Hoist Finance AB (CHIX:HOFIS) Cyclically Adjusted FCF per Share: kr52.41 (As of Mar. 2026)


CHIX:HOFIS Hoist Finance AB CHIX:HOFIS
60 GF Score
Price kr167.80
GF Value kr92.82
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Hoist Finance AB Cyclically Adjusted FCF per Share?

Hoist Finance AB CHIX:HOFIS 60 Cyclically Adjusted FCF per Share is kr52.41 as of Mar. 2026. GuruFocus rates CHIX:HOFIS with a GF Score™ of 60/100 and a GF Value™ of kr92.82 (Significantly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Hoist Finance AB's adjusted free cash flow per share for the three months ended in Mar. 2026 was kr18.405. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is kr52.41 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Hoist Finance AB's average Cyclically Adjusted FCF Growth Rate was 18.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-08), Hoist Finance AB's current stock price is kr167.80. Hoist Finance AB's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was kr52.41. Hoist Finance AB's Cyclically Adjusted Price-to-FCF of today is 3.20.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Hoist Finance AB was 3.40. The lowest was 0.77. And the median was 1.93.


Hoist Finance AB  (CHIX:HOFIs) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Hoist Finance AB's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=167.80/52.41
=3.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Hoist Finance AB was 3.40. The lowest was 0.77. And the median was 1.93.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Hoist Finance AB Cyclically Adjusted FCF per Share Related Terms


Hoist Finance AB Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Hoist Finance AB's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hoist Finance AB Cyclically Adjusted FCF per Share Chart

Hoist Finance AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 21.70 44.25 46.48

Hoist Finance AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48.86 41.59 38.11 46.48 52.41

CHIX:HOFIS vs V, MA, AXP: Cyclically Adjusted FCF per Share Comparison

For the Credit Services subindustry, Hoist Finance AB's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hoist Finance AB Cyclically Adjusted Price-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Hoist Finance AB's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Hoist Finance AB's Cyclically Adjusted Price-to-FCF falls into.


CHIX:HOFIS
60GF Score
Hoist Finance AB CHIX:HOFIS
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hoist Finance AB Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Hoist Finance AB's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=18.405/133.5600*133.5600
=18.405

Current CPI (Mar. 2026) = 133.5600.

Hoist Finance AB Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 9.813 101.019 12.974
201609 3.452 101.138 4.559
201612 13.258 102.022 17.357
201703 5.095 102.022 6.670
201706 6.985 102.752 9.079
201709 6.766 103.279 8.750
201712 13.827 103.793 17.793
201803 0.557 103.962 0.716
201806 11.298 104.875 14.388
201809 10.028 105.679 12.674
201812 9.238 105.912 11.650
201903 4.760 105.886 6.004
201906 15.067 106.742 18.853
201909 7.600 107.214 9.468
201912 7.045 107.766 8.731
202003 15.162 106.563 19.003
202006 14.488 107.498 18.001
202009 7.130 107.635 8.847
202012 18.155 108.296 22.390
202103 6.390 108.360 7.876
202106 10.557 108.928 12.944
202109 12.231 110.338 14.805
202112 9.934 112.486 11.795
202203 19.448 114.825 22.621
202206 11.521 118.384 12.998
202209 21.023 122.296 22.959
202212 -9.036 126.365 -9.550
202303 5.839 127.042 6.139
202306 14.556 129.407 15.023
202309 10.515 130.224 10.784
202312 18.308 131.912 18.537
202403 7.844 132.205 7.924
202406 24.644 132.716 24.801
202409 11.754 132.304 11.866
202412 21.081 132.987 21.172
202503 26.057 132.825 26.201
202506 4.907 133.699 4.902
202509 20.155 133.480 20.167
202512 16.609 133.390 16.630
202603 18.405 133.560 18.405

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of kr52.41 mean?
Hoist Finance AB (CHIX:HOFIS) has a Cyclically Adjusted FCF per Share of kr52.41 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Hoist Finance AB and its competitors.
Is Hoist Finance AB's Cyclically Adjusted FCF per Share too high?
Hoist Finance AB's current Cyclically Adjusted FCF per Share is kr52.41. Overall, Hoist Finance AB has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoist Finance AB's Cyclically Adjusted FCF per Share compare to V and MA?
Hoist Finance AB's Cyclically Adjusted FCF per Share of kr52.41 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Credit Services company?
A good Cyclically Adjusted FCF per Share depends on the Credit Services industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Hoist Finance AB and its competitors. Hoist Finance AB's current Cyclically Adjusted FCF per Share is kr52.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoist Finance AB stock overvalued right now?
Based on GuruFocus' analysis, Hoist Finance AB (CHIX:HOFIS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr92.82, compared to a current price of kr167.80 — trading 80.8% above its estimated fair value. The current Cyclically Adjusted FCF per Share is kr52.41. Hoist Finance AB's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Hoist Finance AB (CHIX:HOFIS), the current Cyclically Adjusted FCF per Share is kr52.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hoist Finance AB (CHIX:HOFIS) Overvalued in 2026?

Based on GuruFocus' analysis, Hoist Finance AB stock appears to be overvalued. The current stock price of kr167.80 is trading 80.8% above its estimated GF Value™ of kr92.82. GuruFocus considers Hoist Finance AB to be Significantly Overvalued.

Key valuation signals for CHIX:HOFIS:

  • Cyclically Adjusted FCF per Share: kr52.41
  • GF Value™: kr92.82 vs. price of kr167.80 (80.8% above fair value)
  • GF Score™: 60/100 with 8 warning signs

No single metric tells the full story. See the CHIX:HOFIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hoist Finance AB Business Description

Address P.O. Box 7848, Stockholm, SWE, 103 99
Hoist Finance AB is a European asset manager of non-performing loans, with loan acquisition and management operations in several markets across Europe. The Group's core business has been the acquisition of secured and unsecured non-performing loans (NPLs) originated by banks and other financial institutions. After purchasing an NPL portfolio, Hoist Finance focuses on collection from its borrowers through sustainable payment plan agreements. The majority of the recovery activities for its acquired portfolios are managed through its service centres across Europe, supplemented by carefully selected external debt recovery partners. The Group's operating segments are: Unsecured, which generates maximum revenue, Secured, and Group Items. Geographically, it generates maximum revenue from Poland.
60GF Score

Get the complete analysis for CHIX:HOFIS

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr167.80
Price
kr92.82
GF Value