Hoist Finance ABCHIX:HOFIS 60 PEG Ratio is 1.63 as of Jun. 30, 2026, which is 39% above its 10-year median of 1.17. GuruFocus rates CHIX:HOFIS with a GF Score™ of 60/100 and a GF Value™ of kr88.20 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 234 Credit Services companies, Hoist Finance AB ranks worse than 67.95% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Hoist Finance AB's PEG Ratio or its related term are showing as below:
CHIX:HOFIs'
s PEG Ratio Range Over the Past 10 Years
Min: 0.19 Med: 1.17 Max: 8.1
Current: 1.72
During the past 13 years, Hoist Finance AB's highest PEG Ratio was 8.10. The lowest was 0.19. And the median was 1.17.
CHIX:HOFIs's PEG Ratio is ranked worse than 67.95% of 234
companies
in the Credit Services industry
Industry Median: 0.875
vs CHIX:HOFIs: 1.72
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Hoist Finance AB (CHIX:HOFIs) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Hoist Finance AB PEG Ratio Related Terms
Hoist Finance AB PEG Ratio Historical Data
* Premium members only.
The historical data trend for Hoist Finance AB's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Hoist Finance AB's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hoist Finance AB PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hoist Finance AB's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Hoist Finance AB's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Hoist Finance AB (CHIX:HOFIS) has a PEG Ratio of 1.63 as of Jun. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Hoist Finance AB and its competitors. This is 39% above median its historical median of 1.17. Over the past decade, Hoist Finance AB's PEG Ratio has ranged from 0.19 to 8.10. According to the industry distribution chart, Hoist Finance AB ranks #159 out of 234 companies in the Credit Services industry, placing it in the top 67.9%.
Is Hoist Finance AB's PEG Ratio too high?
Hoist Finance AB's current PEG Ratio of 1.63 is 39% above median its 10-year median of 1.17. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 8.10. The Credit Services industry median PEG Ratio is 0.88. Hoist Finance AB's value of 1.63 is 86.3% above this industry median. Based on the distribution chart, Hoist Finance AB ranks #159 out of 234 companies in the Credit Services industry, which is below the industry midpoint. Overall, Hoist Finance AB has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoist Finance AB's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Hoist Finance AB ranks #159 out of 234 companies for PEG Ratio. This places Hoist Finance AB in the lower half of its industry. The industry median PEG Ratio is 0.88. Hoist Finance AB's value of 1.63 is 86.3% above this benchmark. Historically, Hoist Finance AB's own PEG Ratio has ranged from 0.19 to 8.10 over the past decade. While the company's 10-year median is 1.17 vs. the industry median of 0.88, Hoist Finance AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.88, based on 234 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hoist Finance AB's current PEG Ratio of 1.63 is 86.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Hoist Finance AB and its competitors. For the Credit Services industry, the median PEG Ratio is 0.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hoist Finance AB's current PEG Ratio is 1.63, which is 39% above median its own 10-year median of 1.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoist Finance AB stock overvalued right now?
Based on GuruFocus' analysis, Hoist Finance AB (CHIX:HOFIS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr88.20, compared to a current price of kr167.80 — trading 90.2% above its estimated fair value. The current PEG Ratio is 1.63, which is 39% above median its 10-year median of 1.17 and 86.3% above the Credit Services industry median of 0.88. Hoist Finance AB's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Hoist Finance AB (CHIX:HOFIS), the current PEG Ratio is 1.63 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hoist Finance AB (CHIX:HOFIS) Overvalued in 2026?
Based on GuruFocus' analysis, Hoist Finance AB stock appears to be overvalued.
The current stock price of kr167.80 is trading 90.2% above its estimated GF Value™ of kr88.20.
GuruFocus considers Hoist Finance AB to be Significantly Overvalued.
Key valuation signals for CHIX:HOFIS:
PEG Ratio: 1.63 (39% above median its 10-year median of 1.17)
GF Value™: kr88.20 vs. price of kr167.80 (90.2% above fair value)
Industry Position: 86.3% above the Credit Services median (#159 of 234)
No single metric tells the full story. See the CHIX:HOFIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hoist Finance AB is a European asset manager of non-performing loans, with loan acquisition and management operations in several markets across Europe. The Group's core business has been the acquisition of secured and unsecured non-performing loans (NPLs) originated by banks and other financial institutions. After purchasing an NPL portfolio, Hoist Finance focuses on collection from its borrowers through sustainable payment plan agreements. The majority of the recovery activities for its acquired portfolios are managed through its service centres across Europe, supplemented by carefully selected external debt recovery partners. The Group's operating segments are: Unsecured, which generates maximum revenue, Secured, and Group Items. Geographically, it generates maximum revenue from Poland.
60GF Score
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