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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Hoist Finance AB's retained earnings for the quarter that ended in Mar. 2026 was kr4,952 Mil.
Hoist Finance AB's quarterly retained earnings
increased
from Sep. 2025 (kr4,303 Mil) to Dec. 2025 (kr4,640 Mil) and
increased
from Dec. 2025 (kr4,640 Mil) to Mar. 2026 (kr4,952 Mil).
Hoist Finance AB's annual retained earnings
increased
from Dec. 2023 (kr2,951 Mil) to Dec. 2024 (kr3,829 Mil) and
increased
from Dec. 2024 (kr3,829 Mil) to Dec. 2025 (kr4,640 Mil).
Hoist Finance AB (CHIX:HOFIs) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Hoist Finance AB Retained Earnings Historical Data
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The historical data trend for Hoist Finance AB's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of kr4,952 Mil mean?
Hoist Finance AB (CHIX:HOFIS) has a Retained Earnings of kr4,952 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Hoist Finance AB and its competitors.
Is Hoist Finance AB's Retained Earnings too high?
Hoist Finance AB's current Retained Earnings is kr4,952 Mil. Overall, Hoist Finance AB has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoist Finance AB's Retained Earnings compare to V and MA?
Hoist Finance AB's Retained Earnings of kr4,952 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Hoist Finance AB and its competitors. Hoist Finance AB's current Retained Earnings is kr4,952 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoist Finance AB stock overvalued right now?
Based on GuruFocus' analysis, Hoist Finance AB (CHIX:HOFIS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr93.58, compared to a current price of kr167.80 — trading 79.3% above its estimated fair value. The current Retained Earnings is kr4,952 Mil. Hoist Finance AB's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Hoist Finance AB (CHIX:HOFIS), the current Retained Earnings is kr4,952 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hoist Finance AB (CHIX:HOFIS) Overvalued in 2026?
Based on GuruFocus' analysis, Hoist Finance AB stock appears to be overvalued.
The current stock price of kr167.80 is trading 79.3% above its estimated GF Value™ of kr93.58.
GuruFocus considers Hoist Finance AB to be Significantly Overvalued.
Key valuation signals for CHIX:HOFIS:
Retained Earnings: kr4,952 Mil
GF Value™: kr93.58 vs. price of kr167.80 (79.3% above fair value)
No single metric tells the full story. See the CHIX:HOFIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hoist Finance AB is a European asset manager of non-performing loans, with loan acquisition and management operations in several markets across Europe. The Group's core business has been the acquisition of secured and unsecured non-performing loans (NPLs) originated by banks and other financial institutions. After purchasing an NPL portfolio, Hoist Finance focuses on collection from its borrowers through sustainable payment plan agreements. The majority of the recovery activities for its acquired portfolios are managed through its service centres across Europe, supplemented by carefully selected external debt recovery partners. The Group's operating segments are: Unsecured, which generates maximum revenue, Secured, and Group Items. Geographically, it generates maximum revenue from Poland.
60GF Score
Get the complete analysis for CHIX:HOFIS
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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