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Community Bancorp Ofnta MariaCYSM +1.23%54 Pretax Margin % is 31.22% as of Jun. 2026, which is 6% above its 10-year median of 29.34. GuruFocus rates CYSM with a GF Score™ of 54/100 and a GF Value™ of $13.11 (Significantly Overvalued). Among 1,526 Banks companies, Community Bancorp Ofnta Maria ranks worse than 59.5% on this metric.
Community Bancorp Ofnta Maria (OTCPK:CYSM) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Community Bancorp Ofnta Maria Pretax Margin % Related Terms
Community Bancorp Ofnta Maria Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community Bancorp Ofnta Maria Pretax Margin % Chart
CYSM vs SOUB, TMAK, KFFB: Pretax Margin % Comparison
For the Banks - Regional subindustry, Community Bancorp Ofnta Maria's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Bancorp Ofnta Maria Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Community Bancorp Ofnta Maria's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Community Bancorp Ofnta Maria's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community Bancorp Ofnta Maria (CYSM) has a Pretax Margin % of 31.22% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Community Bancorp Ofnta Maria and its competitors. This is near median its historical median of 29.34. Over the past decade, Community Bancorp Ofnta Maria's Pretax Margin % has ranged from 20.94 to 42.44. According to the industry distribution chart, Community Bancorp Ofnta Maria ranks #908 out of 1526 companies in the Banks industry, placing it in the top 59.5%.
Is Community Bancorp Ofnta Maria's Pretax Margin % too high?
Community Bancorp Ofnta Maria's current Pretax Margin % of 31.22% is near median its 10-year median of 29.34. Over the past 10 years, this metric has ranged from a low of 20.94 to a high of 42.44. The Banks industry median Pretax Margin % is 35.36. Community Bancorp Ofnta Maria's value of 31.22% is 11.7% below this industry median. Based on the distribution chart, Community Bancorp Ofnta Maria ranks #908 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Community Bancorp Ofnta Maria has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp Ofnta Maria's Pretax Margin % compare to SOUB and TMAK?
According to the Banks industry distribution chart, Community Bancorp Ofnta Maria ranks #908 out of 1526 companies for Pretax Margin %. This places Community Bancorp Ofnta Maria in the lower half of its industry. The industry median Pretax Margin % is 35.36. Community Bancorp Ofnta Maria's value of 31.22% is 11.7% below this benchmark. Historically, Community Bancorp Ofnta Maria's own Pretax Margin % has ranged from 20.94 to 42.44 over the past decade. While the company's 10-year median is 29.34 vs. the industry median of 35.36, Community Bancorp Ofnta Maria has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.36, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Bancorp Ofnta Maria's current Pretax Margin % of 31.22% is 11.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Community Bancorp Ofnta Maria and its competitors. For the Banks industry, the median Pretax Margin % is 35.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bancorp Ofnta Maria's current Pretax Margin % is 31.22%, which is near median its own 10-year median of 29.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp Ofnta Maria stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp Ofnta Maria (CYSM) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.11, compared to a current price of $20.55 — trading 56.8% above its estimated fair value. The current Pretax Margin % is 31.22%, which is near median its 10-year median of 29.34 and 11.7% below the Banks industry median of 35.36. Community Bancorp Ofnta Maria's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Community Bancorp Ofnta Maria (CYSM), the current Pretax Margin % is 31.22% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community Bancorp Ofnta Maria (CYSM) Overvalued in 2026?
Based on GuruFocus' analysis, Community Bancorp Ofnta Maria stock appears to be overvalued.
The current stock price of $20.55 is trading 56.8% above its estimated GF Value™ of $13.11.
GuruFocus considers Community Bancorp Ofnta Maria to be Significantly Overvalued.
Key valuation signals for CYSM:
Pretax Margin %: 31.22% (near median its 10-year median of 29.34)
GF Value™: $13.11 vs. price of $20.55 (56.8% above fair value)
Industry Position: 11.7% below the Banks median (#908 of 1526)
No single metric tells the full story. See the CYSM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community Bancorp Of Santa Maria Community Bancorp of Santa Maria is the holding company for Community Bank of Santa Maria. The bank provides banking products and services. It offers a full range of commercial and personal banking services to businesses and residents of Santa Maria and the surrounding areas. Community Bancorp has been organized as a single operating segment. Its primary source of revenue is providing loans to customers, who are predominantly small and middle-market businesses and individuals.
54GF Score
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