CYSM (Community Bancorp Ofnta Maria) FCF Yield %: 9.96 (As of Aug. 01, 2026)

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CYSM Community Bancorp Of Santa Maria CYSM
54 GF Score
Price $20.55
GF Value $13.11
Valuation Significantly Overvalued
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What is Community Bancorp Ofnta Maria FCF Yield %?

Community Bancorp Ofnta Maria CYSM +1.23% 54 FCF Yield % is 9.96 as of Aug. 01, 2026. GuruFocus rates CYSM with a GF Score™ of 54/100 and a GF Value™ of $13.11 (Significantly Overvalued). Among 1,502 Banks companies, Community Bancorp Ofnta Maria ranks better than 60.59% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Community Bancorp Ofnta Maria's Trailing 12-Month Free Cash Flow is $4.31 Mil, and Market Cap is $43.32 Mil. Therefore, Community Bancorp Ofnta Maria's FCF Yield % for today is 9.96%.

The historical rank and industry rank for Community Bancorp Ofnta Maria's FCF Yield % or its related term are showing as below:

CYSM' s FCF Yield % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 10.12
Current: 9.96


During the past 13 years, the highest FCF Yield % of Community Bancorp Ofnta Maria was 10.12%. The lowest was 0.00%. And the median was 0.00%.

CYSM's FCF Yield % is ranked better than
60.59% of 1502 companies
in the Banks industry
Industry Median: 7.9 vs CYSM: 9.96

Community Bancorp Ofnta Maria's FCF Margin % for the quarter that ended in Jun. 2026 was 0.00%.


Community Bancorp Ofnta Maria FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Community Bancorp Ofnta Maria FCF Yield % Related Terms


Community Bancorp Ofnta Maria FCF Yield % Historical Data

* Premium members only.

The historical data trend for Community Bancorp Ofnta Maria's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Bancorp Ofnta Maria FCF Yield % Chart

Community Bancorp Ofnta Maria Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.99 17.98 20.66 18.72 11.54

Community Bancorp Ofnta Maria Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CYSM vs SOUB, TMAK, KFFB: FCF Yield % Comparison

For the Banks - Regional subindustry, Community Bancorp Ofnta Maria's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bancorp Ofnta Maria FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Community Bancorp Ofnta Maria's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Community Bancorp Ofnta Maria's FCF Yield % falls into.


CYSM
54GF Score
Community Bancorp Of Santa Maria CYSM
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Community Bancorp Ofnta Maria FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Community Bancorp Ofnta Maria's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=4.313 / 37.37484
=11.54%

Community Bancorp Ofnta Maria's annualized FCF Yield % for the quarter that ended in Jun. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 42.687
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 9.96 mean?
Community Bancorp Ofnta Maria (CYSM) has a FCF Yield % of 9.96 as of Aug. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Community Bancorp Ofnta Maria and its competitors. According to the industry distribution chart, Community Bancorp Ofnta Maria ranks #592 out of 1502 companies in the Banks industry, placing it in the top 39.4%.
Is Community Bancorp Ofnta Maria's FCF Yield % too high?
Community Bancorp Ofnta Maria's current FCF Yield % is 9.96. The Banks industry median FCF Yield % is 7.90. Community Bancorp Ofnta Maria's value of 9.96 is 26.1% above this industry median. Based on the distribution chart, Community Bancorp Ofnta Maria ranks #592 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Community Bancorp Ofnta Maria has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp Ofnta Maria's FCF Yield % compare to SOUB and TMAK?
According to the Banks industry distribution chart, Community Bancorp Ofnta Maria ranks #592 out of 1502 companies for FCF Yield %. This puts Community Bancorp Ofnta Maria in the upper half of its industry. The industry median FCF Yield % is 7.90. Community Bancorp Ofnta Maria's value of 9.96 is 26.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.90, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Bancorp Ofnta Maria's current FCF Yield % of 9.96 is 26.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Community Bancorp Ofnta Maria and its competitors. For the Banks industry, the median FCF Yield % is 7.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bancorp Ofnta Maria's current FCF Yield % is 9.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp Ofnta Maria stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp Ofnta Maria (CYSM) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.11, compared to a current price of $20.55 — trading 56.8% above its estimated fair value. The current FCF Yield % is 9.96 and 26.1% above the Banks industry median of 7.90. Community Bancorp Ofnta Maria's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Community Bancorp Ofnta Maria (CYSM), the current FCF Yield % is 9.96 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Bancorp Ofnta Maria (CYSM) Overvalued in 2026?

Based on GuruFocus' analysis, Community Bancorp Ofnta Maria stock appears to be overvalued. The current stock price of $20.55 is trading 56.8% above its estimated GF Value™ of $13.11. GuruFocus considers Community Bancorp Ofnta Maria to be Significantly Overvalued.

Key valuation signals for CYSM:

  • FCF Yield %: 9.96
  • GF Value™: $13.11 vs. price of $20.55 (56.8% above fair value)
  • GF Score™: 54/100
  • Industry Position: 26.1% above the Banks median (#592 of 1502)

No single metric tells the full story. See the CYSM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Bancorp Ofnta Maria Business Description

Address 2739 Santa Maria Way, Santa Maria, CA, USA, 93455
Community Bancorp Of Santa Maria Community Bancorp of Santa Maria is the holding company for Community Bank of Santa Maria. The bank provides banking products and services. It offers a full range of commercial and personal banking services to businesses and residents of Santa Maria and the surrounding areas. Community Bancorp has been organized as a single operating segment. Its primary source of revenue is providing loans to customers, who are predominantly small and middle-market businesses and individuals.
54GF Score

Get the complete analysis for CYSM

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.55
Price
$13.11
GF Value