Latitude Group Holdings (ASX:LFS) EV-to-EBIT: 14.35 (As of Jul. 23, 2026) — 13% Below Median

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ASX:LFS Latitude Group Holdings Ltd ASX:LFS
21 GF Score
Price A$0.90
! 1 Warning Sign
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What is Latitude Group Holdings EV-to-EBIT?

Latitude Group Holdings ASX:LFS +1.12% 21 EV-to-EBIT is 14.35 as of Jul. 23, 2026, which is 13% below its 10-year median of 16.45. GuruFocus rates ASX:LFS with a GF Score™ of 21/100. The stock has 1 warning sign investors should review. Among 312 Credit Services companies, Latitude Group Holdings ranks better than 64.42% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Latitude Group Holdings's Enterprise Value is A$7,254.0 Mil. Latitude Group Holdings's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was A$505.6 Mil. Therefore, Latitude Group Holdings's EV-to-EBIT for today is 14.35.

The historical rank and industry rank for Latitude Group Holdings's EV-to-EBIT or its related term are showing as below:

ASX:LFS' s EV-to-EBIT Range Over the Past 10 Years
Min: 14.31   Med: 16.45   Max: 18.54
Current: 14.35

During the past 6 years, the highest EV-to-EBIT of Latitude Group Holdings was 18.54. The lowest was 14.31. And the median was 16.45.

ASX:LFS's EV-to-EBIT is ranked better than
64.42% of 312 companies
in the Credit Services industry
Industry Median: 23.56 vs ASX:LFS: 14.35

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. Latitude Group Holdings's Enterprise Value for the quarter that ended in Dec. 2025 was A$7,399.5 Mil. Latitude Group Holdings's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was A$505.6 Mil. Latitude Group Holdings's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 6.83%.


Latitude Group Holdings  (ASX:LFS) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

Latitude Group Holdings's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Dec. 2025 ) =EBIT / Enterprise Value (Q: Dec. 2025 )
=505.6/7399.52232
=6.83 %

Latitude Group Holdings's Enterprise Value for the quarter that ended in Dec. 2025 was A$7,399.5 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Latitude Group Holdings's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was A$505.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Latitude Group Holdings EV-to-EBIT Related Terms


Latitude Group Holdings EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for Latitude Group Holdings's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Latitude Group Holdings EV-to-EBIT Chart

Latitude Group Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBIT
Get a 7-Day Free Trial 18.63 23.74 42.36 16.30 14.64

Latitude Group Holdings Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 42.36 0.00 16.30 0.00 14.64

ASX:LFS vs V, MA, AXP: EV-to-EBIT Comparison

For the Credit Services subindustry, Latitude Group Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Latitude Group Holdings EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Latitude Group Holdings's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Latitude Group Holdings's EV-to-EBIT falls into.


ASX:LFS
21GF Score
Latitude Group Holdings Ltd ASX:LFS
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Latitude Group Holdings EV-to-EBIT Calculation

Latitude Group Holdings's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=7253.960/505.6
=14.35

Latitude Group Holdings's current Enterprise Value is A$7,254.0 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Latitude Group Holdings's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was A$505.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 14.35 mean?
Latitude Group Holdings (ASX:LFS) has a EV-to-EBIT of 14.35 as of Jul. 23, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Latitude Group Holdings and its competitors. This is 13% below median its historical median of 16.45. Over the past decade, Latitude Group Holdings' EV-to-EBIT has ranged from 14.31 to 18.54. According to the industry distribution chart, Latitude Group Holdings ranks #111 out of 312 companies in the Credit Services industry, placing it in the top 35.6%.
Is Latitude Group Holdings' EV-to-EBIT too high?
Latitude Group Holdings' current EV-to-EBIT of 14.35 is 13% below median its 10-year median of 16.45. Over the past 10 years, this metric has ranged from a low of 14.31 to a high of 18.54. The Credit Services industry median EV-to-EBIT is 23.56. Latitude Group Holdings' value of 14.35 is 39.1% below this industry median. Based on the distribution chart, Latitude Group Holdings ranks #111 out of 312 companies in the Credit Services industry, which is above the industry midpoint. Overall, Latitude Group Holdings has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Latitude Group Holdings' EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Latitude Group Holdings ranks #111 out of 312 companies for EV-to-EBIT. This puts Latitude Group Holdings in the upper half of its industry. The industry median EV-to-EBIT is 23.56. Latitude Group Holdings' value of 14.35 is 39.1% below this benchmark. Historically, Latitude Group Holdings' own EV-to-EBIT has ranged from 14.31 to 18.54 over the past decade. While the company's 10-year median is 16.45 vs. the industry median of 23.56, Latitude Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 23.56, based on 312 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Latitude Group Holdings's current EV-to-EBIT of 14.35 is 39.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Latitude Group Holdings and its competitors. For the Credit Services industry, the median EV-to-EBIT is 23.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Latitude Group Holdings's current EV-to-EBIT is 14.35, which is 13% below median its own 10-year median of 16.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Latitude Group Holdings stock overvalued right now?
Latitude Group Holdings (ASX:LFS) has a current EV-to-EBIT of 14.35. The current EV-to-EBIT is 14.35, which is 13% below median its 10-year median of 16.45 and 39.1% below the Credit Services industry median of 23.56. Latitude Group Holdings' overall GF Score™ is 21/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Latitude Group Holdings (ASX:LFS), the current EV-to-EBIT is 14.35 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Latitude Group Holdings Business Description

Address 130 Lonsdale Street, Level 18, Melbourne, VIC, AUS, 3000
Latitude Group Holdings Ltd is engaged in the instalments and lending business. Its segments include Australia and New Zealand Pay (A&NZ Pay), Australia and New Zealand Money (A&NZ Money), and Other. The A&NZ Pay segment provides sales finance and credit cards. The A&NZ Money segment offers personal loans and motor loans. The Other segment includes other business activities. It provides payment and finance solutions to merchants and their customers. Customers are provided choice and flexibility, ranging from small everyday purchases to monthly or flexible payment plans for bigger purchases and travel credit cards. These services are offered in Australia, New Zealand, and Asia.
21GF Score

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EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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