CYSM (Community Bancorp Ofnta Maria) E10: $-35.43 (As of Jun. 2026)

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CYSM Community Bancorp Of Santa Maria CYSM
54 GF Score
Price $20.55
GF Value $13.11
Valuation Significantly Overvalued
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What is Community Bancorp Ofnta Maria E10?

Community Bancorp Ofnta Maria CYSM +1.23% 54 E10 is $-35.43 as of Jun. 2026. GuruFocus rates CYSM with a GF Score™ of 54/100 and a GF Value™ of $13.11 (Significantly Overvalued).

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Community Bancorp Ofnta Maria's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.530. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $-35.43 for the trailing ten years ended in Jun. 2026.

During the past 3 years, the average E10 Growth Rate was -2.70% per year. During the past 5 years, the average E10 Growth Rate was -3.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Community Bancorp Ofnta Maria was -2.70% per year. The lowest was -4.30% per year. And the median was -3.90% per year.

As of today (2026-08-02), Community Bancorp Ofnta Maria's current stock price is $20.55. Community Bancorp Ofnta Maria's E10 for the quarter that ended in Jun. 2026 was $-35.43. Community Bancorp Ofnta Maria's Shiller PE Ratio of today is .


Community Bancorp Ofnta Maria  (OTCPK:CYSM) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Community Bancorp Ofnta Maria E10 Related Terms


Community Bancorp Ofnta Maria E10 Historical Data

* Premium members only.

The historical data trend for Community Bancorp Ofnta Maria's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Bancorp Ofnta Maria E10 Chart

Community Bancorp Ofnta Maria Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -31.64 -33.56 -34.60 -35.50 -36.35

Community Bancorp Ofnta Maria Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -36.24 -36.46 -36.35 -36.01 -35.43

CYSM vs SOUB, TMAK, KFFB: E10 Comparison

For the Banks - Regional subindustry, Community Bancorp Ofnta Maria's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bancorp Ofnta Maria Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Community Bancorp Ofnta Maria's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Community Bancorp Ofnta Maria's Shiller PE Ratio falls into.


CYSM
54GF Score
Community Bancorp Of Santa Maria CYSM
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Community Bancorp Ofnta Maria E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Community Bancorp Ofnta Maria's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.53/333.9520*333.9520
=0.530

Current CPI (Jun. 2026) = 333.9520.

Community Bancorp Ofnta Maria Quarterly Data

per share eps CPI Adj_EPS
201512 0.000 236.525 0.000
201612 -265.665 241.432 -367.471
201703 0.660 243.801 0.904
201706 0.660 244.955 0.900
201709 0.800 246.819 1.082
201712 0.068 246.524 0.092
201803 0.850 249.554 1.137
201806 2.190 251.989 2.902
201809 1.220 252.439 1.614
201812 0.416 251.233 0.553
201903 0.240 254.202 0.315
201906 0.280 256.143 0.365
201909 0.300 256.759 0.390
201912 0.290 256.974 0.377
202003 0.290 258.115 0.375
202006 0.210 257.797 0.272
202009 0.300 260.280 0.385
202012 0.230 260.474 0.295
202103 0.260 264.877 0.328
202106 0.410 271.696 0.504
202109 0.390 274.310 0.475
202112 0.260 278.802 0.311
202203 0.210 287.504 0.244
202206 0.400 296.311 0.451
202209 0.510 296.808 0.574
202212 0.536 296.797 0.603
202303 0.500 301.836 0.553
202306 0.420 305.109 0.460
202309 0.440 307.789 0.477
202312 0.446 306.746 0.486
202403 0.380 312.332 0.406
202406 0.320 314.175 0.340
202409 0.380 315.301 0.402
202412 0.420 315.605 0.444
202503 0.370 319.799 0.386
202506 0.490 322.561 0.507
202509 0.510 324.800 0.524
202512 0.510 324.054 0.526
202603 0.490 330.213 0.496
202606 0.530 333.952 0.530

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $-35.43 mean?
Community Bancorp Ofnta Maria (CYSM) has a E10 of $-35.43 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Community Bancorp Ofnta Maria and its competitors.
Is Community Bancorp Ofnta Maria's E10 too high?
Community Bancorp Ofnta Maria's current E10 is $-35.43. Overall, Community Bancorp Ofnta Maria has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp Ofnta Maria's E10 compare to SOUB and TMAK?
Community Bancorp Ofnta Maria's E10 of $-35.43 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Community Bancorp Ofnta Maria and its competitors. Community Bancorp Ofnta Maria's current E10 is $-35.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp Ofnta Maria stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp Ofnta Maria (CYSM) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.11, compared to a current price of $20.55 — trading 56.8% above its estimated fair value. The current E10 is $-35.43. Community Bancorp Ofnta Maria's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Community Bancorp Ofnta Maria (CYSM), the current E10 is $-35.43 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Bancorp Ofnta Maria (CYSM) Overvalued in 2026?

Based on GuruFocus' analysis, Community Bancorp Ofnta Maria stock appears to be overvalued. The current stock price of $20.55 is trading 56.8% above its estimated GF Value™ of $13.11. GuruFocus considers Community Bancorp Ofnta Maria to be Significantly Overvalued.

Key valuation signals for CYSM:

  • E10: $-35.43
  • GF Value™: $13.11 vs. price of $20.55 (56.8% above fair value)
  • GF Score™: 54/100

No single metric tells the full story. See the CYSM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Bancorp Ofnta Maria Business Description

Address 2739 Santa Maria Way, Santa Maria, CA, USA, 93455
Community Bancorp Of Santa Maria Community Bancorp of Santa Maria is the holding company for Community Bank of Santa Maria. The bank provides banking products and services. It offers a full range of commercial and personal banking services to businesses and residents of Santa Maria and the surrounding areas. Community Bancorp has been organized as a single operating segment. Its primary source of revenue is providing loans to customers, who are predominantly small and middle-market businesses and individuals.
54GF Score

Get the complete analysis for CYSM

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.55
Price
$13.11
GF Value