BBAJF (Banco del Bajio) E10: $0.40 (As of Mar. 2026)


BBAJF Banco del Bajio SA BBAJF
81 GF Score
Price $3.10
GF Value $3.03
Valuation Fairly Valued
! 8 Warning Signs
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What is Banco del Bajio E10?

Banco del Bajio BBAJF 81 E10 is $0.40 as of Mar. 2026. GuruFocus rates BBAJF with a GF Score™ of 81/100 and a GF Value™ of $3.03 (Fairly Valued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Banco del Bajio's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.111. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.40 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Banco del Bajio's average E10 Growth Rate was 11.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-26), Banco del Bajio's current stock price is $3.10. Banco del Bajio's E10 for the quarter that ended in Mar. 2026 was $0.40. Banco del Bajio's Shiller PE Ratio of today is 7.75.

During the past 13 years, the highest Shiller PE Ratio of Banco del Bajio was 13.92. The lowest was 6.17. And the median was 7.68.


Banco del Bajio  (OTCPK:BBAJF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Banco del Bajio's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=3.10/0.40
=7.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Banco del Bajio was 13.92. The lowest was 6.17. And the median was 7.68.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Banco del Bajio E10 Related Terms


Banco del Bajio E10 Historical Data

* Premium members only.

The historical data trend for Banco del Bajio's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco del Bajio E10 Chart

Banco del Bajio Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.34 0.30 0.43

Banco del Bajio Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.36 0.38 0.43 0.40

BBAJF vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, Banco del Bajio's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco del Bajio Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco del Bajio's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Banco del Bajio's Shiller PE Ratio falls into.


BBAJF
81GF Score
Banco del Bajio SA BBAJF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco del Bajio E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banco del Bajio's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.111/163.8112*163.8112
=0.111

Current CPI (Mar. 2026) = 163.8112.

Banco del Bajio Quarterly Data

per share eps CPI Adj_EPS
201606 0.024 101.905 0.039
201609 0.026 103.084 0.041
201612 0.026 105.002 0.041
201703 0.036 108.063 0.055
201706 0.044 108.339 0.067
201709 0.048 109.628 0.072
201712 0.045 112.114 0.066
201803 0.053 113.505 0.076
201806 0.052 113.373 0.075
201809 0.060 115.130 0.085
201812 0.059 117.530 0.082
201903 0.061 118.050 0.085
201906 0.062 117.848 0.086
201909 0.059 118.581 0.082
201912 0.062 120.854 0.084
202003 0.044 121.885 0.059
202006 0.026 121.777 0.035
202009 0.029 123.341 0.039
202012 0.031 124.661 0.041
202103 0.039 127.574 0.050
202106 0.045 128.936 0.057
202109 0.051 130.742 0.064
202112 0.063 133.830 0.077
202203 0.064 137.082 0.076
202206 0.076 139.233 0.089
202209 0.228 142.116 0.263
202212 0.113 144.291 0.128
202303 0.125 146.472 0.140
202306 0.136 146.272 0.152
202309 0.397 148.446 0.438
202312 0.133 151.017 0.144
202403 0.121 152.947 0.130
202406 0.131 153.551 0.140
202409 0.108 155.246 0.114
202412 0.102 157.378 0.106
202503 0.098 158.761 0.101
202506 0.097 160.180 0.099
202509 0.104 161.084 0.106
202512 0.091 163.188 0.091
202603 0.111 163.811 0.111

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.40 mean?
Banco del Bajio (BBAJF) has a E10 of $0.40 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Banco del Bajio and its competitors.
Is Banco del Bajio's E10 too high?
Banco del Bajio's current E10 is $0.40. Overall, Banco del Bajio has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco del Bajio's E10 compare to PNC and USB?
Banco del Bajio's E10 of $0.40 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Banco del Bajio and its competitors. Banco del Bajio's current E10 is $0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco del Bajio stock overvalued right now?
Based on GuruFocus' analysis, Banco del Bajio (BBAJF) is currently considered Fairly Valued. The stock's GF Value™ is $3.03, compared to a current price of $3.10 — trading 2.3% above its estimated fair value. The current E10 is $0.40. Banco del Bajio's overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Banco del Bajio (BBAJF), the current E10 is $0.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco del Bajio (BBAJF) Overvalued in 2026?

Based on GuruFocus' analysis, Banco del Bajio stock appears to be overvalued. The current stock price of $3.10 is trading 2.3% above its estimated GF Value™ of $3.03. GuruFocus considers Banco del Bajio to be Fairly Valued.

Key valuation signals for BBAJF:

  • E10: $0.40
  • GF Value™: $3.03 vs. price of $3.10 (2.3% above fair value)
  • GF Score™: 81/100 with 8 warning signs

No single metric tells the full story. See the BBAJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco del Bajio Business Description

Other Exchanges BBAJIOO:Mexico
Address Avenida Manuel J. Clouthier No. 402, Col. Jardines del Campestre, Leon, GTO, MEX, 37128
Banco del Bajio SA is a Mexico based company engaged in the provision of full-banking services. Its activities include receiving deposits, accepting loans, granting loans, operations with securities, trust agreements, and financial factoring and leasing operations. The business segments of the company are Banking and credit transactions, Rediscounted transactions, Treasury transactions and other segments. It derives a majority of the revenue from the Banking and credit transactions activities segment. The bank operates majorly in Mexico.
81GF Score

Get the complete analysis for BBAJF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.10
Price
$3.03
GF Value