OneMain HoldingsMEX:OMF 69 OCF Margin % is 58.42% as of Mar. 2026, which is 1% above its 10-year median of 57.86. GuruFocus rates MEX:OMF with a GF Score™ of 69/100 and a GF Value™ of MXN827.66. The stock has 3 warning signs investors should review. Among 531 Credit Services companies, OneMain Holdings ranks better than 81.73% on this metric.
The historical rank and industry rank for OneMain Holdings's OCF Margin % or its related term are showing as below:
MEX:OMF'
s OCF Margin % Range Over the Past 10 Years
Min: 46.01 Med: 57.86 Max: 63.63
Current: 63.55
During the past 13 years, the highest OCF Margin % of OneMain Holdings was 63.63%. The lowest was 46.01%. And the median was 57.86%.
MEX:OMF's OCF Margin % is ranked better than 81.73% of 531
companies
in the Credit Services industry
Industry Median: 2.55
vs MEX:OMF: 63.55
OneMain Holdings OCF Margin % Related Terms
OneMain Holdings OCF Margin % Historical Data
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The historical data trend for OneMain Holdings's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:OMF vs CACC, KLAR, NNI: OCF Margin % Comparison
For the Credit Services subindustry, OneMain Holdings's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OneMain Holdings OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, OneMain Holdings's OCF Margin % distribution charts can be found below:
* The bar in red indicates where OneMain Holdings's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OneMain Holdings (MEX:OMF) has a OCF Margin % of 58.42% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on OneMain Holdings and its competitors. This is near median its historical median of 57.86. Over the past decade, OneMain Holdings' OCF Margin % has ranged from 46.01 to 63.63. According to the industry distribution chart, OneMain Holdings ranks #97 out of 531 companies in the Credit Services industry, placing it in the top 18.3%.
Is OneMain Holdings' OCF Margin % too high?
OneMain Holdings' current OCF Margin % of 58.42% is near median its 10-year median of 57.86. Over the past 10 years, this metric has ranged from a low of 46.01 to a high of 63.63. The Credit Services industry median OCF Margin % is 2.55. OneMain Holdings' value of 58.42% is 2191% above this industry median. Based on the distribution chart, OneMain Holdings ranks #97 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, OneMain Holdings has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does OneMain Holdings' OCF Margin % compare to CACC and KLAR?
According to the Credit Services industry distribution chart, OneMain Holdings ranks #97 out of 531 companies for OCF Margin %. This places OneMain Holdings in the top 18% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 2.55. OneMain Holdings' value of 58.42% is 2191% above this benchmark. Historically, OneMain Holdings' own OCF Margin % has ranged from 46.01 to 63.63 over the past decade. While the company's 10-year median is 57.86 vs. the industry median of 2.55, OneMain Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OneMain Holdings's current OCF Margin % of 58.42% is 2191% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on OneMain Holdings and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OneMain Holdings's current OCF Margin % is 58.42%, which is near median its own 10-year median of 57.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OneMain Holdings stock overvalued right now?
OneMain Holdings (MEX:OMF) has a current OCF Margin % of 58.42%. The stock's GF Value™ is MXN827.66, compared to a current price of MXN832.78 — trading 0.6% above its estimated fair value. The current OCF Margin % is 58.42%, which is near median its 10-year median of 57.86 and 2191% above the Credit Services industry median of 2.55. OneMain Holdings' overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For OneMain Holdings (MEX:OMF), the current OCF Margin % is 58.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OneMain Holdings (MEX:OMF) Overvalued in 2026?
Based on GuruFocus' analysis, OneMain Holdings stock appears to be overvalued.
The current stock price of MXN832.78 is trading 0.6% above its estimated GF Value™ of MXN827.66.
Key valuation signals for MEX:OMF:
OCF Margin %: 58.42% (near median its 10-year median of 57.86)
GF Value™: MXN827.66 vs. price of MXN832.78 (0.6% above fair value)
Industry Position: 2191% above the Credit Services median (#97 of 531)
No single metric tells the full story. See the MEX:OMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company operates in single reportable segment Consumer and Insurance which originates and services personal loans and auto finance loans, offer credit cards, and provide optional credit and non-credit insurance and other optional products through its branch and central operations, as well as digital platform.
69GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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