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Latitude Group HoldingsASX:LFS +1.12%21 Current Ratio is 2.40 as of Dec. 2025, which is 22% below its 10-year median of 3.08. GuruFocus rates ASX:LFS with a GF Score™ of 21/100. The stock has 1 warning sign investors should review. Among 398 Credit Services companies, Latitude Group Holdings ranks worse than 61.31% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Latitude Group Holdings's current ratio for the quarter that ended in Dec. 2025 was 2.40.
Latitude Group Holdings has a current ratio of 2.40. It generally indicates good short-term financial strength.
The historical rank and industry rank for Latitude Group Holdings's Current Ratio or its related term are showing as below:
ASX:LFS'
s Current Ratio Range Over the Past 10 Years
Min: 2.22 Med: 3.08 Max: 13.89
Current: 2.4
During the past 6 years, Latitude Group Holdings's highest Current Ratio was 13.89. The lowest was 2.22. And the median was 3.08.
ASX:LFS's Current Ratio is ranked worse than 61.31% of 398
companies
in the Credit Services industry
Industry Median: 4.74
vs ASX:LFS: 2.40
Latitude Group Holdings (ASX:LFS) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Latitude Group Holdings Current Ratio Related Terms
Latitude Group Holdings Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Latitude Group Holdings's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Latitude Group Holdings Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Latitude Group Holdings's Current Ratio distribution charts can be found below:
* The bar in red indicates where Latitude Group Holdings's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Latitude Group Holdings (ASX:LFS) has a Current Ratio of 2.40 as of Dec. 2025. This is 22% below median its historical median of 3.08. Over the past decade, Latitude Group Holdings' Current Ratio has ranged from 2.22 to 13.89. According to the industry distribution chart, Latitude Group Holdings ranks #244 out of 398 companies in the Credit Services industry, placing it in the top 61.3%.
Is Latitude Group Holdings' Current Ratio too high?
Latitude Group Holdings' current Current Ratio of 2.40 is 22% below median its 10-year median of 3.08. Over the past 10 years, this metric has ranged from a low of 2.22 to a high of 13.89. The Credit Services industry median Current Ratio is 4.74. Latitude Group Holdings' value of 2.40 is 49.4% below this industry median. Based on the distribution chart, Latitude Group Holdings ranks #244 out of 398 companies in the Credit Services industry, which is below the industry midpoint. Overall, Latitude Group Holdings has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Latitude Group Holdings' Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Latitude Group Holdings ranks #244 out of 398 companies for Current Ratio. This places Latitude Group Holdings in the lower half of its industry. The industry median Current Ratio is 4.74. Latitude Group Holdings' value of 2.40 is 49.4% below this benchmark. Historically, Latitude Group Holdings' own Current Ratio has ranged from 2.22 to 13.89 over the past decade. While the company's 10-year median is 3.08 vs. the industry median of 4.74, Latitude Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.74, based on 398 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Latitude Group Holdings's current Current Ratio of 2.40 is 49.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Latitude Group Holdings's current Current Ratio is 2.40, which is 22% below median its own 10-year median of 3.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Latitude Group Holdings stock overvalued right now?
Latitude Group Holdings (ASX:LFS) has a current Current Ratio of 2.40. The current Current Ratio is 2.40, which is 22% below median its 10-year median of 3.08 and 49.4% below the Credit Services industry median of 4.74. Latitude Group Holdings' overall GF Score™ is 21/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Latitude Group Holdings (ASX:LFS), the current Current Ratio is 2.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Latitude Group Holdings Ltd is engaged in the instalments and lending business. Its segments include Australia and New Zealand Pay (A&NZ Pay), Australia and New Zealand Money (A&NZ Money), and Other. The A&NZ Pay segment provides sales finance and credit cards. The A&NZ Money segment offers personal loans and motor loans. The Other segment includes other business activities. It provides payment and finance solutions to merchants and their customers. Customers are provided choice and flexibility, ranging from small everyday purchases to monthly or flexible payment plans for bigger purchases and travel credit cards. These services are offered in Australia, New Zealand, and Asia.
21GF Score
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