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Latitude Group HoldingsASX:LFS 21 3-Year FCF Growth Rate is -17.10% as of Jun. 2026. GuruFocus rates ASX:LFS with a GF Score™ of 21/100. The stock has 1 warning sign investors should review. Among 315 Credit Services companies, Latitude Group Holdings ranks worse than 63.17% on this metric.
During the past 3 years, the average Free Cash Flow per Share Growth Rate was -17.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
During the past 6 years, the highest 3-Year average Free Cash Flow per Share Growth Rate of Latitude Group Holdings was -17.10% per year. The lowest was -17.10% per year. And the median was -17.10% per year.
Latitude Group Holdings (ASX:LFS) 3-Year FCF Growth Rate Explanation
Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.
Latitude Group Holdings 3-Year FCF Growth Rate Related Terms
ASX:LFS vs V, MA, AXP: 3-Year FCF Growth Rate Comparison
For the Credit Services subindustry, Latitude Group Holdings's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Latitude Group Holdings 3-Year FCF Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Latitude Group Holdings's 3-Year FCF Growth Rate distribution charts can be found below:
* The bar in red indicates where Latitude Group Holdings's 3-Year FCF Growth Rate falls into.
Latitude Group Holdings 3-Year FCF Growth Rate Calculation
This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
What does a 3-Year FCF Growth Rate of -17.10% mean?
Latitude Group Holdings (ASX:LFS) has a 3-Year FCF Growth Rate of -17.10% as of Jun. 2026. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Latitude Group Holdings and its competitors. According to the industry distribution chart, Latitude Group Holdings ranks #199 out of 315 companies in the Credit Services industry, placing it in the top 63.2%.
Is Latitude Group Holdings' 3-Year FCF Growth Rate too high?
Latitude Group Holdings' current 3-Year FCF Growth Rate is -17.10%. Based on the distribution chart, Latitude Group Holdings ranks #199 out of 315 companies in the Credit Services industry, which is below the industry midpoint. Overall, Latitude Group Holdings has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Latitude Group Holdings' 3-Year FCF Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Latitude Group Holdings ranks #199 out of 315 companies for 3-Year FCF Growth Rate. This places Latitude Group Holdings in the lower half of its industry. The industry median 3-Year FCF Growth Rate is 1.80. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year FCF Growth Rate for a Credit Services company?
The median 3-Year FCF Growth Rate among Credit Services companies is 1.80, based on 315 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year FCF Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year FCF Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year FCF Growth Rate mean?
A high 3-Year FCF Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Latitude Group Holdings and its competitors. For the Credit Services industry, the median 3-Year FCF Growth Rate is 1.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Latitude Group Holdings's current 3-Year FCF Growth Rate is -17.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Latitude Group Holdings stock overvalued right now?
Latitude Group Holdings (ASX:LFS) has a current 3-Year FCF Growth Rate of -17.10%. The current 3-Year FCF Growth Rate is -17.10%. Latitude Group Holdings' overall GF Score™ is 21/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year FCF Growth Rate calculated?
3-Year FCF Growth Rate is calculated from a company's financial statements. For Latitude Group Holdings (ASX:LFS), the current 3-Year FCF Growth Rate is -17.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Latitude Group Holdings Ltd is engaged in the instalments and lending business. Its segments include Australia and New Zealand Pay (A&NZ Pay), Australia and New Zealand Money (A&NZ Money), and Other. The A&NZ Pay segment provides sales finance and credit cards. The A&NZ Money segment offers personal loans and motor loans. The Other segment includes other business activities. It provides payment and finance solutions to merchants and their customers. Customers are provided choice and flexibility, ranging from small everyday purchases to monthly or flexible payment plans for bigger purchases and travel credit cards. These services are offered in Australia, New Zealand, and Asia.
21GF Score
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