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What is Community Bancorp Ofnta Maria Net Margin %?
Community Bancorp Ofnta MariaCYSM +1.23%54 Net Margin % is 23.42% as of Jun. 2026, which is 7% above its 10-year median of 21.98. GuruFocus rates CYSM with a GF Score™ of 54/100 and a GF Value™ of $13.11 (Significantly Overvalued). Among 1,526 Banks companies, Community Bancorp Ofnta Maria ranks worse than 61.01% on this metric.
Community Bancorp Ofnta Maria (OTCPK:CYSM) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Community Bancorp Ofnta Maria Net Margin % Related Terms
Community Bancorp Ofnta Maria Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Community Bancorp Ofnta Maria's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Bancorp Ofnta Maria Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Community Bancorp Ofnta Maria's Net Margin % distribution charts can be found below:
* The bar in red indicates where Community Bancorp Ofnta Maria's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community Bancorp Ofnta Maria (CYSM) has a Net Margin % of 23.42% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on Community Bancorp Ofnta Maria and its competitors. This is near median its historical median of 21.98. Over the past decade, Community Bancorp Ofnta Maria's Net Margin % has ranged from 12.88 to 30.43. According to the industry distribution chart, Community Bancorp Ofnta Maria ranks #931 out of 1526 companies in the Banks industry, placing it in the top 61%.
Is Community Bancorp Ofnta Maria's Net Margin % too high?
Community Bancorp Ofnta Maria's current Net Margin % of 23.42% is near median its 10-year median of 21.98. Over the past 10 years, this metric has ranged from a low of 12.88 to a high of 30.43. The Banks industry median Net Margin % is 27.06. Community Bancorp Ofnta Maria's value of 23.42% is 13.5% below this industry median. Based on the distribution chart, Community Bancorp Ofnta Maria ranks #931 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Community Bancorp Ofnta Maria has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp Ofnta Maria's Net Margin % compare to SOUB and TMAK?
According to the Banks industry distribution chart, Community Bancorp Ofnta Maria ranks #931 out of 1526 companies for Net Margin %. This places Community Bancorp Ofnta Maria in the lower half of its industry. The industry median Net Margin % is 27.06. Community Bancorp Ofnta Maria's value of 23.42% is 13.5% below this benchmark. Historically, Community Bancorp Ofnta Maria's own Net Margin % has ranged from 12.88 to 30.43 over the past decade. While the company's 10-year median is 21.98 vs. the industry median of 27.06, Community Bancorp Ofnta Maria has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.06, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Bancorp Ofnta Maria's current Net Margin % of 23.42% is 13.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Community Bancorp Ofnta Maria and its competitors. For the Banks industry, the median Net Margin % is 27.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bancorp Ofnta Maria's current Net Margin % is 23.42%, which is near median its own 10-year median of 21.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp Ofnta Maria stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp Ofnta Maria (CYSM) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.11, compared to a current price of $20.55 — trading 56.8% above its estimated fair value. The current Net Margin % is 23.42%, which is near median its 10-year median of 21.98 and 13.5% below the Banks industry median of 27.06. Community Bancorp Ofnta Maria's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Community Bancorp Ofnta Maria (CYSM), the current Net Margin % is 23.42% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community Bancorp Ofnta Maria (CYSM) Overvalued in 2026?
Based on GuruFocus' analysis, Community Bancorp Ofnta Maria stock appears to be overvalued.
The current stock price of $20.55 is trading 56.8% above its estimated GF Value™ of $13.11.
GuruFocus considers Community Bancorp Ofnta Maria to be Significantly Overvalued.
Key valuation signals for CYSM:
Net Margin %: 23.42% (near median its 10-year median of 21.98)
GF Value™: $13.11 vs. price of $20.55 (56.8% above fair value)
Industry Position: 13.5% below the Banks median (#931 of 1526)
No single metric tells the full story. See the CYSM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community Bancorp Of Santa Maria Community Bancorp of Santa Maria is the holding company for Community Bank of Santa Maria. The bank provides banking products and services. It offers a full range of commercial and personal banking services to businesses and residents of Santa Maria and the surrounding areas. Community Bancorp has been organized as a single operating segment. Its primary source of revenue is providing loans to customers, who are predominantly small and middle-market businesses and individuals.
54GF Score
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