CYSM (Community Bancorp Ofnta Maria) Dividend Payout Ratio: 0.60 (As of Jun. 2026) — 300% Above Median

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CYSM Community Bancorp Of Santa Maria CYSM
54 GF Score
Price $20.55
GF Value $13.11
Valuation Significantly Overvalued
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What is Community Bancorp Ofnta Maria Dividend Payout Ratio?

Community Bancorp Ofnta Maria CYSM +1.23% 54 Dividend Payout Ratio is 0.60 as of Jun. 2026, which is 300% above its 10-year median of 0.15. GuruFocus rates CYSM with a GF Scoreâ„¢ of 54/100 and a GF Valueâ„¢ of $13.11 (Significantly Overvalued). Among 1,173 Banks companies, Community Bancorp Ofnta Maria ranks better than 86.19% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Community Bancorp Ofnta Maria's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.60.

The historical rank and industry rank for Community Bancorp Ofnta Maria's Dividend Payout Ratio or its related term are showing as below:

CYSM' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.12   Med: 0.15   Max: 0.17
Current: 0.16

During the past 13 years, the highest Dividend Payout Ratio of Community Bancorp Ofnta Maria was 0.17. The lowest was 0.12. And the median was 0.15.

CYSM's Dividend Payout Ratio is ranked better than
86.19% of 1173 companies
in the Banks industry
Industry Median: 0.32 vs CYSM: 0.16

As of today (2026-08-01), the Dividend Yield % of Community Bancorp Ofnta Maria is 1.56%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Community Bancorp Ofnta Maria was 2.67%. The lowest was 1.03%. And the median was 1.84%.

Community Bancorp Ofnta Maria's Dividends per Share for the months ended in Jun. 2026 was $0.32.

During the past 12 months, Community Bancorp Ofnta Maria's average Dividends Per Share Growth Rate was 6.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 14.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 13.30% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Community Bancorp Ofnta Maria was 18.60% per year. The lowest was 7.70% per year. And the median was 12.30% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Community Bancorp Ofnta Maria (OTCPK:CYSM) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Community Bancorp Ofnta Maria Dividend Payout Ratio Related Terms

Community Bancorp Ofnta Maria Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Community Bancorp Ofnta Maria's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Bancorp Ofnta Maria Dividend Payout Ratio Chart

Community Bancorp Ofnta Maria Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.15 0.12 0.14 0.17 0.16

Community Bancorp Ofnta Maria Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.61 0.00 0.00 0.00 0.60

CYSM vs SOUB, TMAK, KFFB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Community Bancorp Ofnta Maria's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Community Bancorp Ofnta Maria Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Community Bancorp Ofnta Maria's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Community Bancorp Ofnta Maria's Dividend Payout Ratio falls into.


CYSM
54GF Score
Community Bancorp Of Santa Maria CYSM
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Community Bancorp Ofnta Maria Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Community Bancorp Ofnta Maria's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.3/ 1.88
=0.16

Community Bancorp Ofnta Maria's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.32/ 0.53
=0.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.60 mean?
Community Bancorp Ofnta Maria (CYSM) has a Dividend Payout Ratio of 0.60 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Community Bancorp Ofnta Maria and its competitors. This is 300% above median its historical median of 0.15. Over the past decade, Community Bancorp Ofnta Maria's Dividend Payout Ratio has ranged from 0.12 to 0.17. According to the industry distribution chart, Community Bancorp Ofnta Maria ranks #162 out of 1173 companies in the Banks industry, placing it in the top 13.8%.
Is Community Bancorp Ofnta Maria's Dividend Payout Ratio too high?
Community Bancorp Ofnta Maria's current Dividend Payout Ratio of 0.60 is 300% above median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.17. The Banks industry median Dividend Payout Ratio is 0.32. Community Bancorp Ofnta Maria's value of 0.60 is 87.5% above this industry median. Based on the distribution chart, Community Bancorp Ofnta Maria ranks #162 out of 1173 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Community Bancorp Ofnta Maria has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp Ofnta Maria's Dividend Payout Ratio compare to SOUB and TMAK?
According to the Banks industry distribution chart, Community Bancorp Ofnta Maria ranks #162 out of 1173 companies for Dividend Payout Ratio. This places Community Bancorp Ofnta Maria in the top 14% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Community Bancorp Ofnta Maria's value of 0.60 is 87.5% above this benchmark. Historically, Community Bancorp Ofnta Maria's own Dividend Payout Ratio has ranged from 0.12 to 0.17 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 0.32, Community Bancorp Ofnta Maria has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Bancorp Ofnta Maria's current Dividend Payout Ratio of 0.60 is 87.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Community Bancorp Ofnta Maria and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bancorp Ofnta Maria's current Dividend Payout Ratio is 0.60, which is 300% above median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp Ofnta Maria stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp Ofnta Maria (CYSM) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.11, compared to a current price of $20.55 — trading 56.8% above its estimated fair value. The current Dividend Payout Ratio is 0.60, which is 300% above median its 10-year median of 0.15 and 87.5% above the Banks industry median of 0.32. Community Bancorp Ofnta Maria's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Community Bancorp Ofnta Maria (CYSM), the current Dividend Payout Ratio is 0.60 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Bancorp Ofnta Maria (CYSM) Overvalued in 2026?

Based on GuruFocus' analysis, Community Bancorp Ofnta Maria stock appears to be overvalued. The current stock price of $20.55 is trading 56.8% above its estimated GF Value™ of $13.11. GuruFocus considers Community Bancorp Ofnta Maria to be Significantly Overvalued.

Key valuation signals for CYSM:

  • Dividend Payout Ratio: 0.60 (300% above median its 10-year median of 0.15)
  • GF Value™: $13.11 vs. price of $20.55 (56.8% above fair value)
  • GF Score™: 54/100
  • Industry Position: 87.5% above the Banks median (#162 of 1173)

No single metric tells the full story. See the CYSM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Community Bancorp Ofnta Maria Business Description

Address 2739 Santa Maria Way, Santa Maria, CA, USA, 93455
Community Bancorp Of Santa Maria Community Bancorp of Santa Maria is the holding company for Community Bank of Santa Maria. The bank provides banking products and services. It offers a full range of commercial and personal banking services to businesses and residents of Santa Maria and the surrounding areas. Community Bancorp has been organized as a single operating segment. Its primary source of revenue is providing loans to customers, who are predominantly small and middle-market businesses and individuals.
54GF Score

Get the complete analysis for CYSM

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.55
Price
$13.11
GF Value