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Latitude Group HoldingsASX:LFS +1.12%21 Equity-to-Asset is 0.15 as of Dec. 2025, which is 6% below its 10-year median of 0.16. GuruFocus rates ASX:LFS with a GF Score™ of 21/100. The stock has 1 warning sign investors should review. Among 546 Credit Services companies, Latitude Group Holdings ranks worse than 79.85% on this metric.
The historical rank and industry rank for Latitude Group Holdings's Equity-to-Asset or its related term are showing as below:
ASX:LFS'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.15 Med: 0.16 Max: 0.2
Current: 0.15
During the past 6 years, the highest Equity to Asset Ratio of Latitude Group Holdings was 0.20. The lowest was 0.15. And the median was 0.16.
ASX:LFS's Equity-to-Asset is ranked worse than 79.85% of 546
companies
in the Credit Services industry
Industry Median: 0.405
vs ASX:LFS: 0.15
Latitude Group Holdings (ASX:LFS) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Latitude Group Holdings Equity-to-Asset Related Terms
Latitude Group Holdings Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Latitude Group Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Latitude Group Holdings Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Latitude Group Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Latitude Group Holdings's Equity-to-Asset falls into.
Latitude Group Holdings Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Latitude Group Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Latitude Group Holdings (ASX:LFS) has a Equity-to-Asset of 0.15 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Latitude Group Holdings and its competitors. This is near median its historical median of 0.16. Over the past decade, Latitude Group Holdings' Equity-to-Asset has ranged from 0.15 to 0.20. According to the industry distribution chart, Latitude Group Holdings ranks #436 out of 546 companies in the Credit Services industry, placing it in the top 79.9%.
Is Latitude Group Holdings' Equity-to-Asset too high?
Latitude Group Holdings' current Equity-to-Asset of 0.15 is near median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.20. The Credit Services industry median Equity-to-Asset is 0.41. Latitude Group Holdings' value of 0.15 is 63% below this industry median. Based on the distribution chart, Latitude Group Holdings ranks #436 out of 546 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Latitude Group Holdings has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Latitude Group Holdings' Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Latitude Group Holdings ranks #436 out of 546 companies for Equity-to-Asset. This places Latitude Group Holdings in the lower half of its industry. The industry median Equity-to-Asset is 0.41. Latitude Group Holdings' value of 0.15 is 63% below this benchmark. Historically, Latitude Group Holdings' own Equity-to-Asset has ranged from 0.15 to 0.20 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.41, Latitude Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.41, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Latitude Group Holdings's current Equity-to-Asset of 0.15 is 63% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Latitude Group Holdings and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Latitude Group Holdings's current Equity-to-Asset is 0.15, which is near median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Latitude Group Holdings stock overvalued right now?
Latitude Group Holdings (ASX:LFS) has a current Equity-to-Asset of 0.15. The current Equity-to-Asset is 0.15, which is near median its 10-year median of 0.16 and 63% below the Credit Services industry median of 0.41. Latitude Group Holdings' overall GF Score™ is 21/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Latitude Group Holdings (ASX:LFS), the current Equity-to-Asset is 0.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Latitude Group Holdings Ltd is engaged in the instalments and lending business. Its segments include Australia and New Zealand Pay (A&NZ Pay), Australia and New Zealand Money (A&NZ Money), and Other. The A&NZ Pay segment provides sales finance and credit cards. The A&NZ Money segment offers personal loans and motor loans. The Other segment includes other business activities. It provides payment and finance solutions to merchants and their customers. Customers are provided choice and flexibility, ranging from small everyday purchases to monthly or flexible payment plans for bigger purchases and travel credit cards. These services are offered in Australia, New Zealand, and Asia.
21GF Score
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