BBAJF (Banco del Bajio) Margin of Safety % (DCF FCF Based): 72.64% (As of Jun. 26, 2026)


BBAJF Banco del Bajio SA BBAJF
81 GF Score
Price $3.10
GF Value $3.03
Valuation Fairly Valued
! 8 Warning Signs
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What is Banco del Bajio Margin of Safety % (DCF FCF Based)?

Banco del Bajio BBAJF 81 Margin of Safety % (DCF FCF Based) is 72.64% as of Jun. 26, 2026. GuruFocus rates BBAJF with a GF Score™ of 81/100 and a GF Value™ of $3.03 (Fairly Valued). The stock has 8 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Banco del Bajio's Predictability Rank is 4-Stars. Banco del Bajio's intrinsic value calculated from the Discounted FCF model is $7.74 and current share price is $3.10. Consequently,

Banco del Bajio's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 72.64%.

BBAJF vs PNC, USB: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Banco del Bajio's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco del Bajio Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Banco del Bajio's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Banco del Bajio's Margin of Safety % (DCF FCF Based) falls into.


BBAJF
81GF Score
Banco del Bajio SA BBAJF
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco del Bajio Margin of Safety % (DCF FCF Based) Calculation

Banco del Bajio's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(11.33-3.10)/11.33
=72.64 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 72.64% mean?
Banco del Bajio (BBAJF) has a Margin of Safety % (DCF FCF Based) of 72.64% as of Jun. 26, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Banco del Bajio.
Is Banco del Bajio's Margin of Safety % (DCF FCF Based) too high?
Banco del Bajio's current Margin of Safety % (DCF FCF Based) is 72.64%. Overall, Banco del Bajio has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco del Bajio's Margin of Safety % (DCF FCF Based) compare to PNC and USB?
Banco del Bajio's Margin of Safety % (DCF FCF Based) of 72.64% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Banco del Bajio. Banco del Bajio's current Margin of Safety % (DCF FCF Based) is 72.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco del Bajio stock overvalued right now?
Based on GuruFocus' analysis, Banco del Bajio (BBAJF) is currently considered Fairly Valued. The stock's GF Value™ is $3.03, compared to a current price of $3.10 — trading 2.3% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 72.64%. Banco del Bajio's overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Banco del Bajio (BBAJF), the current Margin of Safety % (DCF FCF Based) is 72.64% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco del Bajio (BBAJF) Overvalued in 2026?

Based on GuruFocus' analysis, Banco del Bajio stock appears to be overvalued. The current stock price of $3.10 is trading 2.3% above its estimated GF Value™ of $3.03. GuruFocus considers Banco del Bajio to be Fairly Valued.

Key valuation signals for BBAJF:

  • Margin of Safety % (DCF FCF Based): 72.64%
  • GF Value™: $3.03 vs. price of $3.10 (2.3% above fair value)
  • GF Score™: 81/100 with 8 warning signs

No single metric tells the full story. See the BBAJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco del Bajio Business Description

Other Exchanges BBAJIOO:Mexico
Address Avenida Manuel J. Clouthier No. 402, Col. Jardines del Campestre, Leon, GTO, MEX, 37128
Banco del Bajio SA is a Mexico based company engaged in the provision of full-banking services. Its activities include receiving deposits, accepting loans, granting loans, operations with securities, trust agreements, and financial factoring and leasing operations. The business segments of the company are Banking and credit transactions, Rediscounted transactions, Treasury transactions and other segments. It derives a majority of the revenue from the Banking and credit transactions activities segment. The bank operates majorly in Mexico.
81GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.10
Price
$3.03
GF Value