OneMain Holdings (MEX:OMF) Scaled Net Operating Assets: 0.90 (As of Mar. 2026)


MEX:OMF OneMain Holdings Inc MEX:OMF
68 GF Score
Price MXN832.78
GF Value MXN802.19
! 3 Warning Signs
View Full Analysis

What is OneMain Holdings Scaled Net Operating Assets?

OneMain Holdings MEX:OMF 68 Scaled Net Operating Assets is 0.90 as of Mar. 2026. GuruFocus rates MEX:OMF with a GF Score™ of 68/100 and a GF Value™ of MXN802.19. The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

OneMain Holdings's operating assets for the quarter that ended in Mar. 2026 was MXN467,191 Mil. OneMain Holdings's operating liabilities for the quarter that ended in Mar. 2026 was MXN22,433 Mil. OneMain Holdings's Total Assets for the quarter that ended in Dec. 2025 was MXN493,140 Mil. Therefore, OneMain Holdings's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.90.

MEX:OMF
68GF Score
OneMain Holdings Inc MEX:OMF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OneMain Holdings Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

OneMain Holdings's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(479851.905-23281.37)/540371.187
=0.84

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=493140.112 - 13288.207
=479851.905

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=431902.726 - 408603.35 - 18.006
=23281.37

OneMain Holdings's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(467191.192-22432.678)/493140.112
=0.90

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=487207.489 - 20016.297
=467191.192

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=426311.061 - 403860.35 - 18.033
=22432.678

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.90 mean?
OneMain Holdings (MEX:OMF) has a Scaled Net Operating Assets of 0.90 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on OneMain Holdings and its competitors.
Is OneMain Holdings' Scaled Net Operating Assets too high?
OneMain Holdings' current Scaled Net Operating Assets is 0.90. Overall, OneMain Holdings has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does OneMain Holdings' Scaled Net Operating Assets compare to CACC and KLAR?
OneMain Holdings' Scaled Net Operating Assets of 0.90 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on OneMain Holdings and its competitors. OneMain Holdings's current Scaled Net Operating Assets is 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OneMain Holdings stock overvalued right now?
OneMain Holdings (MEX:OMF) has a current Scaled Net Operating Assets of 0.90. The stock's GF Value™ is MXN802.19, compared to a current price of MXN832.78 — trading 3.8% above its estimated fair value. The current Scaled Net Operating Assets is 0.90. OneMain Holdings' overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For OneMain Holdings (MEX:OMF), the current Scaled Net Operating Assets is 0.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OneMain Holdings (MEX:OMF) Overvalued in 2026?

Based on GuruFocus' analysis, OneMain Holdings stock appears to be overvalued. The current stock price of MXN832.78 is trading 3.8% above its estimated GF Value™ of MXN802.19.

Key valuation signals for MEX:OMF:

  • Scaled Net Operating Assets: 0.90
  • GF Value™: MXN802.19 vs. price of MXN832.78 (3.8% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the MEX:OMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OneMain Holdings Business Description

Other Exchanges OMF:USA0S1:Germany
Address 601 N.W. Second Street, Evansville, IN, USA, 47708
OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company operates in single reportable segment Consumer and Insurance which originates and services personal loans and auto finance loans, offer credit cards, and provide optional credit and non-credit insurance and other optional products through its branch and central operations, as well as digital platform.
68GF Score

Get the complete analysis for MEX:OMF

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN832.78
Price
MXN802.19
GF Value