OneMain Holdings (MEX:OMF) Cyclically Adjusted FCF per Share: MXN325.23 (As of Mar. 2026)


MEX:OMF OneMain Holdings Inc MEX:OMF
65 GF Score
Price MXN832.78
GF Value MXN812.68
! 3 Warning Signs
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What is OneMain Holdings Cyclically Adjusted FCF per Share?

OneMain Holdings MEX:OMF 65 Cyclically Adjusted FCF per Share is MXN325.23 as of Mar. 2026. GuruFocus rates MEX:OMF with a GF Score™ of 65/100 and a GF Value™ of MXN812.68. The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

OneMain Holdings's adjusted free cash flow per share for the three months ended in Mar. 2026 was MXN113.634. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is MXN325.23 for the trailing ten years ended in Mar. 2026.

During the past 12 months, OneMain Holdings's average Cyclically Adjusted FCF Growth Rate was 12.60% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 13.40% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 15.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of OneMain Holdings was 17.30% per year. The lowest was 13.40% per year. And the median was 15.70% per year.

As of today (2026-07-11), OneMain Holdings's current stock price is MXN832.78. OneMain Holdings's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was MXN325.23. OneMain Holdings's Cyclically Adjusted Price-to-FCF of today is 2.56.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of OneMain Holdings was 6.05. The lowest was 2.21. And the median was 3.04.


OneMain Holdings  (MEX:OMF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

OneMain Holdings's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=832.78/325.23
=2.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of OneMain Holdings was 6.05. The lowest was 2.21. And the median was 3.04.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


OneMain Holdings Cyclically Adjusted FCF per Share Related Terms


OneMain Holdings Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for OneMain Holdings's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OneMain Holdings Cyclically Adjusted FCF per Share Chart

OneMain Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 250.65 309.09 225.37 287.23 250.39

OneMain Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 316.04 282.41 294.56 250.39 325.23

MEX:OMF vs CACC, KLAR, ENVA: Cyclically Adjusted FCF per Share Comparison

For the Credit Services subindustry, OneMain Holdings's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OneMain Holdings Cyclically Adjusted Price-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, OneMain Holdings's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where OneMain Holdings's Cyclically Adjusted Price-to-FCF falls into.


MEX:OMF
65GF Score
OneMain Holdings Inc MEX:OMF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OneMain Holdings Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, OneMain Holdings's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=113.634/330.2130*330.2130
=113.634

Current CPI (Mar. 2026) = 330.2130.

OneMain Holdings Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 33.300 241.018 45.624
201609 68.325 241.428 93.451
201612 28.260 241.432 38.652
201703 61.665 243.801 83.521
201706 39.483 244.955 53.225
201709 66.863 246.819 89.454
201712 45.516 246.524 60.968
201803 74.196 249.554 98.177
201806 56.216 251.989 73.667
201809 70.363 252.439 92.041
201812 85.081 251.233 111.828
201903 78.053 254.202 101.392
201906 84.167 256.143 108.506
201909 84.541 256.759 108.727
201912 87.467 256.974 112.396
202003 97.313 258.115 124.495
202006 109.759 257.797 140.591
202009 69.800 260.280 88.554
202012 86.109 260.474 109.164
202103 84.307 264.877 105.103
202106 84.861 271.696 103.138
202109 78.737 274.310 94.783
202112 95.995 278.802 113.696
202203 86.228 287.504 99.037
202206 100.995 296.311 112.550
202209 88.717 296.808 98.702
202212 106.162 296.797 118.115
202303 83.740 301.836 91.613
202306 97.054 305.109 105.039
202309 85.973 307.789 92.237
202312 95.787 306.746 103.115
202403 77.015 312.332 81.424
202406 108.532 314.175 114.072
202409 110.977 315.301 116.226
202412 130.770 315.605 136.823
202503 113.401 319.799 117.094
202506 122.066 322.561 124.962
202509 127.190 324.800 129.310
202512 131.665 324.054 134.167
202603 113.634 330.213 113.634

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of MXN325.23 mean?
OneMain Holdings (MEX:OMF) has a Cyclically Adjusted FCF per Share of MXN325.23 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on OneMain Holdings and its competitors.
Is OneMain Holdings' Cyclically Adjusted FCF per Share too high?
OneMain Holdings' current Cyclically Adjusted FCF per Share is MXN325.23. Overall, OneMain Holdings has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does OneMain Holdings' Cyclically Adjusted FCF per Share compare to CACC and KLAR?
OneMain Holdings' Cyclically Adjusted FCF per Share of MXN325.23 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Credit Services company?
A good Cyclically Adjusted FCF per Share depends on the Credit Services industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on OneMain Holdings and its competitors. OneMain Holdings's current Cyclically Adjusted FCF per Share is MXN325.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OneMain Holdings stock overvalued right now?
OneMain Holdings (MEX:OMF) has a current Cyclically Adjusted FCF per Share of MXN325.23. The stock's GF Value™ is MXN812.68, compared to a current price of MXN832.78 — trading 2.5% above its estimated fair value. The current Cyclically Adjusted FCF per Share is MXN325.23. OneMain Holdings' overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For OneMain Holdings (MEX:OMF), the current Cyclically Adjusted FCF per Share is MXN325.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OneMain Holdings (MEX:OMF) Overvalued in 2026?

Based on GuruFocus' analysis, OneMain Holdings stock appears to be overvalued. The current stock price of MXN832.78 is trading 2.5% above its estimated GF Value™ of MXN812.68.

Key valuation signals for MEX:OMF:

  • Cyclically Adjusted FCF per Share: MXN325.23
  • GF Value™: MXN812.68 vs. price of MXN832.78 (2.5% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the MEX:OMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OneMain Holdings Business Description

Other Exchanges OMF:USA0S1:Germany
Address 601 N.W. Second Street, Evansville, IN, USA, 47708
OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company operates in single reportable segment Consumer and Insurance which originates and services personal loans and auto finance loans, offer credit cards, and provide optional credit and non-credit insurance and other optional products through its branch and central operations, as well as digital platform.
65GF Score

Get the complete analysis for MEX:OMF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN832.78
Price
MXN812.68
GF Value