BBAJF (Banco del Bajio) Cyclically Adjusted FCF per Share: $0.21 (As of Mar. 2026)


BBAJF Banco del Bajio SA BBAJF
81 GF Score
Price $3.10
GF Value $3.01
Valuation Fairly Valued
! 8 Warning Signs
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What is Banco del Bajio Cyclically Adjusted FCF per Share?

Banco del Bajio BBAJF 81 Cyclically Adjusted FCF per Share is $0.21 as of Mar. 2026. GuruFocus rates BBAJF with a GF Score™ of 81/100 and a GF Value™ of $3.01 (Fairly Valued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Banco del Bajio's adjusted free cash flow per share for the three months ended in Mar. 2026 was $-0.301. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $0.21 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Banco del Bajio's average Cyclically Adjusted FCF Growth Rate was 66.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-08), Banco del Bajio's current stock price is $3.10. Banco del Bajio's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $0.21. Banco del Bajio's Cyclically Adjusted Price-to-FCF of today is 14.76.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Banco del Bajio was 28.05. The lowest was 10.26. And the median was 18.25.


Banco del Bajio  (OTCPK:BBAJF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Banco del Bajio's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=3.10/0.21
=14.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Banco del Bajio was 28.05. The lowest was 10.26. And the median was 18.25.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Banco del Bajio Cyclically Adjusted FCF per Share Related Terms


Banco del Bajio Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Banco del Bajio's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco del Bajio Cyclically Adjusted FCF per Share Chart

Banco del Bajio Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.16 0.13 0.26

Banco del Bajio Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.12 0.15 0.18 0.26 0.21

BBAJF vs PNC, USB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Banco del Bajio's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco del Bajio Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Banco del Bajio's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Banco del Bajio's Cyclically Adjusted Price-to-FCF falls into.


BBAJF
81GF Score
Banco del Bajio SA BBAJF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco del Bajio Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banco del Bajio's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.301/166.0400*166.0400
=-0.301

Current CPI (Mar. 2026) = 166.0400.

Banco del Bajio Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.096 101.905 0.156
201609 -0.083 103.084 -0.134
201612 0.142 105.002 0.225
201703 -0.018 108.063 -0.028
201706 -0.120 108.339 -0.184
201709 0.021 109.628 0.032
201712 -0.017 112.114 -0.025
201803 0.163 113.505 0.238
201806 -0.107 113.373 -0.157
201809 -0.033 115.130 -0.048
201812 0.151 117.530 0.213
201903 0.145 118.050 0.204
201906 0.296 117.848 0.417
201909 -0.101 118.581 -0.141
201912 0.315 120.854 0.433
202003 -0.093 121.885 -0.127
202006 -0.286 121.777 -0.390
202009 0.206 123.341 0.277
202012 0.125 124.661 0.166
202103 -0.001 127.574 -0.001
202106 -0.020 128.936 -0.026
202109 -0.378 130.742 -0.480
202112 0.049 133.830 0.061
202203 -0.099 137.082 -0.120
202206 0.273 139.233 0.326
202209 0.071 142.116 0.083
202212 0.331 144.291 0.381
202303 0.050 146.472 0.057
202306 0.065 146.272 0.074
202309 -0.394 148.446 -0.441
202312 0.308 151.017 0.339
202403 -0.076 152.947 -0.083
202406 -0.063 153.551 -0.068
202409 0.077 155.246 0.082
202412 0.164 157.378 0.173
202503 -0.104 158.761 -0.109
202506 0.184 160.180 0.191
202509 0.224 161.030 0.231
202512 0.642 163.190 0.653
202603 -0.301 166.040 -0.301

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $0.21 mean?
Banco del Bajio (BBAJF) has a Cyclically Adjusted FCF per Share of $0.21 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Banco del Bajio and its competitors.
Is Banco del Bajio's Cyclically Adjusted FCF per Share too high?
Banco del Bajio's current Cyclically Adjusted FCF per Share is $0.21. Overall, Banco del Bajio has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco del Bajio's Cyclically Adjusted FCF per Share compare to PNC and USB?
Banco del Bajio's Cyclically Adjusted FCF per Share of $0.21 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Banco del Bajio and its competitors. Banco del Bajio's current Cyclically Adjusted FCF per Share is $0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco del Bajio stock overvalued right now?
Based on GuruFocus' analysis, Banco del Bajio (BBAJF) is currently considered Fairly Valued. The stock's GF Value™ is $3.01, compared to a current price of $3.10 — trading 3% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $0.21. Banco del Bajio's overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Banco del Bajio (BBAJF), the current Cyclically Adjusted FCF per Share is $0.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco del Bajio (BBAJF) Overvalued in 2026?

Based on GuruFocus' analysis, Banco del Bajio stock appears to be overvalued. The current stock price of $3.10 is trading 3% above its estimated GF Value™ of $3.01. GuruFocus considers Banco del Bajio to be Fairly Valued.

Key valuation signals for BBAJF:

  • Cyclically Adjusted FCF per Share: $0.21
  • GF Value™: $3.01 vs. price of $3.10 (3% above fair value)
  • GF Score™: 81/100 with 8 warning signs

No single metric tells the full story. See the BBAJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco del Bajio Business Description

Other Exchanges BBAJIOO:Mexico
Address Avenida Manuel J. Clouthier No. 402, Col. Jardines del Campestre, Leon, GTO, MEX, 37128
Banco del Bajio SA is a Mexico based company engaged in the provision of full-banking services. Its activities include receiving deposits, accepting loans, granting loans, operations with securities, trust agreements, and financial factoring and leasing operations. The business segments of the company are Banking and credit transactions, Rediscounted transactions, Treasury transactions and other segments. It derives a majority of the revenue from the Banking and credit transactions activities segment. The bank operates majorly in Mexico.
81GF Score

Get the complete analysis for BBAJF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.10
Price
$3.01
GF Value