Latitude Group Holdings (ASX:LFS) Debt-to-Asset : 0.81 (As of Dec. 2025)

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ASX:LFS Latitude Group Holdings Ltd ASX:LFS
25 GF Score
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What is Latitude Group Holdings Debt-to-Asset?

Latitude Group Holdings ASX:LFS 25 Debt-to-Asset is 0.81 as of Dec. 2025. GuruFocus rates ASX:LFS with a GF Score™ of 25/100. The stock has 1 warning sign investors should review.

Latitude Group Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$1,395.1 Mil. Latitude Group Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$5,223.8 Mil. Latitude Group Holdings's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was A$8,135.3 Mil. Latitude Group Holdings's debt to asset for the quarter that ended in Dec. 2025 was 0.81.

Latitude Group Holdings  (ASX:LFS) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Latitude Group Holdings Debt-to-Asset Related Terms

Latitude Group Holdings Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Latitude Group Holdings's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Latitude Group Holdings Debt-to-Asset Chart

Latitude Group Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial 0.73 0.77 0.78 0.80 0.81

Latitude Group Holdings Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.78 0.79 0.80 0.81 0.81

ASX:LFS vs V, MA, AXP: Debt-to-Asset Comparison

For the Credit Services subindustry, Latitude Group Holdings's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Latitude Group Holdings Debt-to-Asset vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Latitude Group Holdings's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Latitude Group Holdings's Debt-to-Asset falls into.


ASX:LFS
25GF Score
Latitude Group Holdings Ltd ASX:LFS
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Latitude Group Holdings Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Latitude Group Holdings's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(1395.1 + 5223.8) / 8135.3
=0.81

Latitude Group Holdings's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(1395.1 + 5223.8) / 8135.3
=0.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.81 mean?
Latitude Group Holdings (ASX:LFS) has a Debt-to-Asset of 0.81 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Latitude Group Holdings and its competitors.
Is Latitude Group Holdings' Debt-to-Asset too high?
Latitude Group Holdings' current Debt-to-Asset is 0.81. Overall, Latitude Group Holdings has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Latitude Group Holdings' Debt-to-Asset compare to V and MA?
Latitude Group Holdings' Debt-to-Asset of 0.81 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Credit Services company?
A good Debt-to-Asset depends on the Credit Services industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Latitude Group Holdings and its competitors. Latitude Group Holdings's current Debt-to-Asset is 0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Latitude Group Holdings stock overvalued right now?
Latitude Group Holdings (ASX:LFS) has a current Debt-to-Asset of 0.81. The current Debt-to-Asset is 0.81. Latitude Group Holdings' overall GF Score™ is 25/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Latitude Group Holdings (ASX:LFS), the current Debt-to-Asset is 0.81 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Latitude Group Holdings Business Description

Address 130 Lonsdale Street, Level 18, Melbourne, VIC, AUS, 3000
Latitude Group Holdings Ltd is engaged in the instalments and lending business. Its segments include Australia and New Zealand Pay (A&NZ Pay), Australia and New Zealand Money (A&NZ Money), and Other. The A&NZ Pay segment provides sales finance and credit cards. The A&NZ Money segment offers personal loans and motor loans. The Other segment includes other business activities. It provides payment and finance solutions to merchants and their customers. Customers are provided choice and flexibility, ranging from small everyday purchases to monthly or flexible payment plans for bigger purchases and travel credit cards. These services are offered in Australia, New Zealand, and Asia.
25GF Score

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