Hoist Finance AB (CHIX:HOFIS) Cyclically Adjusted Book per Share: kr61.50 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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CHIX:HOFIS Hoist Finance AB CHIX:HOFIS
61 GF Score
Price kr201.70
GF Value kr97.64
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Hoist Finance AB Cyclically Adjusted Book per Share?

Hoist Finance AB CHIX:HOFIS 61 Cyclically Adjusted Book per Share is kr61.50 as of Jun. 2026. GuruFocus rates CHIX:HOFIS with a GF Score™ of 61/100 and a GF Value™ of kr97.64 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Hoist Finance AB's adjusted book value per share for the three months ended in Jun. 2026 was kr87.059. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is kr61.50 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Hoist Finance AB's average Cyclically Adjusted Book Growth Rate was 7.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-08-05), Hoist Finance AB's current stock price is kr201.70. Hoist Finance AB's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was kr61.50. Hoist Finance AB's Cyclically Adjusted PB Ratio of today is 3.28.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Hoist Finance AB was 3.30. The lowest was 0.49. And the median was 1.46.


Hoist Finance AB  (CHIX:HOFIs) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Hoist Finance AB's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=201.70/61.50
=3.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Hoist Finance AB was 3.30. The lowest was 0.49. And the median was 1.46.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Hoist Finance AB Cyclically Adjusted Book per Share Related Terms


Hoist Finance AB Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Hoist Finance AB's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hoist Finance AB Cyclically Adjusted Book per Share Chart

Hoist Finance AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 34.41 59.54 56.09

Hoist Finance AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 56.73 48.32 56.09 63.72 61.50

CHIX:HOFIS vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, Hoist Finance AB's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hoist Finance AB Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Hoist Finance AB's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Hoist Finance AB's Cyclically Adjusted PB Ratio falls into.


CHIX:HOFIS
61GF Score
Hoist Finance AB CHIX:HOFIS
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hoist Finance AB Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Hoist Finance AB's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=87.059/134.6100*134.6100
=87.059

Current CPI (Jun. 2026) = 134.6100.

Hoist Finance AB Quarterly Data

Book Value per Share CPI Adj_Book
201609 31.280 101.138 41.632
201612 36.240 102.022 47.816
201703 38.086 102.022 50.252
201706 37.163 102.752 48.685
201709 38.608 103.279 50.320
201712 39.761 103.793 51.567
201803 41.904 103.962 54.257
201806 44.355 104.875 56.931
201809 48.162 105.679 61.347
201812 49.416 105.912 62.806
201903 51.409 105.886 65.355
201906 53.033 106.742 66.879
201909 53.996 107.214 67.794
201912 54.847 107.766 68.509
202003 58.889 106.563 74.389
202006 57.288 107.498 71.737
202009 58.150 107.635 72.723
202012 57.758 108.296 71.792
202103 33.896 108.360 42.107
202106 33.985 108.928 41.998
202109 54.567 110.338 66.570
202112 55.328 112.486 66.210
202203 56.695 114.825 66.464
202206 58.285 118.384 66.274
202209 58.990 122.296 64.930
202212 64.320 126.365 68.517
202303 64.891 127.042 68.757
202306 71.745 129.407 74.630
202309 66.448 130.224 68.686
202312 66.302 131.912 67.658
202403 71.185 132.205 72.480
202406 73.680 132.716 74.731
202409 75.895 132.304 77.218
202412 76.696 132.987 77.632
202503 72.750 132.825 73.728
202506 73.173 133.699 73.672
202509 77.851 133.480 78.510
202512 81.077 133.390 81.819
202603 84.303 133.560 84.966
202606 87.059 134.610 87.059

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of kr61.50 mean?
Hoist Finance AB (CHIX:HOFIS) has a Cyclically Adjusted Book per Share of kr61.50 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Hoist Finance AB and its competitors.
Is Hoist Finance AB's Cyclically Adjusted Book per Share too high?
Hoist Finance AB's current Cyclically Adjusted Book per Share is kr61.50. Overall, Hoist Finance AB has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoist Finance AB's Cyclically Adjusted Book per Share compare to V and MA?
Hoist Finance AB's Cyclically Adjusted Book per Share of kr61.50 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Hoist Finance AB and its competitors. Hoist Finance AB's current Cyclically Adjusted Book per Share is kr61.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoist Finance AB stock overvalued right now?
Based on GuruFocus' analysis, Hoist Finance AB (CHIX:HOFIS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr97.64, compared to a current price of kr201.70 — trading 106.6% above its estimated fair value. The current Cyclically Adjusted Book per Share is kr61.50. Hoist Finance AB's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Hoist Finance AB (CHIX:HOFIS), the current Cyclically Adjusted Book per Share is kr61.50 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hoist Finance AB (CHIX:HOFIS) Overvalued in 2026?

Based on GuruFocus' analysis, Hoist Finance AB stock appears to be overvalued. The current stock price of kr201.70 is trading 106.6% above its estimated GF Value™ of kr97.64. GuruFocus considers Hoist Finance AB to be Significantly Overvalued.

Key valuation signals for CHIX:HOFIS:

  • Cyclically Adjusted Book per Share: kr61.50
  • GF Value™: kr97.64 vs. price of kr201.70 (106.6% above fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the CHIX:HOFIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hoist Finance AB Business Description

Address P.O. Box 7848, Stockholm, SWE, 103 99
Hoist Finance AB is a European asset manager of non-performing loans, with loan acquisition and management operations in several markets across Europe. The Group's core business has been the acquisition of secured and unsecured non-performing loans (NPLs) originated by banks and other financial institutions. After purchasing an NPL portfolio, Hoist Finance focuses on collection from its borrowers through sustainable payment plan agreements. The majority of the recovery activities for its acquired portfolios are managed through its service centres across Europe, supplemented by carefully selected external debt recovery partners. The Group's operating segments are: Unsecured, which generates maximum revenue, Secured, and Group Items. Geographically, it generates maximum revenue from Poland.
61GF Score

Get the complete analysis for CHIX:HOFIS

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr201.70
Price
kr97.64
GF Value