CYSM (Community Bancorp Ofnta Maria) Tariff Resilience Score: 9/10 (As of Aug. 01, 2026)

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CYSM Community Bancorp Of Santa Maria CYSM
54 GF Score
Price $20.55
GF Value $13.11
Valuation Significantly Overvalued
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What is Community Bancorp Ofnta Maria Tariff Resilience Score?

Community Bancorp Ofnta Maria CYSM +1.23% 54 Tariff Resilience Score is 9 as of Aug. 01, 2026. GuruFocus rates CYSM with a GF Score™ of 54/100 and a GF Value™ of $13.11 (Significantly Overvalued). Among 1,606 Banks companies, Community Bancorp Ofnta Maria ranks better than 99.32% on this metric.

Community Bancorp Ofnta Maria has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Community Bancorp Ofnta Maria has Community Bancorp Of Santa Maria, as a regional bank, has minimal exposure to international trade tariffs. Its operations are entirely domestic, with no reliance on global supply chains. The company is highly resilient to tariff changes.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Community Bancorp Ofnta Maria might have Highly Resilient.

Community Bancorp Ofnta Maria  (OTCPK:CYSM) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Community Bancorp Ofnta Maria Tariff Resilience Score Related Terms

CYSM vs SOUB, TMAK, KFFB: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Community Bancorp Ofnta Maria's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Community Bancorp Ofnta Maria Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Community Bancorp Ofnta Maria's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Community Bancorp Ofnta Maria's Tariff Resilience Score falls into.


CYSM
54GF Score
Community Bancorp Of Santa Maria CYSM
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Community Bancorp Ofnta Maria (CYSM) has a Tariff Resilience Score of 9 as of Aug. 01, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Community Bancorp Ofnta Maria ranks #11 out of 1606 companies in the Banks industry, placing it in the top 0.7%.
Is Community Bancorp Ofnta Maria's Tariff Resilience Score too high?
Community Bancorp Ofnta Maria's current Tariff Resilience Score is 9. Based on the distribution chart, Community Bancorp Ofnta Maria ranks #11 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Community Bancorp Ofnta Maria has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp Ofnta Maria's Tariff Resilience Score compare to SOUB and TMAK?
According to the Banks industry distribution chart, Community Bancorp Ofnta Maria ranks #11 out of 1606 companies for Tariff Resilience Score. This places Community Bancorp Ofnta Maria in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Community Bancorp Ofnta Maria's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp Ofnta Maria stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp Ofnta Maria (CYSM) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.11, compared to a current price of $20.55 — trading 56.8% above its estimated fair value. The current Tariff Resilience Score is 9. Community Bancorp Ofnta Maria's overall GF Score™ is 54/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Community Bancorp Ofnta Maria (CYSM), the current Tariff Resilience Score is 9 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Bancorp Ofnta Maria (CYSM) Overvalued in 2026?

Based on GuruFocus' analysis, Community Bancorp Ofnta Maria stock appears to be overvalued. The current stock price of $20.55 is trading 56.8% above its estimated GF Value™ of $13.11. GuruFocus considers Community Bancorp Ofnta Maria to be Significantly Overvalued.

Key valuation signals for CYSM:

  • Tariff Resilience Score: 9
  • GF Value™: $13.11 vs. price of $20.55 (56.8% above fair value)
  • GF Score™: 54/100

No single metric tells the full story. See the CYSM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Community Bancorp Ofnta Maria Business Description

Address 2739 Santa Maria Way, Santa Maria, CA, USA, 93455
Community Bancorp Of Santa Maria Community Bancorp of Santa Maria is the holding company for Community Bank of Santa Maria. The bank provides banking products and services. It offers a full range of commercial and personal banking services to businesses and residents of Santa Maria and the surrounding areas. Community Bancorp has been organized as a single operating segment. Its primary source of revenue is providing loans to customers, who are predominantly small and middle-market businesses and individuals.
54GF Score

Get the complete analysis for CYSM

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.55
Price
$13.11
GF Value