CYSM (Community Bancorp Ofnta Maria) Cyclically Adjusted PS Ratio: 2.84 (As of Sep. 16, 2026)

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Director of Data and Quant Analytics at GuruFocus
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CYSM Community Bancorp Of Santa Maria CYSM
54 GF Score
Price $19.55
GF Value $13.32
Valuation Significantly Overvalued
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What is Community Bancorp Ofnta Maria Cyclically Adjusted PS Ratio?

Community Bancorp Ofnta Maria CYSM -2.25% 54 Cyclically Adjusted PS Ratio is 2.84 as of Sep. 16, 2026. GuruFocus rates CYSM with a GF Score™ of 54/100 and a GF Value™ of $13.32 (Significantly Overvalued). Among 1,301 Banks companies, Community Bancorp Ofnta Maria ranks worse than 76863.87% on this metric.

As of today (2026-09-16), Community Bancorp Ofnta Maria's current share price is $19.55. Community Bancorp Ofnta Maria's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was $6.88. Community Bancorp Ofnta Maria's Cyclically Adjusted PS Ratio for today is 2.84.

The historical rank and industry rank for Community Bancorp Ofnta Maria's Cyclically Adjusted PS Ratio or its related term are showing as below:

CYSM's Cyclically Adjusted PS Ratio is not ranked *
in the Banks industry.
Industry Median: 3.45
* Ranked among companies with meaningful Cyclically Adjusted PS Ratio only.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Community Bancorp Ofnta Maria's adjusted revenue per share data of for the fiscal year that ended in Dec25 was $8.173. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $6.88 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Community Bancorp Ofnta Maria  (OTCPK:CYSM) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Community Bancorp Ofnta Maria Cyclically Adjusted PS Ratio Related Terms


Community Bancorp Ofnta Maria Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Community Bancorp Ofnta Maria's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Bancorp Ofnta Maria Cyclically Adjusted PS Ratio Chart

Community Bancorp Ofnta Maria Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.33 1.86 1.75 1.68 2.58

Community Bancorp Ofnta Maria Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.07 2.26 2.58 2.87 2.86

CYSM vs BHDB, HFBA, OTTW: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Community Bancorp Ofnta Maria's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bancorp Ofnta Maria Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Community Bancorp Ofnta Maria's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Community Bancorp Ofnta Maria's Cyclically Adjusted PS Ratio falls into.


CYSM
54GF Score
Community Bancorp Of Santa Maria CYSM
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Bancorp Ofnta Maria Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Community Bancorp Ofnta Maria's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=19.55/6.878
=2.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Bancorp Ofnta Maria's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Community Bancorp Ofnta Maria's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=8.173/324.0540*324.0540
=8.173

Current CPI (Dec25) = 324.0540.

Community Bancorp Ofnta Maria Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 3.957 241.432 5.311
201712 4.305 246.524 5.659
201812 4.911 251.233 6.334
201912 4.987 256.974 6.289
202012 5.854 260.474 7.283
202112 6.362 278.802 7.395
202212 6.716 296.797 7.333
202312 7.160 306.746 7.564
202412 7.243 315.605 7.437
202512 8.173 324.054 8.173

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.84 mean?
Community Bancorp Ofnta Maria (CYSM) has a Cyclically Adjusted PS Ratio of 2.84 as of Sep. 16, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Community Bancorp Ofnta Maria and its competitors. According to the industry distribution chart, Community Bancorp Ofnta Maria ranks #999999 out of 1301 companies in the Banks industry.
Is Community Bancorp Ofnta Maria's Cyclically Adjusted PS Ratio too high?
Community Bancorp Ofnta Maria's current Cyclically Adjusted PS Ratio is 2.84. The Banks industry median Cyclically Adjusted PS Ratio is 3.45. Community Bancorp Ofnta Maria's value of 2.84 is 17.7% below this industry median. Based on the distribution chart, Community Bancorp Ofnta Maria ranks #999999 out of 1301 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Community Bancorp Ofnta Maria has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp Ofnta Maria's Cyclically Adjusted PS Ratio compare to BHDB and HFBA?
According to the Banks industry distribution chart, Community Bancorp Ofnta Maria ranks #999999 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Community Bancorp Ofnta Maria in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.45. Community Bancorp Ofnta Maria's value of 2.84 is 17.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.45, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Bancorp Ofnta Maria's current Cyclically Adjusted PS Ratio of 2.84 is 17.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Community Bancorp Ofnta Maria and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bancorp Ofnta Maria's current Cyclically Adjusted PS Ratio is 2.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp Ofnta Maria stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp Ofnta Maria (CYSM) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.32, compared to a current price of $19.55 — trading 46.8% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.84 and 17.7% below the Banks industry median of 3.45. Community Bancorp Ofnta Maria's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Community Bancorp Ofnta Maria (CYSM), the current Cyclically Adjusted PS Ratio is 2.84 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Bancorp Ofnta Maria (CYSM) Overvalued in 2026?

Based on GuruFocus' analysis, Community Bancorp Ofnta Maria stock appears to be overvalued. The current stock price of $19.55 is trading 46.8% above its estimated GF Value™ of $13.32. GuruFocus considers Community Bancorp Ofnta Maria to be Significantly Overvalued.

Key valuation signals for CYSM:

  • Cyclically Adjusted PS Ratio: 2.84
  • GF Value™: $13.32 vs. price of $19.55 (46.8% above fair value)
  • GF Score™: 54/100
  • Industry Position: 17.7% below the Banks median (#999999 of 1301)

No single metric tells the full story. See the CYSM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Bancorp Ofnta Maria Business Description

Address 2739 Santa Maria Way, Santa Maria, CA, USA, 93455
Community Bancorp Of Santa Maria Community Bancorp of Santa Maria is the holding company for Community Bank of Santa Maria. The bank provides banking products and services. It offers a full range of commercial and personal banking services to businesses and residents of Santa Maria and the surrounding areas. Community Bancorp has been organized as a single operating segment. Its primary source of revenue is providing loans to customers, who are predominantly small and middle-market businesses and individuals.
54GF Score

Get the complete analysis for CYSM

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.55
Price
$13.32
GF Value