BBAJF (Banco del Bajio) Cyclically Adjusted PS Ratio: 3.13 (As of Jul. 13, 2026) — Near Median


BBAJF Banco del Bajio SA BBAJF
82 GF Score
Price $3.10
GF Value $3.05
Valuation Fairly Valued
! 8 Warning Signs
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What is Banco del Bajio Cyclically Adjusted PS Ratio?

Banco del Bajio BBAJF 82 Cyclically Adjusted PS Ratio is 3.13 as of Jul. 13, 2026, which is 0% above its 10-year median of 3.12. GuruFocus rates BBAJF with a GF Score™ of 82/100 and a GF Value™ of $3.05 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,306 Banks companies, Banco del Bajio ranks better than 55.67% on this metric.

As of today (2026-07-13), Banco del Bajio's current share price is $3.10. Banco del Bajio's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $0.99. Banco del Bajio's Cyclically Adjusted PS Ratio for today is 3.13.

The historical rank and industry rank for Banco del Bajio's Cyclically Adjusted PS Ratio or its related term are showing as below:

BBAJF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.52   Med: 3.12   Max: 5.06
Current: 3.08

During the past years, Banco del Bajio's highest Cyclically Adjusted PS Ratio was 5.06. The lowest was 2.52. And the median was 3.12.

BBAJF's Cyclically Adjusted PS Ratio is ranked better than
55.67% of 1306 companies
in the Banks industry
Industry Median: 3.34 vs BBAJF: 3.08

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Banco del Bajio's adjusted revenue per share data for the three months ended in Mar. 2026 was $0.333. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $0.99 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Banco del Bajio  (OTCPK:BBAJF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Banco del Bajio Cyclically Adjusted PS Ratio Related Terms


Banco del Bajio Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Banco del Bajio's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco del Bajio Cyclically Adjusted PS Ratio Chart

Banco del Bajio Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 4.03 2.64 2.59

Banco del Bajio Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.74 2.71 2.70 2.59 3.03

BBAJF vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Banco del Bajio's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco del Bajio Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco del Bajio's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Banco del Bajio's Cyclically Adjusted PS Ratio falls into.


BBAJF
82GF Score
Banco del Bajio SA BBAJF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco del Bajio Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Banco del Bajio's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=3.10/0.99
=3.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco del Bajio's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Banco del Bajio's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.333/166.0400*166.0400
=0.333

Current CPI (Mar. 2026) = 166.0400.

Banco del Bajio Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.090 101.905 0.147
201609 0.093 103.084 0.150
201612 0.099 105.002 0.157
201703 0.111 108.063 0.171
201706 0.125 108.339 0.192
201709 0.135 109.628 0.204
201712 0.131 112.114 0.194
201803 0.142 113.505 0.208
201806 0.143 113.373 0.209
201809 0.154 115.130 0.222
201812 0.146 117.530 0.206
201903 0.156 118.050 0.219
201906 0.158 117.848 0.223
201909 0.161 118.581 0.225
201912 0.170 120.854 0.234
202003 0.130 121.885 0.177
202006 0.126 121.777 0.172
202009 0.124 123.341 0.167
202012 0.144 124.661 0.192
202103 0.134 127.574 0.174
202106 0.144 128.936 0.185
202109 0.145 130.742 0.184
202112 0.160 133.830 0.199
202203 0.165 137.082 0.200
202206 0.184 139.233 0.219
202209 0.210 142.116 0.245
202212 0.265 144.291 0.305
202303 0.286 146.472 0.324
202306 0.311 146.272 0.353
202309 0.312 148.446 0.349
202312 0.344 151.017 0.378
202403 0.284 152.947 0.308
202406 0.312 153.551 0.337
202409 0.297 155.246 0.318
202412 0.282 157.378 0.298
202503 0.258 158.761 0.270
202506 0.284 160.180 0.294
202509 0.297 161.030 0.306
202512 0.292 163.190 0.297
202603 0.333 166.040 0.333

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.13 mean?
Banco del Bajio (BBAJF) has a Cyclically Adjusted PS Ratio of 3.13 as of Jul. 13, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banco del Bajio and its competitors. This is near median its historical median of 3.12. Over the past decade, Banco del Bajio's Cyclically Adjusted PS Ratio has ranged from 2.52 to 5.06. According to the industry distribution chart, Banco del Bajio ranks #579 out of 1306 companies in the Banks industry, placing it in the top 44.3%.
Is Banco del Bajio's Cyclically Adjusted PS Ratio too high?
Banco del Bajio's current Cyclically Adjusted PS Ratio of 3.13 is near median its 10-year median of 3.12. Over the past 10 years, this metric has ranged from a low of 2.52 to a high of 5.06. The Banks industry median Cyclically Adjusted PS Ratio is 3.34. Banco del Bajio's value of 3.13 is 6.3% below this industry median. Based on the distribution chart, Banco del Bajio ranks #579 out of 1306 companies in the Banks industry, which is above the industry midpoint. Overall, Banco del Bajio has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco del Bajio's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco del Bajio ranks #579 out of 1306 companies for Cyclically Adjusted PS Ratio. This puts Banco del Bajio in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.34. Banco del Bajio's value of 3.13 is 6.3% below this benchmark. Historically, Banco del Bajio's own Cyclically Adjusted PS Ratio has ranged from 2.52 to 5.06 over the past decade. While the company's 10-year median is 3.12 vs. the industry median of 3.34, Banco del Bajio has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.34, based on 1,306 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco del Bajio's current Cyclically Adjusted PS Ratio of 3.13 is 6.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banco del Bajio and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco del Bajio's current Cyclically Adjusted PS Ratio is 3.13, which is near median its own 10-year median of 3.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco del Bajio stock overvalued right now?
Based on GuruFocus' analysis, Banco del Bajio (BBAJF) is currently considered Fairly Valued. The stock's GF Value™ is $3.05, compared to a current price of $3.10 — trading 1.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.13, which is near median its 10-year median of 3.12 and 6.3% below the Banks industry median of 3.34. Banco del Bajio's overall GF Score™ is 82/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Banco del Bajio (BBAJF), the current Cyclically Adjusted PS Ratio is 3.13 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco del Bajio (BBAJF) Overvalued in 2026?

Based on GuruFocus' analysis, Banco del Bajio stock appears to be overvalued. The current stock price of $3.10 is trading 1.6% above its estimated GF Value™ of $3.05. GuruFocus considers Banco del Bajio to be Fairly Valued.

Key valuation signals for BBAJF:

  • Cyclically Adjusted PS Ratio: 3.13 (near median its 10-year median of 3.12)
  • GF Value™: $3.05 vs. price of $3.10 (1.6% above fair value)
  • GF Score™: 82/100 with 8 warning signs
  • Industry Position: 6.3% below the Banks median (#579 of 1306)

No single metric tells the full story. See the BBAJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco del Bajio Business Description

Other Exchanges BBAJIOO:Mexico
Address Avenida Manuel J. Clouthier No. 402, Col. Jardines del Campestre, Leon, GTO, MEX, 37128
Banco del Bajio SA is a Mexico based company engaged in the provision of full-banking services. Its activities include receiving deposits, accepting loans, granting loans, operations with securities, trust agreements, and financial factoring and leasing operations. The business segments of the company are Banking and credit transactions, Rediscounted transactions, Treasury transactions and other segments. It derives a majority of the revenue from the Banking and credit transactions activities segment. The bank operates majorly in Mexico.
82GF Score

Get the complete analysis for BBAJF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.10
Price
$3.05
GF Value