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Banco del BajioBBAJF 81 Peter Lynch Fair Value is $3.50 as of Jul. 15, 2026, which is 367% above its 10-year median of 0.75. GuruFocus rates BBAJF with a GF Score™ of 81/100 and a GF Value™ of $3.06 (Fairly Valued). The stock has 8 warning signs investors should review. Among 872 Banks companies, Banco del Bajio ranks better than 51.49% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Banco del Bajio's PEG is 1. Banco del Bajio's 5-Year TTM Book Value Growth Rate is 8.44.
Banco del Bajio's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $0.42. Therefore, the Peter Lynch Fair Value for today is $3.50.
As of today (2026-07-15), Banco del Bajio's share price is $3.11. Banco del Bajio's Peter Lynch fair value is $3.50. Therefore, Banco del Bajio's Price to Peter Lynch Fair Value Ratio for today is 0.89.
The historical rank and industry rank for Banco del Bajio's Peter Lynch Fair Value or its related term are showing as below:
BBAJF'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.21 Med: 0.75 Max: 1.09
Current: 1.09
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Banco del Bajio was 1.09. The lowest was 0.21. And the median was 0.75.
BBAJF's Price-to-Peter-Lynch-Fair-Value is ranked better than 51.49% of 872
companies
in the Banks industry
Industry Median: 1.12
vs BBAJF: 1.09
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Banco del Bajio (OTCPK:BBAJF) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 8.44 instead of 15 in this case.
Banco del Bajio's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
3.11
/
3.50
=
0.89
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco del Bajio Peter Lynch Fair Value Related Terms
Banco del Bajio Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for Banco del Bajio's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BBAJF vs PNC, USB: Peter Lynch Fair Value Comparison
For the Banks - Regional subindustry, Banco del Bajio's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco del Bajio Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, Banco del Bajio's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Banco del Bajio's Price-to-Peter-Lynch-Fair-Value falls into.
Banco del Bajio's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $0.42.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
Banco del Bajio (BBAJF) has a Peter Lynch Fair Value of $3.50 as of Jul. 15, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Banco del Bajio and its competitors. This is 367% above median its historical median of 0.75. Over the past decade, Banco del Bajio's Peter Lynch Fair Value has ranged from 0.21 to 1.09. According to the industry distribution chart, Banco del Bajio ranks #423 out of 872 companies in the Banks industry, placing it in the top 48.5%.
Is Banco del Bajio's Peter Lynch Fair Value too high?
Banco del Bajio's current Peter Lynch Fair Value of $3.50 is 367% above median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 1.09. The Banks industry median Peter Lynch Fair Value is 1.12. Banco del Bajio's value of $3.50 is 212.5% above this industry median. Based on the distribution chart, Banco del Bajio ranks #423 out of 872 companies in the Banks industry, which is above the industry midpoint. Overall, Banco del Bajio has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco del Bajio's Peter Lynch Fair Value compare to PNC and USB?
According to the Banks industry distribution chart, Banco del Bajio ranks #423 out of 872 companies for Peter Lynch Fair Value. This puts Banco del Bajio in the upper half of its industry. The industry median Peter Lynch Fair Value is 1.12. Banco del Bajio's value of $3.50 is 212.5% above this benchmark. Historically, Banco del Bajio's own Peter Lynch Fair Value has ranged from 0.21 to 1.09 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 1.12, Banco del Bajio has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.12, based on 872 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco del Bajio's current Peter Lynch Fair Value of $3.50 is 212.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Banco del Bajio and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco del Bajio's current Peter Lynch Fair Value is $3.50, which is 367% above median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco del Bajio stock overvalued right now?
Based on GuruFocus' analysis, Banco del Bajio (BBAJF) is currently considered Fairly Valued. The stock's GF Value™ is $3.06, compared to a current price of $3.11 — trading 1.6% above its estimated fair value. The current Peter Lynch Fair Value is $3.50, which is 367% above median its 10-year median of 0.75 and 212.5% above the Banks industry median of 1.12. Banco del Bajio's overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Banco del Bajio (BBAJF), the current Peter Lynch Fair Value is $3.50 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco del Bajio (BBAJF) Overvalued in 2026?
Based on GuruFocus' analysis, Banco del Bajio stock appears to be overvalued.
The current stock price of $3.11 is trading 1.6% above its estimated GF Value™ of $3.06.
GuruFocus considers Banco del Bajio to be Fairly Valued.
Key valuation signals for BBAJF:
Peter Lynch Fair Value: $3.50 (367% above median its 10-year median of 0.75)
GF Value™: $3.06 vs. price of $3.11 (1.6% above fair value)
Industry Position: 212.5% above the Banks median (#423 of 872)
No single metric tells the full story. See the BBAJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco del Bajio SA is a Mexico based company engaged in the provision of full-banking services. Its activities include receiving deposits, accepting loans, granting loans, operations with securities, trust agreements, and financial factoring and leasing operations. The business segments of the company are Banking and credit transactions, Rediscounted transactions, Treasury transactions and other segments. It derives a majority of the revenue from the Banking and credit transactions activities segment. The bank operates majorly in Mexico.
81GF Score
Get the complete analysis for BBAJF
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