Hoist Finance AB (CHIX:HOFIS) ROE % Adjusted to Book Value: 10.66% (As of Mar. 2026)


CHIX:HOFIS Hoist Finance AB CHIX:HOFIS
60 GF Score
Price kr167.80
GF Value kr88.20
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Hoist Finance AB ROE % Adjusted to Book Value?

Hoist Finance AB CHIX:HOFIS 60 ROE % Adjusted to Book Value is 10.66% as of Mar. 2026. GuruFocus rates CHIX:HOFIS with a GF Score™ of 60/100 and a GF Value™ of kr88.20 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Hoist Finance AB's ROE % for the quarter that ended in Mar. 2026 was 18.65%. Hoist Finance AB's PB Ratio for the quarter that ended in Mar. 2026 was 1.75. Hoist Finance AB's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.66%.


Hoist Finance AB ROE % Adjusted to Book Value Related Terms


Hoist Finance AB ROE % Adjusted to Book Value Historical Data

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The historical data trend for Hoist Finance AB's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hoist Finance AB ROE % Adjusted to Book Value Chart

Hoist Finance AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.30 37.48 32.49 13.49 13.32

Hoist Finance AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.88 13.84 17.21 16.77 10.66

CHIX:HOFIS vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Hoist Finance AB's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hoist Finance AB ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Hoist Finance AB's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Hoist Finance AB's ROE % Adjusted to Book Value falls into.


CHIX:HOFIS
60GF Score
Hoist Finance AB CHIX:HOFIS
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Hoist Finance AB ROE % Adjusted to Book Value Calculation

Hoist Finance AB's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=16.52% / 1.24
=13.32%

Hoist Finance AB's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=18.65% / 1.75
=10.66%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.66% mean?
Hoist Finance AB (CHIX:HOFIS) has a ROE % Adjusted to Book Value of 10.66% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Hoist Finance AB and its competitors.
Is Hoist Finance AB's ROE % Adjusted to Book Value too high?
Hoist Finance AB's current ROE % Adjusted to Book Value is 10.66%. Overall, Hoist Finance AB has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoist Finance AB's ROE % Adjusted to Book Value compare to V and MA?
Hoist Finance AB's ROE % Adjusted to Book Value of 10.66% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Hoist Finance AB and its competitors. Hoist Finance AB's current ROE % Adjusted to Book Value is 10.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoist Finance AB stock overvalued right now?
Based on GuruFocus' analysis, Hoist Finance AB (CHIX:HOFIS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr88.20, compared to a current price of kr167.80 — trading 90.2% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.66%. Hoist Finance AB's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Hoist Finance AB (CHIX:HOFIS), the current ROE % Adjusted to Book Value is 10.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hoist Finance AB (CHIX:HOFIS) Overvalued in 2026?

Based on GuruFocus' analysis, Hoist Finance AB stock appears to be overvalued. The current stock price of kr167.80 is trading 90.2% above its estimated GF Value™ of kr88.20. GuruFocus considers Hoist Finance AB to be Significantly Overvalued.

Key valuation signals for CHIX:HOFIS:

  • ROE % Adjusted to Book Value: 10.66%
  • GF Value™: kr88.20 vs. price of kr167.80 (90.2% above fair value)
  • GF Score™: 60/100 with 8 warning signs

No single metric tells the full story. See the CHIX:HOFIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hoist Finance AB Business Description

Address P.O. Box 7848, Stockholm, SWE, 103 99
Hoist Finance AB is a European asset manager of non-performing loans, with loan acquisition and management operations in several markets across Europe. The Group's core business has been the acquisition of secured and unsecured non-performing loans (NPLs) originated by banks and other financial institutions. After purchasing an NPL portfolio, Hoist Finance focuses on collection from its borrowers through sustainable payment plan agreements. The majority of the recovery activities for its acquired portfolios are managed through its service centres across Europe, supplemented by carefully selected external debt recovery partners. The Group's operating segments are: Unsecured, which generates maximum revenue, Secured, and Group Items. Geographically, it generates maximum revenue from Poland.
60GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr167.80
Price
kr88.20
GF Value