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Community Bancorp Ofnta MariaCYSM +1.23%54 PE Ratio (TTM) is 10.07 as of Aug. 02, 2026, which is 33% above its 10-year median of 7.59. GuruFocus rates CYSM with a GF Score™ of 54/100 and a GF Value™ of $13.11 (Significantly Overvalued). Among 1,445 Banks companies, Community Bancorp Ofnta Maria ranks better than 64.98% on this metric.
During the past 12 months, Community Bancorp Ofnta Maria's average EPS without NRIGrowth Rate was 22.90% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 4.50% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 10.60% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 15.80% per year.
During the past 13 years, Community Bancorp Ofnta Maria's highest 3-Year average EPS without NRI Growth Rate was 38.30% per year. The lowest was -11.10% per year. And the median was 14.70% per year.
Community Bancorp Ofnta Maria (OTCPK:CYSM) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Community Bancorp Ofnta Maria PE Ratio (TTM) Related Terms
Community Bancorp Ofnta Maria PE Ratio (TTM) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community Bancorp Ofnta Maria PE Ratio (TTM) Chart
CYSM vs SOUB, TMAK, KFFB: PE Ratio (TTM) Comparison
For the Banks - Regional subindustry, Community Bancorp Ofnta Maria's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Bancorp Ofnta Maria PE Ratio (TTM) vs Banks Industry
For the Banks industry and Financial Services sector, Community Bancorp Ofnta Maria's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Community Bancorp Ofnta Maria's PE Ratio (TTM) falls into.
Community Bancorp Ofnta Maria PE Ratio (TTM) Calculation
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Community Bancorp Ofnta Maria's Share Price of today is $20.55.
Community Bancorp Ofnta Maria's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.04.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Community Bancorp Ofnta Maria (CYSM) has a PE Ratio (TTM) of 10.07 as of Aug. 02, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Community Bancorp Ofnta Maria and its competitors. This is 33% above median its historical median of 7.59. Over the past decade, Community Bancorp Ofnta Maria's PE Ratio (TTM) has ranged from 2.50 to 13.00. According to the industry distribution chart, Community Bancorp Ofnta Maria ranks #506 out of 1445 companies in the Banks industry, placing it in the top 35%.
Is Community Bancorp Ofnta Maria's PE Ratio (TTM) too high?
Community Bancorp Ofnta Maria's current PE Ratio (TTM) of 10.07 is 33% above median its 10-year median of 7.59. Over the past 10 years, this metric has ranged from a low of 2.50 to a high of 13.00. The Banks industry median PE Ratio (TTM) is 11.80. Community Bancorp Ofnta Maria's value of 10.07 is 14.7% below this industry median. Based on the distribution chart, Community Bancorp Ofnta Maria ranks #506 out of 1445 companies in the Banks industry, which is above the industry midpoint. Overall, Community Bancorp Ofnta Maria has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp Ofnta Maria's PE Ratio (TTM) compare to SOUB and TMAK?
According to the Banks industry distribution chart, Community Bancorp Ofnta Maria ranks #506 out of 1445 companies for PE Ratio (TTM). This puts Community Bancorp Ofnta Maria in the upper half of its industry. The industry median PE Ratio (TTM) is 11.80. Community Bancorp Ofnta Maria's value of 10.07 is 14.7% below this benchmark. Historically, Community Bancorp Ofnta Maria's own PE Ratio (TTM) has ranged from 2.50 to 13.00 over the past decade. While the company's 10-year median is 7.59 vs. the industry median of 11.80, Community Bancorp Ofnta Maria has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.80, based on 1,445 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Bancorp Ofnta Maria's current PE Ratio (TTM) of 10.07 is 14.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Community Bancorp Ofnta Maria and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bancorp Ofnta Maria's current PE Ratio (TTM) is 10.07, which is 33% above median its own 10-year median of 7.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp Ofnta Maria stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp Ofnta Maria (CYSM) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.11, compared to a current price of $20.55 — trading 56.8% above its estimated fair value. The current PE Ratio (TTM) is 10.07, which is 33% above median its 10-year median of 7.59 and 14.7% below the Banks industry median of 11.80. Community Bancorp Ofnta Maria's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Community Bancorp Ofnta Maria (CYSM), the current PE Ratio (TTM) is 10.07 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community Bancorp Ofnta Maria (CYSM) Overvalued in 2026?
Based on GuruFocus' analysis, Community Bancorp Ofnta Maria stock appears to be overvalued.
The current stock price of $20.55 is trading 56.8% above its estimated GF Value™ of $13.11.
GuruFocus considers Community Bancorp Ofnta Maria to be Significantly Overvalued.
Key valuation signals for CYSM:
PE Ratio (TTM): 10.07 (33% above median its 10-year median of 7.59)
GF Value™: $13.11 vs. price of $20.55 (56.8% above fair value)
Industry Position: 14.7% below the Banks median (#506 of 1445)
No single metric tells the full story. See the CYSM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community Bancorp Of Santa Maria Community Bancorp of Santa Maria is the holding company for Community Bank of Santa Maria. The bank provides banking products and services. It offers a full range of commercial and personal banking services to businesses and residents of Santa Maria and the surrounding areas. Community Bancorp has been organized as a single operating segment. Its primary source of revenue is providing loans to customers, who are predominantly small and middle-market businesses and individuals.
54GF Score
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