Hoist Finance ABCHIX:HOFIS 60 Median PS Value is kr72.65 as of Jun. 26, 2026, which is 100% below its 10-year median of 1.36. GuruFocus rates CHIX:HOFIS with a GF Score™ of 60/100 and a GF Value™ of kr92.01 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 288 Credit Services companies, Hoist Finance AB ranks worse than 88.54% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Hoist Finance AB's Median PS Value or its related term are showing as below:
CHIX:HOFIs'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.98 Med: 1.36 Max: 2.31
Current: 2.31
During the past 13 years, the highest Price to Median PS Value of Hoist Finance AB was 2.31. The lowest was 0.98. And the median was 1.36.
CHIX:HOFIs's Price-to-Median-PS-Value is ranked worse than 88.54% of 288
companies
in the Credit Services industry
Industry Median: 0.9
vs CHIX:HOFIs: 2.31
Hoist Finance AB (CHIX:HOFIs) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Hoist Finance AB's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
167.80
/
72.65
=
2.31
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hoist Finance AB Median PS Value Related Terms
Hoist Finance AB Median PS Value Historical Data
* Premium members only.
The historical data trend for Hoist Finance AB's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:HOFIS vs V, MA, AXP: Median PS Value Comparison
For the Credit Services subindustry, Hoist Finance AB's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hoist Finance AB Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hoist Finance AB's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Hoist Finance AB's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.5954.
Hoist Finance AB's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr45.537.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hoist Finance AB (CHIX:HOFIS) has a Median PS Value of kr72.65 as of Jun. 26, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Hoist Finance AB and its competitors. This is 5242% above median its historical median of 1.36. Over the past decade, Hoist Finance AB's Median PS Value has ranged from 0.98 to 2.31. According to the industry distribution chart, Hoist Finance AB ranks #255 out of 288 companies in the Credit Services industry, placing it in the top 88.5%.
Is Hoist Finance AB's Median PS Value too high?
Hoist Finance AB's current Median PS Value of kr72.65 is 5242% above median its 10-year median of 1.36. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 2.31. Based on the distribution chart, Hoist Finance AB ranks #255 out of 288 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Hoist Finance AB has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoist Finance AB's Median PS Value compare to V and MA?
According to the Credit Services industry distribution chart, Hoist Finance AB ranks #255 out of 288 companies for Median PS Value. This places Hoist Finance AB in the lower half of its industry. The industry median Median PS Value is 0.90. Historically, Hoist Finance AB's own Median PS Value has ranged from 0.98 to 2.31 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.90, based on 288 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Hoist Finance AB and its competitors. For the Credit Services industry, the median Median PS Value is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hoist Finance AB's current Median PS Value is kr72.65, which is 5242% above median its own 10-year median of 1.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoist Finance AB stock overvalued right now?
Based on GuruFocus' analysis, Hoist Finance AB (CHIX:HOFIS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr92.01, compared to a current price of kr167.80 — trading 82.4% above its estimated fair value. The current Median PS Value is kr72.65, which is 5242% above median its 10-year median of 1.36. Hoist Finance AB's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Hoist Finance AB (CHIX:HOFIS), the current Median PS Value is kr72.65 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hoist Finance AB (CHIX:HOFIS) Overvalued in 2026?
Based on GuruFocus' analysis, Hoist Finance AB stock appears to be overvalued.
The current stock price of kr167.80 is trading 82.4% above its estimated GF Value™ of kr92.01.
GuruFocus considers Hoist Finance AB to be Significantly Overvalued.
Key valuation signals for CHIX:HOFIS:
Median PS Value: kr72.65 (5242% above median its 10-year median of 1.36)
GF Value™: kr92.01 vs. price of kr167.80 (82.4% above fair value)
No single metric tells the full story. See the CHIX:HOFIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hoist Finance AB is a European asset manager of non-performing loans, with loan acquisition and management operations in several markets across Europe. The Group's core business has been the acquisition of secured and unsecured non-performing loans (NPLs) originated by banks and other financial institutions. After purchasing an NPL portfolio, Hoist Finance focuses on collection from its borrowers through sustainable payment plan agreements. The majority of the recovery activities for its acquired portfolios are managed through its service centres across Europe, supplemented by carefully selected external debt recovery partners. The Group's operating segments are: Unsecured, which generates maximum revenue, Secured, and Group Items. Geographically, it generates maximum revenue from Poland.
60GF Score
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