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Community Bancorp Ofnta MariaCYSM +1.23%54 PEG Ratio is 1.62 as of Aug. 01, 2026, which is 20% below its 10-year median of 2.03. GuruFocus rates CYSM with a GF Score™ of 54/100 and a GF Value™ of $13.11 (Significantly Overvalued). Among 1,231 Banks companies, Community Bancorp Ofnta Maria ranks worse than 51.58% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Community Bancorp Ofnta Maria's PEG Ratio or its related term are showing as below:
CYSM'
s PEG Ratio Range Over the Past 10 Years
Min: 0.99 Med: 2.03 Max: 10.28
Current: 1.62
During the past 13 years, Community Bancorp Ofnta Maria's highest PEG Ratio was 10.28. The lowest was 0.99. And the median was 2.03.
CYSM's PEG Ratio is ranked worse than 51.58% of 1231
companies
in the Banks industry
Industry Median: 1.56
vs CYSM: 1.62
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Community Bancorp Ofnta Maria (OTCPK:CYSM) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Community Bancorp Ofnta Maria PEG Ratio Related Terms
Community Bancorp Ofnta Maria PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Community Bancorp Ofnta Maria's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Bancorp Ofnta Maria PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Community Bancorp Ofnta Maria's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Community Bancorp Ofnta Maria's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Community Bancorp Ofnta Maria (CYSM) has a PEG Ratio of 1.62 as of Aug. 01, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Community Bancorp Ofnta Maria and its competitors. This is 20% below median its historical median of 2.03. Over the past decade, Community Bancorp Ofnta Maria's PEG Ratio has ranged from 0.99 to 10.28. According to the industry distribution chart, Community Bancorp Ofnta Maria ranks #635 out of 1231 companies in the Banks industry, placing it in the top 51.6%.
Is Community Bancorp Ofnta Maria's PEG Ratio too high?
Community Bancorp Ofnta Maria's current PEG Ratio of 1.62 is 20% below median its 10-year median of 2.03. Over the past 10 years, this metric has ranged from a low of 0.99 to a high of 10.28. The Banks industry median PEG Ratio is 1.56. Community Bancorp Ofnta Maria's value of 1.62 is 3.8% above this industry median. Based on the distribution chart, Community Bancorp Ofnta Maria ranks #635 out of 1231 companies in the Banks industry, which is below the industry midpoint. Overall, Community Bancorp Ofnta Maria has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp Ofnta Maria's PEG Ratio compare to SOUB and TMAK?
According to the Banks industry distribution chart, Community Bancorp Ofnta Maria ranks #635 out of 1231 companies for PEG Ratio. This places Community Bancorp Ofnta Maria in the lower half of its industry. The industry median PEG Ratio is 1.56. Community Bancorp Ofnta Maria's value of 1.62 is 3.8% above this benchmark. Historically, Community Bancorp Ofnta Maria's own PEG Ratio has ranged from 0.99 to 10.28 over the past decade. While the company's 10-year median is 2.03 vs. the industry median of 1.56, Community Bancorp Ofnta Maria has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Bancorp Ofnta Maria's current PEG Ratio of 1.62 is 3.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Community Bancorp Ofnta Maria and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bancorp Ofnta Maria's current PEG Ratio is 1.62, which is 20% below median its own 10-year median of 2.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp Ofnta Maria stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp Ofnta Maria (CYSM) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.11, compared to a current price of $20.55 — trading 56.8% above its estimated fair value. The current PEG Ratio is 1.62, which is 20% below median its 10-year median of 2.03 and 3.8% above the Banks industry median of 1.56. Community Bancorp Ofnta Maria's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Community Bancorp Ofnta Maria (CYSM), the current PEG Ratio is 1.62 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community Bancorp Ofnta Maria (CYSM) Overvalued in 2026?
Based on GuruFocus' analysis, Community Bancorp Ofnta Maria stock appears to be overvalued.
The current stock price of $20.55 is trading 56.8% above its estimated GF Value™ of $13.11.
GuruFocus considers Community Bancorp Ofnta Maria to be Significantly Overvalued.
Key valuation signals for CYSM:
PEG Ratio: 1.62 (20% below median its 10-year median of 2.03)
GF Value™: $13.11 vs. price of $20.55 (56.8% above fair value)
Industry Position: 3.8% above the Banks median (#635 of 1231)
No single metric tells the full story. See the CYSM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community Bancorp Of Santa Maria Community Bancorp of Santa Maria is the holding company for Community Bank of Santa Maria. The bank provides banking products and services. It offers a full range of commercial and personal banking services to businesses and residents of Santa Maria and the surrounding areas. Community Bancorp has been organized as a single operating segment. Its primary source of revenue is providing loans to customers, who are predominantly small and middle-market businesses and individuals.
54GF Score
Get the complete analysis for CYSM
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