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Banco del BajioBBAJF +0.32%80 5-Year Yield-on-Cost % is 9.01 as of Jul. 14, 2026, which is 5% above its 10-year median of 8.60. GuruFocus rates BBAJF with a GF Score™ of 80/100 and a GF Value™ of $3.06 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,257 Banks companies, Banco del Bajio ranks better than 85.44% on this metric.
Banco del Bajio's yield on cost for the quarter that ended in Mar. 2026 was 9.01.
The historical rank and industry rank for Banco del Bajio's 5-Year Yield-on-Cost % or its related term are showing as below:
BBAJF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.26 Med: 8.6 Max: 16.97
Current: 9.01
During the past 13 years, Banco del Bajio's highest Yield on Cost was 16.97. The lowest was 0.26. And the median was 8.60.
BBAJF's 5-Year Yield-on-Cost % is ranked better than 85.44% of 1257
companies
in the Banks industry
Industry Median: 3.89
vs BBAJF: 9.01
Banco del Bajio (OTCPK:BBAJF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Banco del Bajio 5-Year Yield-on-Cost % Related Terms
BBAJF vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Banco del Bajio's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco del Bajio 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Banco del Bajio's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Banco del Bajio's 5-Year Yield-on-Cost % falls into.
Banco del Bajio 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Banco del Bajio is calculated as
Banco del Bajio (BBAJF) has a 5-Year Yield-on-Cost % of 9.01 as of Jul. 14, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banco del Bajio and its competitors. This is near median its historical median of 8.60. Over the past decade, Banco del Bajio's 5-Year Yield-on-Cost % has ranged from 0.26 to 16.97. According to the industry distribution chart, Banco del Bajio ranks #183 out of 1257 companies in the Banks industry, placing it in the top 14.6%.
Is Banco del Bajio's 5-Year Yield-on-Cost % too high?
Banco del Bajio's current 5-Year Yield-on-Cost % of 9.01 is near median its 10-year median of 8.60. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 16.97. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Banco del Bajio's value of 9.01 is 131.6% above this industry median. Based on the distribution chart, Banco del Bajio ranks #183 out of 1257 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco del Bajio has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco del Bajio's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Banco del Bajio ranks #183 out of 1257 companies for 5-Year Yield-on-Cost %. This places Banco del Bajio in the top 15% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.89. Banco del Bajio's value of 9.01 is 131.6% above this benchmark. Historically, Banco del Bajio's own 5-Year Yield-on-Cost % has ranged from 0.26 to 16.97 over the past decade. While the company's 10-year median is 8.60 vs. the industry median of 3.89, Banco del Bajio has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,257 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco del Bajio's current 5-Year Yield-on-Cost % of 9.01 is 131.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banco del Bajio and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco del Bajio's current 5-Year Yield-on-Cost % is 9.01, which is near median its own 10-year median of 8.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco del Bajio stock overvalued right now?
Based on GuruFocus' analysis, Banco del Bajio (BBAJF) is currently considered Fairly Valued. The stock's GF Value™ is $3.06, compared to a current price of $3.11 — trading 1.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 9.01, which is near median its 10-year median of 8.60 and 131.6% above the Banks industry median of 3.89. Banco del Bajio's overall GF Score™ is 80/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Banco del Bajio (BBAJF), the current 5-Year Yield-on-Cost % is 9.01 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco del Bajio (BBAJF) Overvalued in 2026?
Based on GuruFocus' analysis, Banco del Bajio stock appears to be overvalued.
The current stock price of $3.11 is trading 1.6% above its estimated GF Value™ of $3.06.
GuruFocus considers Banco del Bajio to be Fairly Valued.
Key valuation signals for BBAJF:
5-Year Yield-on-Cost %: 9.01 (near median its 10-year median of 8.60)
GF Value™: $3.06 vs. price of $3.11 (1.6% above fair value)
Industry Position: 131.6% above the Banks median (#183 of 1257)
No single metric tells the full story. See the BBAJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco del Bajio SA is a Mexico based company engaged in the provision of full-banking services. Its activities include receiving deposits, accepting loans, granting loans, operations with securities, trust agreements, and financial factoring and leasing operations. The business segments of the company are Banking and credit transactions, Rediscounted transactions, Treasury transactions and other segments. It derives a majority of the revenue from the Banking and credit transactions activities segment. The bank operates majorly in Mexico.
80GF Score
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