Banco del BajioBBAJF 81 Pretax Margin % is 46.33% as of Mar. 2026, which is 5% below its 10-year median of 48.80. GuruFocus rates BBAJF with a GF Score™ of 81/100 and a GF Value™ of $3.03 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,527 Banks companies, Banco del Bajio ranks better than 75.9% on this metric.
The historical rank and industry rank for Banco del Bajio's Pretax Margin % or its related term are showing as below:
BBAJF'
s Pretax Margin % Range Over the Past 10 Years
Min: 32.33 Med: 48.8 Max: 58.02
Current: 45.82
BBAJF's Pretax Margin % is ranked better than 75.9% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs BBAJF: 45.82
Banco del Bajio (OTCPK:BBAJF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Banco del Bajio Pretax Margin % Related Terms
Banco del Bajio Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Banco del Bajio's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco del Bajio's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco del Bajio Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco del Bajio's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Banco del Bajio's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco del Bajio (BBAJF) has a Pretax Margin % of 46.33% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco del Bajio and its competitors. This is near median its historical median of 48.80. Over the past decade, Banco del Bajio's Pretax Margin % has ranged from 32.33 to 58.02. According to the industry distribution chart, Banco del Bajio ranks #368 out of 1527 companies in the Banks industry, placing it in the top 24.1%.
Is Banco del Bajio's Pretax Margin % too high?
Banco del Bajio's current Pretax Margin % of 46.33% is near median its 10-year median of 48.80. Over the past 10 years, this metric has ranged from a low of 32.33 to a high of 58.02. The Banks industry median Pretax Margin % is 34.88. Banco del Bajio's value of 46.33% is 32.8% above this industry median. Based on the distribution chart, Banco del Bajio ranks #368 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco del Bajio has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco del Bajio's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco del Bajio ranks #368 out of 1527 companies for Pretax Margin %. This places Banco del Bajio in the top 24% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.88. Banco del Bajio's value of 46.33% is 32.8% above this benchmark. Historically, Banco del Bajio's own Pretax Margin % has ranged from 32.33 to 58.02 over the past decade. While the company's 10-year median is 48.80 vs. the industry median of 34.88, Banco del Bajio has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco del Bajio's current Pretax Margin % of 46.33% is 32.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco del Bajio and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco del Bajio's current Pretax Margin % is 46.33%, which is near median its own 10-year median of 48.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco del Bajio stock overvalued right now?
Based on GuruFocus' analysis, Banco del Bajio (BBAJF) is currently considered Fairly Valued. The stock's GF Value™ is $3.03, compared to a current price of $3.10 — trading 2.3% above its estimated fair value. The current Pretax Margin % is 46.33%, which is near median its 10-year median of 48.80 and 32.8% above the Banks industry median of 34.88. Banco del Bajio's overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Banco del Bajio (BBAJF), the current Pretax Margin % is 46.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco del Bajio (BBAJF) Overvalued in 2026?
Based on GuruFocus' analysis, Banco del Bajio stock appears to be overvalued.
The current stock price of $3.10 is trading 2.3% above its estimated GF Value™ of $3.03.
GuruFocus considers Banco del Bajio to be Fairly Valued.
Key valuation signals for BBAJF:
Pretax Margin %: 46.33% (near median its 10-year median of 48.80)
GF Value™: $3.03 vs. price of $3.10 (2.3% above fair value)
Industry Position: 32.8% above the Banks median (#368 of 1527)
No single metric tells the full story. See the BBAJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco del Bajio SA is a Mexico based company engaged in the provision of full-banking services. Its activities include receiving deposits, accepting loans, granting loans, operations with securities, trust agreements, and financial factoring and leasing operations. The business segments of the company are Banking and credit transactions, Rediscounted transactions, Treasury transactions and other segments. It derives a majority of the revenue from the Banking and credit transactions activities segment. The bank operates majorly in Mexico.
81GF Score
Get the complete analysis for BBAJF
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BBAJF has been successfully added to your 
