Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Latitude Group HoldingsASX:LFS 27 Intrinsic Value: Projected FCF is A$0.00 as of Aug. 13, 2026. GuruFocus rates ASX:LFS with a GF Score™ of 27/100. The stock has 1 warning sign investors should review. Among 314 Credit Services companies, Latitude Group Holdings ranks worse than 318471.02% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for Latitude Group Holdings's Intrinsic Value: Projected FCF or its related term are showing as below:
ASX:LFS's Price-to-Projected-FCF is not ranked *
in the Credit Services industry.
Industry Median: 0.735 * Ranked among companies with meaningful Price-to-Projected-FCF only.
Latitude Group Holdings (ASX:LFS) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Latitude Group Holdings's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
0.90
/
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Latitude Group Holdings Intrinsic Value: Projected FCF Related Terms
Latitude Group Holdings Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Latitude Group Holdings's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Latitude Group Holdings Intrinsic Value: Projected FCF Chart
ASX:LFS vs V, MA, AXP: Intrinsic Value: Projected FCF Comparison
For the Credit Services subindustry, Latitude Group Holdings's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Latitude Group Holdings Price-to-Projected-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Latitude Group Holdings's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Latitude Group Holdings's Price-to-Projected-FCF falls into.
Latitude Group Holdings Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
What does a Intrinsic Value: Projected FCF of A$0.00 mean?
Latitude Group Holdings (ASX:LFS) has a Intrinsic Value: Projected FCF of A$0.00 as of Aug. 13, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Latitude Group Holdings and its competitors. According to the industry distribution chart, Latitude Group Holdings ranks #999999 out of 314 companies in the Credit Services industry.
Is Latitude Group Holdings' Intrinsic Value: Projected FCF too high?
Latitude Group Holdings' current Intrinsic Value: Projected FCF is A$0.00. Based on the distribution chart, Latitude Group Holdings ranks #999999 out of 314 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Latitude Group Holdings has a GF Score™ of 27/100, reflecting its overall financial health beyond just this single metric.
How does Latitude Group Holdings' Intrinsic Value: Projected FCF compare to V and MA?
According to the Credit Services industry distribution chart, Latitude Group Holdings ranks #999999 out of 314 companies for Intrinsic Value: Projected FCF. This places Latitude Group Holdings in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.74. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Credit Services company?
The median Intrinsic Value: Projected FCF among Credit Services companies is 0.74, based on 314 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Latitude Group Holdings and its competitors. For the Credit Services industry, the median Intrinsic Value: Projected FCF is 0.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Latitude Group Holdings's current Intrinsic Value: Projected FCF is A$0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Latitude Group Holdings stock overvalued right now?
Latitude Group Holdings (ASX:LFS) has a current Intrinsic Value: Projected FCF of A$0.00. The current Intrinsic Value: Projected FCF is A$0.00. Latitude Group Holdings' overall GF Score™ is 27/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Latitude Group Holdings (ASX:LFS), the current Intrinsic Value: Projected FCF is A$0.00 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Latitude Group Holdings Ltd is engaged in the instalments and lending business. Its segments include Australia and New Zealand Pay (A&NZ Pay), Australia and New Zealand Money (A&NZ Money), and Other. The A&NZ Pay segment provides sales finance and credit cards. The A&NZ Money segment offers personal loans and motor loans. The Other segment includes other business activities. It provides payment and finance solutions to merchants and their customers. Customers are provided choice and flexibility, ranging from small everyday purchases to monthly or flexible payment plans for bigger purchases and travel credit cards. These services are offered in Australia, New Zealand, and Asia.
27GF Score
Get the complete analysis for ASX:LFS
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:LFS has been successfully added to your 
