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Latitude Group HoldingsASX:LFS +1.12%21 EV-to-EBITDA is 13.42 as of Jul. 23, 2026, which is 1% below its 10-year median of 13.54. GuruFocus rates ASX:LFS with a GF Score™ of 21/100. The stock has 1 warning sign investors should review. Among 326 Credit Services companies, Latitude Group Holdings ranks better than 64.72% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Latitude Group Holdings's enterprise value is A$7,254.0 Mil.
Latitude Group Holdings's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was A$540.4 Mil. Therefore, Latitude Group Holdings's EV-to-EBITDA for today is 13.42.
The historical rank and industry rank for Latitude Group Holdings's EV-to-EBITDA or its related term are showing as below:
ASX:LFS'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 13.04 Med: 13.54 Max: 14.97
Current: 13.42
During the past 6 years, the highest EV-to-EBITDA of Latitude Group Holdings was 14.97. The lowest was 13.04. And the median was 13.54.
ASX:LFS's EV-to-EBITDA is ranked better than 64.72% of 326
companies
in the Credit Services industry
Industry Median: 22.355
vs ASX:LFS: 13.42
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Latitude Group Holdings (ASX:LFS) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Latitude Group Holdings's PE Ratio (TTM) for today is calculated as:
Latitude Group Holdings's share price for today is A$0.90.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Latitude Group Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.081.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Latitude Group Holdings's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Latitude Group Holdings EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Latitude Group Holdings's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Latitude Group Holdings's EV-to-EBITDA falls into.
Latitude Group Holdings's current Enterprise Value is A$7,254.0 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Latitude Group Holdings's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was A$540.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Latitude Group Holdings (ASX:LFS) has a EV-to-EBITDA of 13.42 as of Jul. 23, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Latitude Group Holdings. This is near median its historical median of 13.54. Over the past decade, Latitude Group Holdings' EV-to-EBITDA has ranged from 13.04 to 14.97. According to the industry distribution chart, Latitude Group Holdings ranks #115 out of 326 companies in the Credit Services industry, placing it in the top 35.3%.
Is Latitude Group Holdings' EV-to-EBITDA too high?
Latitude Group Holdings' current EV-to-EBITDA of 13.42 is near median its 10-year median of 13.54. Over the past 10 years, this metric has ranged from a low of 13.04 to a high of 14.97. The Credit Services industry median EV-to-EBITDA is 22.36. Latitude Group Holdings' value of 13.42 is 40% below this industry median. Based on the distribution chart, Latitude Group Holdings ranks #115 out of 326 companies in the Credit Services industry, which is above the industry midpoint. Overall, Latitude Group Holdings has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Latitude Group Holdings' EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Latitude Group Holdings ranks #115 out of 326 companies for EV-to-EBITDA. This puts Latitude Group Holdings in the upper half of its industry. The industry median EV-to-EBITDA is 22.36. Latitude Group Holdings' value of 13.42 is 40% below this benchmark. Historically, Latitude Group Holdings' own EV-to-EBITDA has ranged from 13.04 to 14.97 over the past decade. While the company's 10-year median is 13.54 vs. the industry median of 22.36, Latitude Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 22.36, based on 326 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Latitude Group Holdings's current EV-to-EBITDA of 13.42 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Latitude Group Holdings. For the Credit Services industry, the median EV-to-EBITDA is 22.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Latitude Group Holdings's current EV-to-EBITDA is 13.42, which is near median its own 10-year median of 13.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Latitude Group Holdings stock overvalued right now?
Latitude Group Holdings (ASX:LFS) has a current EV-to-EBITDA of 13.42. The current EV-to-EBITDA is 13.42, which is near median its 10-year median of 13.54 and 40% below the Credit Services industry median of 22.36. Latitude Group Holdings' overall GF Score™ is 21/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Latitude Group Holdings (ASX:LFS), the current EV-to-EBITDA is 13.42 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Latitude Group Holdings Ltd is engaged in the instalments and lending business. Its segments include Australia and New Zealand Pay (A&NZ Pay), Australia and New Zealand Money (A&NZ Money), and Other. The A&NZ Pay segment provides sales finance and credit cards. The A&NZ Money segment offers personal loans and motor loans. The Other segment includes other business activities. It provides payment and finance solutions to merchants and their customers. Customers are provided choice and flexibility, ranging from small everyday purchases to monthly or flexible payment plans for bigger purchases and travel credit cards. These services are offered in Australia, New Zealand, and Asia.
21GF Score
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