CYSM (Community Bancorp Ofnta Maria) OCF Yield %: 10.38 (As of Aug. 01, 2026)

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CYSM Community Bancorp Of Santa Maria CYSM
54 GF Score
Price $20.55
GF Value $13.11
Valuation Significantly Overvalued
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What is Community Bancorp Ofnta Maria OCF Yield %?

Community Bancorp Ofnta Maria CYSM +1.23% 54 OCF Yield % is 10.38 as of Aug. 01, 2026. GuruFocus rates CYSM with a GF Score™ of 54/100 and a GF Value™ of $13.11 (Significantly Overvalued). Among 1,498 Banks companies, Community Bancorp Ofnta Maria ranks better than 57.41% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Community Bancorp Ofnta Maria's Trailing 12-Month Cash Flow from Operations is $0.00 Mil, and Market Cap is $43.32 Mil. Therefore, Community Bancorp Ofnta Maria's OCF Yield % for today is 10.38%.

The historical rank and industry rank for Community Bancorp Ofnta Maria's OCF Yield % or its related term are showing as below:

CYSM' s OCF Yield % Range Over the Past 10 Years
Min: 10.33   Med: 0   Max: 10.55
Current: 10.38


During the past 13 years, the highest OCF Yield % of Community Bancorp Ofnta Maria was 10.55%. The lowest was 10.33%. And the median was %.

CYSM's OCF Yield % is ranked better than
57.41% of 1498 companies
in the Banks industry
Industry Median: 8.98 vs CYSM: 10.38

Community Bancorp Ofnta Maria's OCF Margin % for the quarter that ended in Jun. 2026 was %.


Community Bancorp Ofnta Maria OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Community Bancorp Ofnta Maria OCF Yield % Related Terms


Community Bancorp Ofnta Maria OCF Yield % Historical Data

* Premium members only.

The historical data trend for Community Bancorp Ofnta Maria's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Bancorp Ofnta Maria OCF Yield % Chart

Community Bancorp Ofnta Maria Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.02 19.09 21.37 19.73 12.03

Community Bancorp Ofnta Maria Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CYSM vs SOUB, TMAK, KFFB: OCF Yield % Comparison

For the Banks - Regional subindustry, Community Bancorp Ofnta Maria's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bancorp Ofnta Maria OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Community Bancorp Ofnta Maria's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Community Bancorp Ofnta Maria's OCF Yield % falls into.


CYSM
54GF Score
Community Bancorp Of Santa Maria CYSM
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Bancorp Ofnta Maria OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Community Bancorp Ofnta Maria's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=4.498 / 37.37484
=12.03%

Community Bancorp Ofnta Maria's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 42.687
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 10.38 mean?
Community Bancorp Ofnta Maria (CYSM) has a OCF Yield % of 10.38 as of Aug. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Community Bancorp Ofnta Maria and its competitors. Over the past decade, Community Bancorp Ofnta Maria's OCF Yield % has ranged from 10.33 to 10.55. According to the industry distribution chart, Community Bancorp Ofnta Maria ranks #638 out of 1498 companies in the Banks industry, placing it in the top 42.6%.
Is Community Bancorp Ofnta Maria's OCF Yield % too high?
Community Bancorp Ofnta Maria's current OCF Yield % is 10.38. Over the past 10 years, this metric has ranged from a low of 10.33 to a high of 10.55. The Banks industry median OCF Yield % is 8.98. Community Bancorp Ofnta Maria's value of 10.38 is 15.6% above this industry median. Based on the distribution chart, Community Bancorp Ofnta Maria ranks #638 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Community Bancorp Ofnta Maria has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp Ofnta Maria's OCF Yield % compare to SOUB and TMAK?
According to the Banks industry distribution chart, Community Bancorp Ofnta Maria ranks #638 out of 1498 companies for OCF Yield %. This puts Community Bancorp Ofnta Maria in the upper half of its industry. The industry median OCF Yield % is 8.98. Community Bancorp Ofnta Maria's value of 10.38 is 15.6% above this benchmark. Historically, Community Bancorp Ofnta Maria's own OCF Yield % has ranged from 10.33 to 10.55 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 8.98, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Bancorp Ofnta Maria's current OCF Yield % of 10.38 is 15.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Community Bancorp Ofnta Maria and its competitors. For the Banks industry, the median OCF Yield % is 8.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bancorp Ofnta Maria's current OCF Yield % is 10.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp Ofnta Maria stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp Ofnta Maria (CYSM) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.11, compared to a current price of $20.55 — trading 56.8% above its estimated fair value. The current OCF Yield % is 10.38 and 15.6% above the Banks industry median of 8.98. Community Bancorp Ofnta Maria's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Community Bancorp Ofnta Maria (CYSM), the current OCF Yield % is 10.38 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Bancorp Ofnta Maria (CYSM) Overvalued in 2026?

Based on GuruFocus' analysis, Community Bancorp Ofnta Maria stock appears to be overvalued. The current stock price of $20.55 is trading 56.8% above its estimated GF Value™ of $13.11. GuruFocus considers Community Bancorp Ofnta Maria to be Significantly Overvalued.

Key valuation signals for CYSM:

  • OCF Yield %: 10.38
  • GF Value™: $13.11 vs. price of $20.55 (56.8% above fair value)
  • GF Score™: 54/100
  • Industry Position: 15.6% above the Banks median (#638 of 1498)

No single metric tells the full story. See the CYSM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Bancorp Ofnta Maria Business Description

Address 2739 Santa Maria Way, Santa Maria, CA, USA, 93455
Community Bancorp Of Santa Maria Community Bancorp of Santa Maria is the holding company for Community Bank of Santa Maria. The bank provides banking products and services. It offers a full range of commercial and personal banking services to businesses and residents of Santa Maria and the surrounding areas. Community Bancorp has been organized as a single operating segment. Its primary source of revenue is providing loans to customers, who are predominantly small and middle-market businesses and individuals.
54GF Score

Get the complete analysis for CYSM

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.55
Price
$13.11
GF Value