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Latitude Group HoldingsASX:LFS -0.56%22 3-Year EPS without NRI Growth Rate is 28.10% as of Dec. 2025, which is 376% above its 10-year median of 5.90. GuruFocus rates ASX:LFS with a GF Score™ of 22/100. The stock has 1 warning sign investors should review. Among 432 Credit Services companies, Latitude Group Holdings ranks better than 72.69% on this metric.
During the past 12 months, Latitude Group Holdings's average EPS without NRI Growth Rate was 81.50% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 28.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 6 years, the highest 3-Year average EPS without NRI Growth Rate of Latitude Group Holdings was 28.10% per year. The lowest was -16.30% per year. And the median was 5.90% per year.
Latitude Group Holdings (ASX:LFS) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Latitude Group Holdings 3-Year EPS without NRI Growth Rate Related Terms
ASX:LFS vs V, MA, AXP: 3-Year EPS without NRI Growth Rate Comparison
For the Credit Services subindustry, Latitude Group Holdings's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Latitude Group Holdings 3-Year EPS without NRI Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Latitude Group Holdings's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Latitude Group Holdings's 3-Year EPS without NRI Growth Rate falls into.
Latitude Group Holdings 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 28.10% mean?
Latitude Group Holdings (ASX:LFS) has a 3-Year EPS without NRI Growth Rate of 28.10% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Latitude Group Holdings and its competitors. This is 376% above median its historical median of 5.90. According to the industry distribution chart, Latitude Group Holdings ranks #118 out of 432 companies in the Credit Services industry, placing it in the top 27.3%.
Is Latitude Group Holdings' 3-Year EPS without NRI Growth Rate too high?
Latitude Group Holdings' current 3-Year EPS without NRI Growth Rate of 28.10% is 376% above median its 10-year median of 5.90. The Credit Services industry median 3-Year EPS without NRI Growth Rate is 11.40. Latitude Group Holdings' value of 28.10% is 146.5% above this industry median. Based on the distribution chart, Latitude Group Holdings ranks #118 out of 432 companies in the Credit Services industry, which is above the industry midpoint. Overall, Latitude Group Holdings has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Latitude Group Holdings' 3-Year EPS without NRI Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Latitude Group Holdings ranks #118 out of 432 companies for 3-Year EPS without NRI Growth Rate. This puts Latitude Group Holdings in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 11.40. Latitude Group Holdings' value of 28.10% is 146.5% above this benchmark. While the company's 10-year median is 5.90 vs. the industry median of 11.40, Latitude Group Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Credit Services company?
The median 3-Year EPS without NRI Growth Rate among Credit Services companies is 11.40, based on 432 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Latitude Group Holdings's current 3-Year EPS without NRI Growth Rate of 28.10% is 146.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Latitude Group Holdings and its competitors. For the Credit Services industry, the median 3-Year EPS without NRI Growth Rate is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Latitude Group Holdings's current 3-Year EPS without NRI Growth Rate is 28.10%, which is 376% above median its own 10-year median of 5.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Latitude Group Holdings stock overvalued right now?
Latitude Group Holdings (ASX:LFS) has a current 3-Year EPS without NRI Growth Rate of 28.10%. The current 3-Year EPS without NRI Growth Rate is 28.10%, which is 376% above median its 10-year median of 5.90 and 146.5% above the Credit Services industry median of 11.40. Latitude Group Holdings' overall GF Score™ is 22/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Latitude Group Holdings (ASX:LFS), the current 3-Year EPS without NRI Growth Rate is 28.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Latitude Group Holdings Ltd is engaged in the instalments and lending business. Its segments include Australia and New Zealand Pay (A&NZ Pay), Australia and New Zealand Money (A&NZ Money), and Other. The A&NZ Pay segment provides sales finance and credit cards. The A&NZ Money segment offers personal loans and motor loans. The Other segment includes other business activities. It provides payment and finance solutions to merchants and their customers. Customers are provided choice and flexibility, ranging from small everyday purchases to monthly or flexible payment plans for bigger purchases and travel credit cards. These services are offered in Australia, New Zealand, and Asia.
22GF Score
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