OneMain Holdings (MEX:OMF) Margin of Safety % (DCF Earnings Based): 43.51% (As of Jun. 25, 2026)


MEX:OMF OneMain Holdings Inc MEX:OMF
69 GF Score
Price MXN832.78
GF Value MXN827.66
! 3 Warning Signs
View Full Analysis

What is OneMain Holdings Margin of Safety % (DCF Earnings Based)?

OneMain Holdings MEX:OMF 69 Margin of Safety % (DCF Earnings Based) is 43.51% as of Jun. 25, 2026. GuruFocus rates MEX:OMF with a GF Score™ of 69/100 and a GF Value™ of MXN827.66. The stock has 3 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), OneMain Holdings's Predictability Rank is 2.5-Stars. OneMain Holdings's intrinsic value calculated from the Discounted Earnings model is MXN1474.13 and current share price is MXN832.78. Consequently,

OneMain Holdings's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 43.51%.

MEX:OMF vs CACC, KLAR, NNI: Margin of Safety % (DCF Earnings Based) Comparison

For the Credit Services subindustry, OneMain Holdings's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OneMain Holdings Margin of Safety % (DCF Earnings Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, OneMain Holdings's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where OneMain Holdings's Margin of Safety % (DCF Earnings Based) falls into.


MEX:OMF
69GF Score
OneMain Holdings Inc MEX:OMF
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OneMain Holdings Margin of Safety % (DCF Earnings Based) Calculation

OneMain Holdings's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(1474.13-832.78)/1474.13
=43.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 43.51% mean?
OneMain Holdings (MEX:OMF) has a Margin of Safety % (DCF Earnings Based) of 43.51% as of Jun. 25, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on OneMain Holdings.
Is OneMain Holdings' Margin of Safety % (DCF Earnings Based) too high?
OneMain Holdings' current Margin of Safety % (DCF Earnings Based) is 43.51%. Overall, OneMain Holdings has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does OneMain Holdings' Margin of Safety % (DCF Earnings Based) compare to CACC and KLAR?
OneMain Holdings' Margin of Safety % (DCF Earnings Based) of 43.51% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Credit Services company?
A good Margin of Safety % (DCF Earnings Based) depends on the Credit Services industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on OneMain Holdings. OneMain Holdings's current Margin of Safety % (DCF Earnings Based) is 43.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OneMain Holdings stock overvalued right now?
OneMain Holdings (MEX:OMF) has a current Margin of Safety % (DCF Earnings Based) of 43.51%. The stock's GF Value™ is MXN827.66, compared to a current price of MXN832.78 — trading 0.6% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 43.51%. OneMain Holdings' overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For OneMain Holdings (MEX:OMF), the current Margin of Safety % (DCF Earnings Based) is 43.51% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OneMain Holdings (MEX:OMF) Overvalued in 2026?

Based on GuruFocus' analysis, OneMain Holdings stock appears to be overvalued. The current stock price of MXN832.78 is trading 0.6% above its estimated GF Value™ of MXN827.66.

Key valuation signals for MEX:OMF:

  • Margin of Safety % (DCF Earnings Based): 43.51%
  • GF Value™: MXN827.66 vs. price of MXN832.78 (0.6% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the MEX:OMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OneMain Holdings Business Description

Other Exchanges OMF:USA0S1:Germany
Address 601 N.W. Second Street, Evansville, IN, USA, 47708
OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company operates in single reportable segment Consumer and Insurance which originates and services personal loans and auto finance loans, offer credit cards, and provide optional credit and non-credit insurance and other optional products through its branch and central operations, as well as digital platform.
69GF Score

Get the complete analysis for MEX:OMF

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN832.78
Price
MXN827.66
GF Value