CYSM (Community Bancorp Ofnta Maria) Cyclically Adjusted Book per Share: $14.84 (As of Jun. 2026)

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CYSM Community Bancorp Of Santa Maria CYSM
54 GF Score
Price $20.55
GF Value $13.11
Valuation Significantly Overvalued
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What is Community Bancorp Ofnta Maria Cyclically Adjusted Book per Share?

Community Bancorp Ofnta Maria CYSM +1.23% 54 Cyclically Adjusted Book per Share is $14.84 as of Jun. 2026. GuruFocus rates CYSM with a GF Score™ of 54/100 and a GF Value™ of $13.11 (Significantly Overvalued).

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Community Bancorp Ofnta Maria's adjusted book value per share for the three months ended in Jun. 2026 was $18.691. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $14.84 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Community Bancorp Ofnta Maria's average Cyclically Adjusted Book Growth Rate was 8.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 9.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Community Bancorp Ofnta Maria was 13.30% per year. The lowest was 6.40% per year. And the median was 8.70% per year.

As of today (2026-08-01), Community Bancorp Ofnta Maria's current stock price is $20.55. Community Bancorp Ofnta Maria's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $14.84. Community Bancorp Ofnta Maria's Cyclically Adjusted PB Ratio of today is 1.38.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Community Bancorp Ofnta Maria was 1.52. The lowest was 0.67. And the median was 0.94.


Community Bancorp Ofnta Maria  (OTCPK:CYSM) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Community Bancorp Ofnta Maria's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=20.55/14.84
=1.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Community Bancorp Ofnta Maria was 1.52. The lowest was 0.67. And the median was 0.94.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Community Bancorp Ofnta Maria Cyclically Adjusted Book per Share Related Terms


Community Bancorp Ofnta Maria Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Community Bancorp Ofnta Maria's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Bancorp Ofnta Maria Cyclically Adjusted Book per Share Chart

Community Bancorp Ofnta Maria Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.29 11.66 12.52 13.22 14.04

Community Bancorp Ofnta Maria Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.70 13.93 14.04 14.50 14.84

CYSM vs SOUB, TMAK, KFFB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Community Bancorp Ofnta Maria's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bancorp Ofnta Maria Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Community Bancorp Ofnta Maria's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Community Bancorp Ofnta Maria's Cyclically Adjusted PB Ratio falls into.


CYSM
54GF Score
Community Bancorp Of Santa Maria CYSM
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Community Bancorp Ofnta Maria Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Community Bancorp Ofnta Maria's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=18.691/333.9520*333.9520
=18.691

Current CPI (Jun. 2026) = 333.9520.

Community Bancorp Ofnta Maria Quarterly Data

Book Value per Share CPI Adj_Book
201512 8.655 236.525 12.220
201612 9.068 241.432 12.543
201703 0.000 243.801 0.000
201706 0.000 244.955 0.000
201709 9.714 246.819 13.143
201712 9.486 246.524 12.850
201803 9.445 249.554 12.639
201806 9.864 251.989 13.072
201809 10.133 252.439 13.405
201812 10.820 251.233 14.383
201903 11.193 254.202 14.705
201906 11.546 256.143 15.053
201909 11.870 256.759 15.439
201912 11.809 256.974 15.346
202003 12.360 258.115 15.992
202006 12.488 257.797 16.177
202009 12.762 260.280 16.374
202012 13.013 260.474 16.684
202103 13.189 264.877 16.628
202106 13.333 271.696 16.388
202109 13.730 274.310 16.715
202112 13.715 278.802 16.428
202203 12.118 287.504 14.076
202206 10.592 296.311 11.938
202209 9.348 296.808 10.518
202212 10.434 296.797 11.740
202303 11.867 301.836 13.130
202306 11.509 305.109 12.597
202309 10.966 307.789 11.898
202312 13.368 306.746 14.554
202403 13.529 312.332 14.465
202406 13.792 314.175 14.660
202409 15.154 315.301 16.050
202412 14.846 315.605 15.709
202503 15.683 319.799 16.377
202506 15.702 322.561 16.257
202509 17.510 324.800 18.003
202512 18.019 324.054 18.569
202603 18.333 330.213 18.541
202606 18.691 333.952 18.691

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $14.84 mean?
Community Bancorp Ofnta Maria (CYSM) has a Cyclically Adjusted Book per Share of $14.84 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Community Bancorp Ofnta Maria and its competitors.
Is Community Bancorp Ofnta Maria's Cyclically Adjusted Book per Share too high?
Community Bancorp Ofnta Maria's current Cyclically Adjusted Book per Share is $14.84. Overall, Community Bancorp Ofnta Maria has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp Ofnta Maria's Cyclically Adjusted Book per Share compare to SOUB and TMAK?
Community Bancorp Ofnta Maria's Cyclically Adjusted Book per Share of $14.84 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Community Bancorp Ofnta Maria and its competitors. Community Bancorp Ofnta Maria's current Cyclically Adjusted Book per Share is $14.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp Ofnta Maria stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp Ofnta Maria (CYSM) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.11, compared to a current price of $20.55 — trading 56.8% above its estimated fair value. The current Cyclically Adjusted Book per Share is $14.84. Community Bancorp Ofnta Maria's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Community Bancorp Ofnta Maria (CYSM), the current Cyclically Adjusted Book per Share is $14.84 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Bancorp Ofnta Maria (CYSM) Overvalued in 2026?

Based on GuruFocus' analysis, Community Bancorp Ofnta Maria stock appears to be overvalued. The current stock price of $20.55 is trading 56.8% above its estimated GF Value™ of $13.11. GuruFocus considers Community Bancorp Ofnta Maria to be Significantly Overvalued.

Key valuation signals for CYSM:

  • Cyclically Adjusted Book per Share: $14.84
  • GF Value™: $13.11 vs. price of $20.55 (56.8% above fair value)
  • GF Score™: 54/100

No single metric tells the full story. See the CYSM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Bancorp Ofnta Maria Business Description

Address 2739 Santa Maria Way, Santa Maria, CA, USA, 93455
Community Bancorp Of Santa Maria Community Bancorp of Santa Maria is the holding company for Community Bank of Santa Maria. The bank provides banking products and services. It offers a full range of commercial and personal banking services to businesses and residents of Santa Maria and the surrounding areas. Community Bancorp has been organized as a single operating segment. Its primary source of revenue is providing loans to customers, who are predominantly small and middle-market businesses and individuals.
54GF Score

Get the complete analysis for CYSM

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.55
Price
$13.11
GF Value