Latitude Group Holdings (ASX:LFS) Dividend Payout Ratio: 0.31 (As of Dec. 2025) — 28% Below Median

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ASX:LFS Latitude Group Holdings Ltd ASX:LFS
21 GF Score
Price A$0.90
! 1 Warning Sign
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What is Latitude Group Holdings Dividend Payout Ratio?

Latitude Group Holdings ASX:LFS +1.12% 21 Dividend Payout Ratio is 0.31 as of Dec. 2025, which is 28% below its 10-year median of 0.43. GuruFocus rates ASX:LFS with a GF Score™ of 21/100. The stock has 1 warning sign investors should review. Among 195 Credit Services companies, Latitude Group Holdings ranks better than 57.95% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Latitude Group Holdings's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.31.

The historical rank and industry rank for Latitude Group Holdings's Dividend Payout Ratio or its related term are showing as below:

ASX:LFS' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.26   Med: 0.43   Max: 1.25
Current: 0.26


During the past 6 years, the highest Dividend Payout Ratio of Latitude Group Holdings was 1.25. The lowest was 0.26. And the median was 0.43.

ASX:LFS's Dividend Payout Ratio is ranked better than
57.95% of 195 companies
in the Credit Services industry
Industry Median: 0.32 vs ASX:LFS: 0.26

As of today (2026-07-23), the Dividend Yield % of Latitude Group Holdings is 10.11%.

During the past 6 years, the highest Trailing Annual Dividend Yield of Latitude Group Holdings was 10.23%. The lowest was 3.80%. And the median was 6.64%.

Latitude Group Holdings's Dividends per Share for the months ended in Dec. 2025 was A$0.04.

During the past 3 years, the average Dividends Per Share Growth Rate was -23.60% per year.

During the past 6 years, the highest 3-Year average Dividends Per Share Growth Rate of Latitude Group Holdings was -23.60% per year. The lowest was -23.60% per year. And the median was -23.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Latitude Group Holdings (ASX:LFS) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Latitude Group Holdings Dividend Payout Ratio Related Terms


Latitude Group Holdings Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Latitude Group Holdings's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Latitude Group Holdings Dividend Payout Ratio Chart

Latitude Group Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial 0.32 1.25 0.54 0.00 0.26

Latitude Group Holdings Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.22 0.31

ASX:LFS vs V, MA, AXP: Dividend Payout Ratio Comparison

For the Credit Services subindustry, Latitude Group Holdings's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Latitude Group Holdings Dividend Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Latitude Group Holdings's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Latitude Group Holdings's Dividend Payout Ratio falls into.


ASX:LFS
21GF Score
Latitude Group Holdings Ltd ASX:LFS
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Latitude Group Holdings Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Latitude Group Holdings's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.07/ 0.265
=0.26

Latitude Group Holdings's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.04/ 0.129
=0.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.31 mean?
Latitude Group Holdings (ASX:LFS) has a Dividend Payout Ratio of 0.31 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Latitude Group Holdings and its competitors. This is 28% below median its historical median of 0.43. Over the past decade, Latitude Group Holdings' Dividend Payout Ratio has ranged from 0.26 to 1.25. According to the industry distribution chart, Latitude Group Holdings ranks #82 out of 195 companies in the Credit Services industry, placing it in the top 42.1%.
Is Latitude Group Holdings' Dividend Payout Ratio too high?
Latitude Group Holdings' current Dividend Payout Ratio of 0.31 is 28% below median its 10-year median of 0.43. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 1.25. The Credit Services industry median Dividend Payout Ratio is 0.32. Latitude Group Holdings' value of 0.31 is 3.1% below this industry median. Based on the distribution chart, Latitude Group Holdings ranks #82 out of 195 companies in the Credit Services industry, which is above the industry midpoint. Overall, Latitude Group Holdings has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Latitude Group Holdings' Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Latitude Group Holdings ranks #82 out of 195 companies for Dividend Payout Ratio. This puts Latitude Group Holdings in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Latitude Group Holdings' value of 0.31 is 3.1% below this benchmark. Historically, Latitude Group Holdings' own Dividend Payout Ratio has ranged from 0.26 to 1.25 over the past decade. While the company's 10-year median is 0.43 vs. the industry median of 0.32, Latitude Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 195 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Latitude Group Holdings's current Dividend Payout Ratio of 0.31 is 3.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Latitude Group Holdings and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Latitude Group Holdings's current Dividend Payout Ratio is 0.31, which is 28% below median its own 10-year median of 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Latitude Group Holdings stock overvalued right now?
Latitude Group Holdings (ASX:LFS) has a current Dividend Payout Ratio of 0.31. The current Dividend Payout Ratio is 0.31, which is 28% below median its 10-year median of 0.43 and 3.1% below the Credit Services industry median of 0.32. Latitude Group Holdings' overall GF Score™ is 21/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Latitude Group Holdings (ASX:LFS), the current Dividend Payout Ratio is 0.31 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Latitude Group Holdings Business Description

Address 130 Lonsdale Street, Level 18, Melbourne, VIC, AUS, 3000
Latitude Group Holdings Ltd is engaged in the instalments and lending business. Its segments include Australia and New Zealand Pay (A&NZ Pay), Australia and New Zealand Money (A&NZ Money), and Other. The A&NZ Pay segment provides sales finance and credit cards. The A&NZ Money segment offers personal loans and motor loans. The Other segment includes other business activities. It provides payment and finance solutions to merchants and their customers. Customers are provided choice and flexibility, ranging from small everyday purchases to monthly or flexible payment plans for bigger purchases and travel credit cards. These services are offered in Australia, New Zealand, and Asia.
21GF Score

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