CYSM (Community Bancorp Ofnta Maria) FCF Margin %: 0.00% (As of Jun. 2026)

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CYSM Community Bancorp Of Santa Maria CYSM
54 GF Score
Price $20.55
GF Value $13.11
Valuation Significantly Overvalued
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What is Community Bancorp Ofnta Maria FCF Margin %?

Community Bancorp Ofnta Maria CYSM +1.23% 54 FCF Margin % is 0.00% as of Jun. 2026. GuruFocus rates CYSM with a GF Score™ of 54/100 and a GF Value™ of $13.11 (Significantly Overvalued). Among 1,502 Banks companies, Community Bancorp Ofnta Maria ranks worse than 53.79% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Community Bancorp Ofnta Maria's Free Cash Flow for the three months ended in Jun. 2026 was $0.00 Mil. Community Bancorp Ofnta Maria's Revenue for the three months ended in Jun. 2026 was $4.69 Mil. Therefore, Community Bancorp Ofnta Maria's FCF Margin % for the quarter that ended in Jun. 2026 was 0.00%.

As of today, Community Bancorp Ofnta Maria's current FCF Yield % is 9.96%.

The historical rank and industry rank for Community Bancorp Ofnta Maria's FCF Margin % or its related term are showing as below:

CYSM' s FCF Margin % Range Over the Past 10 Years
Min: 19.34   Med: 25.9   Max: 30.73
Current: 23.53


During the past 13 years, the highest FCF Margin % of Community Bancorp Ofnta Maria was 30.73%. The lowest was 19.34%. And the median was 25.90%.

CYSM's FCF Margin % is ranked worse than
53.79% of 1502 companies
in the Banks industry
Industry Median: 25.845 vs CYSM: 23.53


Community Bancorp Ofnta Maria FCF Margin % Related Terms


Community Bancorp Ofnta Maria FCF Margin % Historical Data

* Premium members only.

The historical data trend for Community Bancorp Ofnta Maria's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Bancorp Ofnta Maria FCF Margin % Chart

Community Bancorp Ofnta Maria Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.21 27.21 30.00 28.10 24.55

Community Bancorp Ofnta Maria Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CYSM vs SOUB, TMAK, KFFB: FCF Margin % Comparison

For the Banks - Regional subindustry, Community Bancorp Ofnta Maria's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bancorp Ofnta Maria FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Community Bancorp Ofnta Maria's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Community Bancorp Ofnta Maria's FCF Margin % falls into.


CYSM
54GF Score
Community Bancorp Of Santa Maria CYSM
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Bancorp Ofnta Maria FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Community Bancorp Ofnta Maria's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=4.313/17.565
=24.55 %

Community Bancorp Ofnta Maria's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=0/4.692
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Community Bancorp Ofnta Maria (CYSM) has a FCF Margin % of 0.00% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Community Bancorp Ofnta Maria and its competitors. Over the past decade, Community Bancorp Ofnta Maria's FCF Margin % has ranged from 19.34 to 30.73. According to the industry distribution chart, Community Bancorp Ofnta Maria ranks #808 out of 1502 companies in the Banks industry, placing it in the top 53.8%.
Is Community Bancorp Ofnta Maria's FCF Margin % too high?
Community Bancorp Ofnta Maria's current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 19.34 to a high of 30.73. Based on the distribution chart, Community Bancorp Ofnta Maria ranks #808 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Community Bancorp Ofnta Maria has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp Ofnta Maria's FCF Margin % compare to SOUB and TMAK?
According to the Banks industry distribution chart, Community Bancorp Ofnta Maria ranks #808 out of 1502 companies for FCF Margin %. This places Community Bancorp Ofnta Maria in the lower half of its industry. The industry median FCF Margin % is 25.85. Historically, Community Bancorp Ofnta Maria's own FCF Margin % has ranged from 19.34 to 30.73 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 25.85, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Community Bancorp Ofnta Maria and its competitors. For the Banks industry, the median FCF Margin % is 25.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bancorp Ofnta Maria's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp Ofnta Maria stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp Ofnta Maria (CYSM) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.11, compared to a current price of $20.55 — trading 56.8% above its estimated fair value. The current FCF Margin % is 0.00%. Community Bancorp Ofnta Maria's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Community Bancorp Ofnta Maria (CYSM), the current FCF Margin % is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Bancorp Ofnta Maria (CYSM) Overvalued in 2026?

Based on GuruFocus' analysis, Community Bancorp Ofnta Maria stock appears to be overvalued. The current stock price of $20.55 is trading 56.8% above its estimated GF Value™ of $13.11. GuruFocus considers Community Bancorp Ofnta Maria to be Significantly Overvalued.

Key valuation signals for CYSM:

  • FCF Margin %: 0.00%
  • GF Value™: $13.11 vs. price of $20.55 (56.8% above fair value)
  • GF Score™: 54/100

No single metric tells the full story. See the CYSM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Bancorp Ofnta Maria Business Description

Address 2739 Santa Maria Way, Santa Maria, CA, USA, 93455
Community Bancorp Of Santa Maria Community Bancorp of Santa Maria is the holding company for Community Bank of Santa Maria. The bank provides banking products and services. It offers a full range of commercial and personal banking services to businesses and residents of Santa Maria and the surrounding areas. Community Bancorp has been organized as a single operating segment. Its primary source of revenue is providing loans to customers, who are predominantly small and middle-market businesses and individuals.
54GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.55
Price
$13.11
GF Value