OneMain Holdings (MEX:OMF) Cyclically Adjusted Book per Share: MXN426.02 (As of Jun. 2026)

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MEX:OMF OneMain Holdings Inc MEX:OMF
70 GF Score
Price MXN832.78
GF Value MXN761.01
! 6 Warning Signs
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What is OneMain Holdings Cyclically Adjusted Book per Share?

OneMain Holdings MEX:OMF 70 Cyclically Adjusted Book per Share is MXN426.02 as of Jun. 2026. GuruFocus rates MEX:OMF with a GF Score™ of 70/100 and a GF Value™ of MXN761.01. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

OneMain Holdings's adjusted book value per share for the three months ended in Jun. 2026 was MXN512.934. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN426.02 for the trailing ten years ended in Jun. 2026.

During the past 12 months, OneMain Holdings's average Cyclically Adjusted Book Growth Rate was 3.20% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 4.50% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 7.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of OneMain Holdings was 9.40% per year. The lowest was 4.50% per year. And the median was 7.00% per year.

As of today (2026-08-15), OneMain Holdings's current stock price is MXN832.78. OneMain Holdings's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was MXN426.02. OneMain Holdings's Cyclically Adjusted PB Ratio of today is 1.95.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of OneMain Holdings was 2.80. The lowest was 1.12. And the median was 1.76.


OneMain Holdings  (MEX:OMF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

OneMain Holdings's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=832.78/426.02
=1.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of OneMain Holdings was 2.80. The lowest was 1.12. And the median was 1.76.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


OneMain Holdings Cyclically Adjusted Book per Share Related Terms


OneMain Holdings Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for OneMain Holdings's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OneMain Holdings Cyclically Adjusted Book per Share Chart

OneMain Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 520.32 589.56 404.41 471.74 373.92

OneMain Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 441.52 448.25 373.92 480.77 426.02

MEX:OMF vs KLAR, CACC, ENVA: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, OneMain Holdings's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OneMain Holdings Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, OneMain Holdings's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where OneMain Holdings's Cyclically Adjusted PB Ratio falls into.


MEX:OMF
70GF Score
OneMain Holdings Inc MEX:OMF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OneMain Holdings Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, OneMain Holdings's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=512.934/333.9520*333.9520
=512.934

Current CPI (Jun. 2026) = 333.9520.

OneMain Holdings Quarterly Data

Book Value per Share CPI Adj_Book
201609 437.059 241.428 604.556
201612 468.693 241.432 648.302
201703 432.104 243.801 591.884
201706 421.366 244.955 574.457
201709 433.226 246.819 586.165
201712 475.643 246.524 644.326
201803 452.794 249.554 605.927
201806 504.909 251.989 669.138
201809 501.401 252.439 663.304
201812 549.159 251.233 729.971
201903 563.058 254.202 739.704
201906 584.500 256.143 762.055
201909 593.873 256.759 772.417
201912 600.024 256.974 779.765
202003 532.822 258.115 689.371
202006 544.922 257.797 705.896
202009 513.614 260.280 658.992
202012 509.508 260.474 653.237
202103 502.828 264.877 633.956
202106 525.885 271.696 646.385
202109 488.190 274.310 594.335
202112 496.438 278.802 594.639
202203 488.935 287.504 567.925
202206 493.166 296.311 555.814
202209 494.103 296.808 555.937
202212 485.620 296.797 546.413
202303 460.539 301.836 509.541
202306 435.262 305.109 476.409
202309 450.375 307.789 488.658
202312 451.581 306.746 491.633
202403 444.959 312.332 475.760
202406 482.333 314.175 512.695
202409 529.015 315.301 560.308
202412 557.557 315.605 589.969
202503 562.557 319.799 587.453
202506 526.901 322.561 545.508
202509 523.460 324.800 538.210
202512 522.517 324.054 538.477
202603 526.663 330.213 532.626
202606 512.934 333.952 512.934

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of MXN426.02 mean?
OneMain Holdings (MEX:OMF) has a Cyclically Adjusted Book per Share of MXN426.02 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on OneMain Holdings and its competitors.
Is OneMain Holdings' Cyclically Adjusted Book per Share too high?
OneMain Holdings' current Cyclically Adjusted Book per Share is MXN426.02. Overall, OneMain Holdings has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does OneMain Holdings' Cyclically Adjusted Book per Share compare to KLAR and CACC?
OneMain Holdings' Cyclically Adjusted Book per Share of MXN426.02 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on OneMain Holdings and its competitors. OneMain Holdings's current Cyclically Adjusted Book per Share is MXN426.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OneMain Holdings stock overvalued right now?
OneMain Holdings (MEX:OMF) has a current Cyclically Adjusted Book per Share of MXN426.02. The stock's GF Value™ is MXN761.01, compared to a current price of MXN832.78 — trading 9.4% above its estimated fair value. The current Cyclically Adjusted Book per Share is MXN426.02. OneMain Holdings' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For OneMain Holdings (MEX:OMF), the current Cyclically Adjusted Book per Share is MXN426.02 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OneMain Holdings (MEX:OMF) Overvalued in 2026?

Based on GuruFocus' analysis, OneMain Holdings stock appears to be overvalued. The current stock price of MXN832.78 is trading 9.4% above its estimated GF Value™ of MXN761.01.

Key valuation signals for MEX:OMF:

  • Cyclically Adjusted Book per Share: MXN426.02
  • GF Value™: MXN761.01 vs. price of MXN832.78 (9.4% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the MEX:OMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OneMain Holdings Business Description

Other Exchanges OMF:USA0S1:Germany
Address 601 N.W. Second Street, Evansville, IN, USA, 47708
OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company operates in single reportable segment Consumer and Insurance which originates and services personal loans and auto finance loans, offer credit cards, and provide optional credit and non-credit insurance and other optional products through its branch and central operations, as well as digital platform.
70GF Score

Get the complete analysis for MEX:OMF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN832.78
Price
MXN761.01
GF Value