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Banco del BajioBBAJF 81 EV-to-OCF is 5.07 as of Aug. 10, 2026, which is 35% below its 10-year median of 7.86. GuruFocus rates BBAJF with a GF Score™ of 81/100 and a GF Value™ of $2.90 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,499 Banks companies, Banco del Bajio ranks worse than 53.17% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Banco del Bajio's Enterprise Value is $5,952 Mil.
Banco del Bajio's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $1,175 Mil. Therefore, Banco del Bajio's EV-to-OCF for today is 5.07.
The historical rank and industry rank for Banco del Bajio's EV-to-OCF or its related term are showing as below:
BBAJF'
s EV-to-OCF Range Over the Past 10 Years
Min: -61.66 Med: 7.86 Max: 180.87
Current: 4.86
During the past 13 years, the highest EV-to-OCF of Banco del Bajio was 180.87. The lowest was -61.66. And the median was 7.86.
BBAJF's EV-to-OCF is ranked worse than 53.17% of 1499
companies
in the Banks industry
Industry Median: 4.08
vs BBAJF: 4.86
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banco del Bajio (OTCPK:BBAJF) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banco del Bajio's PE Ratio (TTM) for today is calculated as:
Banco del Bajio's share price for today is $3.30.
Banco del Bajio's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.408.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Banco del Bajio EV-to-OCF Related Terms
Banco del Bajio EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Banco del Bajio's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco del Bajio's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco del Bajio EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Banco del Bajio's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Banco del Bajio's EV-to-OCF falls into.
Banco del Bajio's current Enterprise Value is $5,952 Mil.
Banco del Bajio's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,175 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco del Bajio (BBAJF) has a EV-to-OCF of 5.07 as of Aug. 10, 2026. This is 35% below median its historical median of 7.86. According to the industry distribution chart, Banco del Bajio ranks #797 out of 1499 companies in the Banks industry, placing it in the top 53.2%.
Is Banco del Bajio's EV-to-OCF too high?
Banco del Bajio's current EV-to-OCF of 5.07 is 35% below median its 10-year median of 7.86. The Banks industry median EV-to-OCF is 4.08. Banco del Bajio's value of 5.07 is 24.3% above this industry median. Based on the distribution chart, Banco del Bajio ranks #797 out of 1499 companies in the Banks industry, which is below the industry midpoint. Overall, Banco del Bajio has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco del Bajio's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, Banco del Bajio ranks #797 out of 1499 companies for EV-to-OCF. This places Banco del Bajio in the lower half of its industry. The industry median EV-to-OCF is 4.08. Banco del Bajio's value of 5.07 is 24.3% above this benchmark. While the company's 10-year median is 7.86 vs. the industry median of 4.08, Banco del Bajio has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.08, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco del Bajio's current EV-to-OCF of 5.07 is 24.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco del Bajio's current EV-to-OCF is 5.07, which is 35% below median its own 10-year median of 7.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco del Bajio stock overvalued right now?
Based on GuruFocus' analysis, Banco del Bajio (BBAJF) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.90, compared to a current price of $3.30 — trading 13.8% above its estimated fair value. The current EV-to-OCF is 5.07, which is 35% below median its 10-year median of 7.86 and 24.3% above the Banks industry median of 4.08. Banco del Bajio's overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Banco del Bajio (BBAJF), the current EV-to-OCF is 5.07 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco del Bajio (BBAJF) Overvalued in 2026?
Based on GuruFocus' analysis, Banco del Bajio stock appears to be overvalued.
The current stock price of $3.30 is trading 13.8% above its estimated GF Value™ of $2.90.
GuruFocus considers Banco del Bajio to be Modestly Overvalued.
Key valuation signals for BBAJF:
EV-to-OCF: 5.07 (35% below median its 10-year median of 7.86)
GF Value™: $2.90 vs. price of $3.30 (13.8% above fair value)
Industry Position: 24.3% above the Banks median (#797 of 1499)
No single metric tells the full story. See the BBAJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco del Bajio SA is a Mexico based company engaged in the provision of full-banking services. Its activities include receiving deposits, accepting loans, granting loans, operations with securities, trust agreements, and financial factoring and leasing operations. The business segments of the company are Banking and credit transactions, Rediscounted transactions, Treasury transactions and other segments. It derives a majority of the revenue from the Banking and credit transactions activities segment. The bank operates majorly in Mexico.
81GF Score
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