Hoist Finance ABCHIX:HOFIS 60 Net Debt Paydown Yield % is -13.83% as of Jul. 08, 2026. GuruFocus rates CHIX:HOFIS with a GF Score™ of 60/100 and a GF Value™ of kr92.82 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 470 Credit Services companies, Hoist Finance AB ranks worse than 62.98% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Hoist Finance AB's Net Debt Paydown Yield % was -13.83%.
Hoist Finance AB (CHIX:HOFIs) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
Hoist Finance AB Net Debt Paydown Yield % Related Terms
Hoist Finance AB Net Debt Paydown Yield % Historical Data
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The historical data trend for Hoist Finance AB's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:HOFIS vs V, MA, AXP: Net Debt Paydown Yield % Comparison
For the Credit Services subindustry, Hoist Finance AB's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hoist Finance AB Net Debt Paydown Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hoist Finance AB's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Hoist Finance AB's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of -13.83% mean?
Hoist Finance AB (CHIX:HOFIS) has a Net Debt Paydown Yield % of -13.83% as of Jul. 08, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Hoist Finance AB and its competitors. According to the industry distribution chart, Hoist Finance AB ranks #296 out of 470 companies in the Credit Services industry, placing it in the top 63%.
Is Hoist Finance AB's Net Debt Paydown Yield % too high?
Hoist Finance AB's current Net Debt Paydown Yield % is -13.83%. Based on the distribution chart, Hoist Finance AB ranks #296 out of 470 companies in the Credit Services industry, which is below the industry midpoint. Overall, Hoist Finance AB has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoist Finance AB's Net Debt Paydown Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Hoist Finance AB ranks #296 out of 470 companies for Net Debt Paydown Yield %. This places Hoist Finance AB in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Credit Services company?
A good Net Debt Paydown Yield % depends on the Credit Services industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Hoist Finance AB and its competitors. Hoist Finance AB's current Net Debt Paydown Yield % is -13.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoist Finance AB stock overvalued right now?
Based on GuruFocus' analysis, Hoist Finance AB (CHIX:HOFIS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr92.82, compared to a current price of kr167.80 — trading 80.8% above its estimated fair value. The current Net Debt Paydown Yield % is -13.83%. Hoist Finance AB's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Hoist Finance AB (CHIX:HOFIS), the current Net Debt Paydown Yield % is -13.83% as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hoist Finance AB (CHIX:HOFIS) Overvalued in 2026?
Based on GuruFocus' analysis, Hoist Finance AB stock appears to be overvalued.
The current stock price of kr167.80 is trading 80.8% above its estimated GF Value™ of kr92.82.
GuruFocus considers Hoist Finance AB to be Significantly Overvalued.
Key valuation signals for CHIX:HOFIS:
Net Debt Paydown Yield %: -13.83%
GF Value™: kr92.82 vs. price of kr167.80 (80.8% above fair value)
No single metric tells the full story. See the CHIX:HOFIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hoist Finance AB is a European asset manager of non-performing loans, with loan acquisition and management operations in several markets across Europe. The Group's core business has been the acquisition of secured and unsecured non-performing loans (NPLs) originated by banks and other financial institutions. After purchasing an NPL portfolio, Hoist Finance focuses on collection from its borrowers through sustainable payment plan agreements. The majority of the recovery activities for its acquired portfolios are managed through its service centres across Europe, supplemented by carefully selected external debt recovery partners. The Group's operating segments are: Unsecured, which generates maximum revenue, Secured, and Group Items. Geographically, it generates maximum revenue from Poland.
60GF Score
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