Hoist Finance AB (CHIX:HOFIS) Pre-Tax Income: kr1,867 Mil (TTM As of Jun. 2026)

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CHIX:HOFIS Hoist Finance AB CHIX:HOFIS
57 GF Score
Price kr217.40
GF Value kr102.95
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Hoist Finance AB Pre-Tax Income?

Hoist Finance AB CHIX:HOFIS 57 Pre-Tax Income is kr1,867 Mil as of Jun. 2026. GuruFocus rates CHIX:HOFIS with a GF Score™ of 57/100 and a GF Value™ of kr102.95 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Hoist Finance AB's pretax income for the three months ended in Jun. 2026 was kr632 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was kr1,867 Mil. Hoist Finance AB's pretax margin was 48.24%.

During the past 13 years, Hoist Finance AB's highest Pretax Margin was 42.92%. The lowest was -1.52%. And the median was 25.27%.


Hoist Finance AB  (CHIX:HOFIs) Pre-Tax Income Explanation

Hoist Finance AB's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=632/1310
=48.24%

During the past 13 years, Hoist Finance AB's highest Pretax Margin was 42.92%. The lowest was -1.52%. And the median was 25.27%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Hoist Finance AB Pre-Tax Income Related Terms


Hoist Finance AB Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Hoist Finance AB's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hoist Finance AB Pre-Tax Income Chart

Hoist Finance AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only -30.00 490.00 846.00 1,300.00 1,484.00

Hoist Finance AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 310.00 349.00 492.00 394.00 632.00

CHIX:HOFIS vs V, MA, AXP: Pre-Tax Income Comparison

For the Credit Services subindustry, Hoist Finance AB's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hoist Finance AB Pre-Tax Income vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Hoist Finance AB's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Hoist Finance AB's Pre-Tax Income falls into.


CHIX:HOFIS
57GF Score
Hoist Finance AB CHIX:HOFIS
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hoist Finance AB Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Hoist Finance AB's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+1484
=1,484

Hoist Finance AB's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+632
=632

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr1,867 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of kr1,867 Mil mean?
Hoist Finance AB (CHIX:HOFIS) has a Pre-Tax Income of kr1,867 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Hoist Finance AB and its competitors.
Is Hoist Finance AB's Pre-Tax Income too high?
Hoist Finance AB's current Pre-Tax Income is kr1,867 Mil. Overall, Hoist Finance AB has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoist Finance AB's Pre-Tax Income compare to V and MA?
Hoist Finance AB's Pre-Tax Income of kr1,867 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Credit Services company?
A good Pre-Tax Income depends on the Credit Services industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Hoist Finance AB and its competitors. Hoist Finance AB's current Pre-Tax Income is kr1,867 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoist Finance AB stock overvalued right now?
Based on GuruFocus' analysis, Hoist Finance AB (CHIX:HOFIS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr102.95, compared to a current price of kr217.40 — trading 111.2% above its estimated fair value. The current Pre-Tax Income is kr1,867 Mil. Hoist Finance AB's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Hoist Finance AB (CHIX:HOFIS), the current Pre-Tax Income is kr1,867 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hoist Finance AB (CHIX:HOFIS) Overvalued in 2026?

Based on GuruFocus' analysis, Hoist Finance AB stock appears to be overvalued. The current stock price of kr217.40 is trading 111.2% above its estimated GF Value™ of kr102.95. GuruFocus considers Hoist Finance AB to be Significantly Overvalued.

Key valuation signals for CHIX:HOFIS:

  • Pre-Tax Income: kr1,867 Mil
  • GF Value™: kr102.95 vs. price of kr217.40 (111.2% above fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the CHIX:HOFIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hoist Finance AB Business Description

Address P.O. Box 7848, Stockholm, SWE, 103 99
Hoist Finance AB is a European asset manager of non-performing loans, with loan acquisition and management operations in several markets across Europe. The Group's core business has been the acquisition of secured and unsecured non-performing loans (NPLs) originated by banks and other financial institutions. After purchasing an NPL portfolio, Hoist Finance focuses on collection from its borrowers through sustainable payment plan agreements. The majority of the recovery activities for its acquired portfolios are managed through its service centres across Europe, supplemented by carefully selected external debt recovery partners. The Group's operating segments are: Unsecured, which generates maximum revenue, Secured, and Group Items. Geographically, it generates maximum revenue from Poland.
57GF Score

Get the complete analysis for CHIX:HOFIS

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr217.40
Price
kr102.95
GF Value