ATLO (Ames National) 3-1 Month Momentum %: 9.51% (As of Jul. 23, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ATLO Ames National Corp ATLO
60 GF Score
Price $29.76
GF Value $24.13
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Ames National 3-1 Month Momentum %?

Ames National ATLO +1.05% 60 3-1 Month Momentum % is 9.51% as of Jul. 23, 2026. GuruFocus rates ATLO with a GF Score™ of 60/100 and a GF Value™ of $24.13 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,569 Banks companies, Ames National ranks better than 65.39% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-23), Ames National's 3-1 Month Momentum % is 9.51%.

The industry rank for Ames National's 3-1 Month Momentum % or its related term are showing as below:

ATLO's 3-1 Month Momentum % is ranked better than
65.39% of 1569 companies
in the Banks industry
Industry Median: 2.03 vs ATLO: 9.51

Ames National  (NAS:ATLO) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Ames National 3-1 Month Momentum % Related Terms


ATLO vs HWBK, FFBB, FXNC: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Ames National's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ames National 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Ames National's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Ames National's 3-1 Month Momentum % falls into.


ATLO
60GF Score
Ames National Corp ATLO
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ames National  (NAS:ATLO) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 9.51% mean?
Ames National (ATLO) has a 3-1 Month Momentum % of 9.51% as of Jul. 23, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Ames National and its competitors. According to the industry distribution chart, Ames National ranks #543 out of 1569 companies in the Banks industry, placing it in the top 34.6%.
Is Ames National's 3-1 Month Momentum % too high?
Ames National's current 3-1 Month Momentum % is 9.51%. The Banks industry median 3-1 Month Momentum % is 2.03. Ames National's value of 9.51% is 368.5% above this industry median. Based on the distribution chart, Ames National ranks #543 out of 1569 companies in the Banks industry, which is above the industry midpoint. Overall, Ames National has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ames National's 3-1 Month Momentum % compare to HWBK and FFBB?
According to the Banks industry distribution chart, Ames National ranks #543 out of 1569 companies for 3-1 Month Momentum %. This puts Ames National in the upper half of its industry. The industry median 3-1 Month Momentum % is 2.03. Ames National's value of 9.51% is 368.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.03, based on 1,569 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ames National's current 3-1 Month Momentum % of 9.51% is 368.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Ames National and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ames National's current 3-1 Month Momentum % is 9.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ames National stock overvalued right now?
Based on GuruFocus' analysis, Ames National (ATLO) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.13, compared to a current price of $29.76 — trading 23.3% above its estimated fair value. The current 3-1 Month Momentum % is 9.51% and 368.5% above the Banks industry median of 2.03. Ames National's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Ames National (ATLO), the current 3-1 Month Momentum % is 9.51% as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ames National (ATLO) Overvalued in 2026?

Based on GuruFocus' analysis, Ames National stock appears to be overvalued. The current stock price of $29.76 is trading 23.3% above its estimated GF Value™ of $24.13. GuruFocus considers Ames National to be Modestly Overvalued.

Key valuation signals for ATLO:

  • 3-1 Month Momentum %: 9.51%
  • GF Value™: $24.13 vs. price of $29.76 (23.3% above fair value)
  • GF Score™: 60/100 with 5 warning signs
  • Industry Position: 368.5% above the Banks median (#543 of 1569)

No single metric tells the full story. See the ATLO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ames National Business Description

Address 323 Sixth Street, Ames, IA, USA, 50010
Ames National Corporation is a bank holding company based in the United States. Through its subsidiaries, it provides a range of banking and other financial products and services to customers in Iowa, mainly in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union in central, north-central, and south-central Iowa. The Group offers several financial products and services, including checking and savings accounts, time deposits, commercial, construction, and agricultural loans, personal loans, lines of credit, cash management services, merchant credit card processing, safe deposit boxes, and ATM services, among others. It caters to the banking needs of a diverse range of customers, including individuals, businesses, professionals, and enterprises.
60GF Score

Get the complete analysis for ATLO

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.76
Price
$24.13
GF Value