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Hoist Finance ABCHIX:HOFIS 57 Shiller PE Ratio is 33.92 as of Sep. 12, 2026, which is 114% above its 10-year median of 15.87. GuruFocus rates CHIX:HOFIS with a GF Score™ of 57/100 and a GF Value™ of kr102.83 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 333 Credit Services companies, Hoist Finance AB ranks worse than 71.17% on this metric.
As of today (2026-09-12), Hoist Finance AB's current share price is kr217.40. Hoist Finance AB's E10 for the quarter that ended in Jun. 2026 was kr6.41. Hoist Finance AB's Shiller PE Ratio for today is 33.92.
The historical rank and industry rank for Hoist Finance AB's Shiller PE Ratio or its related term are showing as below:
CHIX:HOFIs'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.76 Med: 15.87 Max: 32.09
Current: 30.78
During the past years, Hoist Finance AB's highest Shiller PE Ratio was 32.09. The lowest was 5.76. And the median was 15.87.
CHIX:HOFIs's Shiller PE Ratio is ranked worse than 71.17% of 333
companies
in the Credit Services industry
Industry Median: 14.43
vs CHIX:HOFIs: 30.78
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Hoist Finance AB's adjusted earnings per share data for the three months ended in Jun. 2026 was kr5.150. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is kr6.41 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Hoist Finance AB (CHIX:HOFIs) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Hoist Finance AB Shiller PE Ratio Related Terms
Hoist Finance AB Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Hoist Finance AB's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:HOFIS vs V, MA, AXP: Shiller PE Ratio Comparison
For the Credit Services subindustry, Hoist Finance AB's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hoist Finance AB Shiller PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hoist Finance AB's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Hoist Finance AB's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hoist Finance AB's E10 for the quarter that ended in Jun. 2026 is calculated as:
For example, Hoist Finance AB's adjusted earnings per share data for the three months ended in Jun. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Hoist Finance AB (CHIX:HOFIS) has a Shiller PE Ratio of 33.92 as of Sep. 12, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Hoist Finance AB and its competitors. This is 114% above median its historical median of 15.87. Over the past decade, Hoist Finance AB's Shiller PE Ratio has ranged from 5.76 to 32.09. According to the industry distribution chart, Hoist Finance AB ranks #237 out of 333 companies in the Credit Services industry, placing it in the top 71.2%.
Is Hoist Finance AB's Shiller PE Ratio too high?
Hoist Finance AB's current Shiller PE Ratio of 33.92 is 114% above median its 10-year median of 15.87. Over the past 10 years, this metric has ranged from a low of 5.76 to a high of 32.09. The Credit Services industry median Shiller PE Ratio is 14.43. Hoist Finance AB's value of 33.92 is 135.1% above this industry median. Based on the distribution chart, Hoist Finance AB ranks #237 out of 333 companies in the Credit Services industry, which is below the industry midpoint. Overall, Hoist Finance AB has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoist Finance AB's Shiller PE Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Hoist Finance AB ranks #237 out of 333 companies for Shiller PE Ratio. This places Hoist Finance AB in the lower half of its industry. The industry median Shiller PE Ratio is 14.43. Hoist Finance AB's value of 33.92 is 135.1% above this benchmark. Historically, Hoist Finance AB's own Shiller PE Ratio has ranged from 5.76 to 32.09 over the past decade. While the company's 10-year median is 15.87 vs. the industry median of 14.43, Hoist Finance AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Credit Services company?
The median Shiller PE Ratio among Credit Services companies is 14.43, based on 333 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hoist Finance AB's current Shiller PE Ratio of 33.92 is 135.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Hoist Finance AB and its competitors. For the Credit Services industry, the median Shiller PE Ratio is 14.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hoist Finance AB's current Shiller PE Ratio is 33.92, which is 114% above median its own 10-year median of 15.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoist Finance AB stock overvalued right now?
Based on GuruFocus' analysis, Hoist Finance AB (CHIX:HOFIS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr102.83, compared to a current price of kr217.40 — trading 111.4% above its estimated fair value. The current Shiller PE Ratio is 33.92, which is 114% above median its 10-year median of 15.87 and 135.1% above the Credit Services industry median of 14.43. Hoist Finance AB's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Hoist Finance AB (CHIX:HOFIS), the current Shiller PE Ratio is 33.92 as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hoist Finance AB (CHIX:HOFIS) Overvalued in 2026?
Based on GuruFocus' analysis, Hoist Finance AB stock appears to be overvalued.
The current stock price of kr217.40 is trading 111.4% above its estimated GF Value™ of kr102.83.
GuruFocus considers Hoist Finance AB to be Significantly Overvalued.
Key valuation signals for CHIX:HOFIS:
Shiller PE Ratio: 33.92 (114% above median its 10-year median of 15.87)
GF Value™: kr102.83 vs. price of kr217.40 (111.4% above fair value)
Industry Position: 135.1% above the Credit Services median (#237 of 333)
No single metric tells the full story. See the CHIX:HOFIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hoist Finance AB is a European asset manager of non-performing loans, with loan acquisition and management operations in several markets across Europe. The Group's core business has been the acquisition of secured and unsecured non-performing loans (NPLs) originated by banks and other financial institutions. After purchasing an NPL portfolio, Hoist Finance focuses on collection from its borrowers through sustainable payment plan agreements. The majority of the recovery activities for its acquired portfolios are managed through its service centres across Europe, supplemented by carefully selected external debt recovery partners. The Group's operating segments are: Unsecured, which generates maximum revenue, Secured, and Group Items. Geographically, it generates maximum revenue from Poland.
57GF Score
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