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Hoist Finance ABCHIX:HOFIS 57 EV-to-OCF is 4.33 as of Aug. 10, 2026, which is 45% above its 10-year median of 2.98. GuruFocus rates CHIX:HOFIS with a GF Score™ of 57/100 and a GF Value™ of kr95.13 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 545 Credit Services companies, Hoist Finance AB ranks worse than 61.83% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Hoist Finance AB's Enterprise Value is kr28,960 Mil.
Hoist Finance AB's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was kr6,687 Mil. Therefore, Hoist Finance AB's EV-to-OCF for today is 4.33.
The historical rank and industry rank for Hoist Finance AB's EV-to-OCF or its related term are showing as below:
CHIX:HOFIs'
s EV-to-OCF Range Over the Past 10 Years
Min: -21.8 Med: 2.98 Max: 9.01
Current: 4.33
During the past 13 years, the highest EV-to-OCF of Hoist Finance AB was 9.01. The lowest was -21.80. And the median was 2.98.
CHIX:HOFIs's EV-to-OCF is ranked worse than 61.83% of 545
companies
in the Credit Services industry
Industry Median: -1.03
vs CHIX:HOFIs: 4.33
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Hoist Finance AB (CHIX:HOFIs) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Hoist Finance AB's PE Ratio (TTM) for today is calculated as:
Hoist Finance AB's share price for today is kr201.70.
Hoist Finance AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr15.560.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Hoist Finance AB EV-to-OCF Related Terms
Hoist Finance AB EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Hoist Finance AB's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Hoist Finance AB's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hoist Finance AB EV-to-OCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hoist Finance AB's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Hoist Finance AB's EV-to-OCF falls into.
Hoist Finance AB's current Enterprise Value is kr28,960 Mil.
Hoist Finance AB's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr6,687 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hoist Finance AB (CHIX:HOFIS) has a EV-to-OCF of 4.33 as of Aug. 10, 2026. This is 45% above median its historical median of 2.98. According to the industry distribution chart, Hoist Finance AB ranks #337 out of 545 companies in the Credit Services industry, placing it in the top 61.8%.
Is Hoist Finance AB's EV-to-OCF too high?
Hoist Finance AB's current EV-to-OCF of 4.33 is 45% above median its 10-year median of 2.98. Based on the distribution chart, Hoist Finance AB ranks #337 out of 545 companies in the Credit Services industry, which is below the industry midpoint. Overall, Hoist Finance AB has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoist Finance AB's EV-to-OCF compare to V and MA?
According to the Credit Services industry distribution chart, Hoist Finance AB ranks #337 out of 545 companies for EV-to-OCF. This places Hoist Finance AB in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. Hoist Finance AB's current EV-to-OCF is 4.33, which is 45% above median its own 10-year median of 2.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoist Finance AB stock overvalued right now?
Based on GuruFocus' analysis, Hoist Finance AB (CHIX:HOFIS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr95.13, compared to a current price of kr201.70 — trading 112% above its estimated fair value. The current EV-to-OCF is 4.33, which is 45% above median its 10-year median of 2.98. Hoist Finance AB's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Hoist Finance AB (CHIX:HOFIS), the current EV-to-OCF is 4.33 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hoist Finance AB (CHIX:HOFIS) Overvalued in 2026?
Based on GuruFocus' analysis, Hoist Finance AB stock appears to be overvalued.
The current stock price of kr201.70 is trading 112% above its estimated GF Value™ of kr95.13.
GuruFocus considers Hoist Finance AB to be Significantly Overvalued.
Key valuation signals for CHIX:HOFIS:
EV-to-OCF: 4.33 (45% above median its 10-year median of 2.98)
GF Value™: kr95.13 vs. price of kr201.70 (112% above fair value)
No single metric tells the full story. See the CHIX:HOFIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hoist Finance AB is a European asset manager of non-performing loans, with loan acquisition and management operations in several markets across Europe. The Group's core business has been the acquisition of secured and unsecured non-performing loans (NPLs) originated by banks and other financial institutions. After purchasing an NPL portfolio, Hoist Finance focuses on collection from its borrowers through sustainable payment plan agreements. The majority of the recovery activities for its acquired portfolios are managed through its service centres across Europe, supplemented by carefully selected external debt recovery partners. The Group's operating segments are: Unsecured, which generates maximum revenue, Secured, and Group Items. Geographically, it generates maximum revenue from Poland.
57GF Score
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