70821.46% on this metric.
Ames National's EPS (Basic) for the
three
months ended in Mar. 2026 was $0.67.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.58.
During the past 12 months, Ames National's average EPS without NRIGrowth Rate was 90.60% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was -7.90% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was -0.10% per year.
During the past 13 years, Ames National's highest 3-Year average EPS without NRI Growth Rate was 36.10% per year. The lowest was -26.90% per year. And the median was 3.10% per year.
Ames National (NAS:ATLO) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Ames National Earnings per Share (Diluted) Related Terms
Ames National Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Ames National's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ATLO vs HWBK, ISBA, FXNC: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Ames National's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ames National PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Ames National's PE Ratio distribution charts can be found below:
* The bar in red indicates where Ames National's PE Ratio falls into.
Ames National Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Ames National's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.58
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $2.58 mean?
Ames National (ATLO) has a Earnings per Share (Diluted) of $2.58 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Ames National and its competitors. According to the industry distribution chart, Ames National ranks #999999 out of 1412 companies in the Banks industry.
Is Ames National's Earnings per Share (Diluted) too high?
Ames National's current Earnings per Share (Diluted) is $2.58. The Banks industry median Earnings per Share (Diluted) is 7.30. Ames National's value of $2.58 is 64.7% below this industry median. Based on the distribution chart, Ames National ranks #999999 out of 1412 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Ames National has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ames National's Earnings per Share (Diluted) compare to HWBK and ISBA?
According to the Banks industry distribution chart, Ames National ranks #999999 out of 1412 companies for Earnings per Share (Diluted). This places Ames National in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.30. Ames National's value of $2.58 is 64.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ames National's current Earnings per Share (Diluted) of $2.58 is 64.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Ames National and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ames National's current Earnings per Share (Diluted) is $2.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ames National stock overvalued right now?
Based on GuruFocus' analysis, Ames National (ATLO) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.15, compared to a current price of $30.92 — trading 28% above its estimated fair value. The current Earnings per Share (Diluted) is $2.58 and 64.7% below the Banks industry median of 7.30. Ames National's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Ames National (ATLO), the current Earnings per Share (Diluted) is $2.58 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ames National (ATLO) Overvalued in 2026?
Based on GuruFocus' analysis, Ames National stock appears to be overvalued.
The current stock price of $30.92 is trading 28% above its estimated GF Value™ of $24.15.
GuruFocus considers Ames National to be Modestly Overvalued.
Key valuation signals for ATLO:
Earnings per Share (Diluted): $2.58
GF Value™: $24.15 vs. price of $30.92 (28% above fair value)
Industry Position: 64.7% below the Banks median (#999999 of 1412)
No single metric tells the full story. See the ATLO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ames National Corporation is a bank holding company based in the United States. Through its subsidiaries, it provides a range of banking and other financial products and services to customers in Iowa, mainly in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union in central, north-central, and south-central Iowa. The Group offers several financial products and services, including checking and savings accounts, time deposits, commercial, construction, and agricultural loans, personal loans, lines of credit, cash management services, merchant credit card processing, safe deposit boxes, and ATM services, among others. It caters to the banking needs of a diverse range of customers, including individuals, businesses, professionals, and enterprises.
59GF Score
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